Should I invest in HSBC Flexi Cap Fund - Direct Growth?

We don't give personal investment advice. HSBC Flexi Cap Fund - Direct Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 14.88%.

HSBC

HSBC Flexi Cap Fund - Direct Growth

Latest NAV

₹247.2106

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.11%	+0.15	27 / 104	Q2
1W	-1.70%	-0.67%	-1.03	80 / 103	Q4
2W	+0.62%	+0.04%	+0.58	26 / 102	Q2
1M	+0.20%	+0.32%	-0.12	47 / 101	Q2
3M	+3.57%	+3.68%	-0.11	36 / 100	Q2
6M	-0.88%	+6.18%	-7.06	52 / 99	Q3
YTD	-0.90%	+2.47%	-3.37	48 / 99	Q2
1Y	+3.98%	+17.47%	-13.49	54 / 89	Q3
2Y	+5.99%	+10.45%	-4.46	53 / 84	Q3
3Y	+18.15%	+13.44%	+4.70	11 / 74	Q1
4Y	+17.20%	+14.31%	+2.89	9 / 38	Q1
5Y	+14.88%	+14.05%	+0.83	11 / 32	Q2
7Y	+15.24%	+14.35%	+0.88	7 / 23	Q2
10Y	+13.81%	+14.35%	-0.54	11 / 18	Q3
Inception	+14.87%	+11.11%	+3.76	30 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.90%	-4.10%	+3.20	6 / 44
2025	+1.44%	+3.69%	-2.25	29 / 39
2024	+29.26%	+20.93%	+8.33	6 / 40
2023	+32.34%	+29.96%	+2.37	11 / 34
2022	-3.48%	+1.56%	-5.04	30 / 34
2021	+35.34%	+25.89%	+9.45	14 / 52
2020	+17.13%	+15.92%	+1.21	19 / 58
2019	+6.88%	+7.18%	-0.30	38 / 69
2018	-9.30%	-5.07%	-4.23	27 / 34
2017	+39.70%	+36.55%	+3.15	11 / 31
2016	+5.88%	+3.36%	+2.52	10 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.56%

152 windows

min -32.4% · max 82.2%

82% positive

3-Year rolling

+15.23%

127 windows

min -7.6% · max 29.8%

96% positive

5-Year rolling

+14.40%

103 windows

min -1.4% · max 25.7%

99% positive

7-Year rolling

+13.56%

79 windows

min 9.0% · max 17.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.93%

3-year · annualised

Sharpe ratio

0.73

vs risk-free 6.5%

Sortino ratio

1.13

Downside-only deviation

Max drawdown

-20.48%

Sep 2024 → Feb 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹247.2106
2 Jun 2026	₹247.4661
1 Jun 2026	₹246.8372
29 May 2026	₹250.0265
27 May 2026	₹252.4196
26 May 2026	₹251.7480
25 May 2026	₹251.6321
22 May 2026	₹249.1862
21 May 2026	₹248.2755
20 May 2026	₹247.1438

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Flexi Cap Fund - Direct Growth is ₹247.2106. It's a Flexi Cap Fund from HSBC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Flexi Cap Fund - Direct Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC Flexi Cap Fund - Direct Growth is managed by HSBC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Flexi Cap Fund - Direct Growth has delivered a absolute return of 3.98% — -13.49 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #54 of 89 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Flexi Cap Fund - Direct Growth has delivered a CAGR of 18.15% — +4.7 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #11 of 74 in its category — the top (Q1) quartile.

Over the trailing 5-year window, HSBC Flexi Cap Fund - Direct Growth has delivered a CAGR of 14.88% — +0.83 pp ahead of the Flexi Cap Fund category average of 14.05%. The fund ranks #11 of 32 in its category — the second (Q2) quartile.

₹1 lakh invested in HSBC Flexi Cap Fund - Direct Growth exactly 10 years ago would be worth approximately ₹364,503 today — a multiplier of 3.65×, based on the 10-year CAGR of 13.81%. The category average over the same window would have grown ₹1 lakh to ₹382,239.

A ₹10,000 monthly SIP in HSBC Flexi Cap Fund - Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹847,507 today. That's an XIRR (money-weighted annualised return) of 13.77%.

A ₹10,000 monthly SIP for 10 years in HSBC Flexi Cap Fund - Direct Growth = ₹1,200,000 invested. It would currently be worth ₹2,580,559 (multiplier 2.15×). XIRR: 14.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HSBC Flexi Cap Fund - Direct Growth ranks #11 out of 32 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.05%; this fund delivered 14.88%.

The worst peak-to-trough decline HSBC Flexi Cap Fund - Direct Growth has experienced over the last 5-year window is 22.67% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Flexi Cap Fund - Direct Growth averaged 14.40% (best 25.73%, worst -1.41%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, HSBC Flexi Cap Fund - Direct Growth returned 1.44% — lagging the Flexi Cap Fund category average of 3.69% by 2.25 pp. It ranked #29 of 39 in its category that year.

HSBC Flexi Cap Fund - Direct Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Flexi Cap Fund - Direct Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 14.88%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.