Should I invest in DSP BlackRock Small and Mid Cap Fund?

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 11.29%.

DSP BlackRock

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth

Latest NAV

₹148.3730

As of

12 Jun 2026

4,817 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.68%	-0.20%	-0.49	7 / 20	Q2
1W	-1.72%	-1.59%	-0.13	8 / 20	Q2
2W	-3.75%	-3.27%	-0.49	11 / 20	Q3
1M	-1.08%	+0.02%	-1.10	17 / 20	Q4
3M	+3.25%	+7.07%	-3.82	18 / 20	Q4
6M	-1.72%	+0.05%	-1.77	15 / 19	Q4
YTD	-2.91%	-1.18%	-1.73	14 / 19	Q3
1Y	-0.87%	+1.20%	-2.07	14 / 18	Q4
2Y	+2.71%	+4.09%	-1.38	12 / 17	Q3
3Y	+16.61%	+17.70%	-1.09	12 / 17	Q3
4Y	+16.92%	+18.13%	-1.21	9 / 11	Q4
5Y	+11.29%	+13.79%	-2.50	8 / 10	Q4
7Y	+15.06%	+17.34%	-2.28	7 / 8	Q4
10Y	+14.20%	+13.03%	+1.16	4 / 5	Q4
Inception	+14.48%	+16.55%	-2.07	17 / 20	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.91%	-1.18%	-1.73	14 / 19
2025	+1.40%	+0.08%	+1.32	8 / 17
2024	+22.29%	+30.15%	-7.86	14 / 17
2023	+38.18%	+35.88%	+2.30	7 / 16
2022	-4.93%	-0.89%	-4.04	8 / 10
2021	+27.37%	+43.61%	-16.24	8 / 9
2020	+23.57%	+23.21%	+0.36	5 / 8
2019	+9.34%	+5.88%	+3.46	3 / 7
2018	-9.76%	-11.44%	+1.68	2 / 6
2017	+39.18%	+37.05%	+2.13	3 / 6
2016	+10.17%	+1.63%	+8.54	1 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.09%

227 windows

min -59.7% · max 162.6%

70% positive

3-Year rolling

+17.14%

202 windows

min -6.4% · max 42.6%

97% positive

5-Year rolling

+16.42%

178 windows

min 4.3% · max 29.9%

100% positive

7-Year rolling

+16.56%

154 windows

min 8.7% · max 29.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.93%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.14

Downside-only deviation

Max drawdown

-21.53%

Oct 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹17.9840	12 Jun 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹90.6318	12 Jun 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹37.4500	12 Jun 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹104.1990	12 Jun 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹28.2610	12 Jun 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹443.0234	12 Jun 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹107.1667	12 Jun 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹17.3400	12 Jun 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹62.8300	12 Jun 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹115.6700	12 Jun 2026

Recent NAVs

Date	NAV
12 Jun 2026	₹148.3730
11 Jun 2026	₹145.2570
10 Jun 2026	₹146.2550
9 Jun 2026	₹147.6180
8 Jun 2026	₹146.0490
5 Jun 2026	₹148.1420
4 Jun 2026	₹147.8060
3 Jun 2026	₹146.7160
2 Jun 2026	₹147.4240
1 Jun 2026	₹147.2080

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 12 Jun 2026, the NAV of DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is ₹148.3730. It's a Mid Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has NAV history starting from 16 Nov 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a absolute return of -0.87% — -2.07 pp behind the Mid Cap Fund category average of 1.20%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a CAGR of 16.61% — -1.09 pp behind the Mid Cap Fund category average of 17.70%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.29% — -2.5 pp behind the Mid Cap Fund category average of 13.79%. The fund ranks #8 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹377,116 today — a multiplier of 3.77×, based on the 10-year CAGR of 14.20%. The category average over the same window would have grown ₹1 lakh to ₹340,374.

A ₹10,000 monthly SIP in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹801,321 today. That's an XIRR (money-weighted annualised return) of 11.51%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,435,040 (multiplier 2.03×). XIRR: 13.55%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth ranks #8 out of 10 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.79%; this fund delivered 11.29%.

The worst peak-to-trough decline DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 22.98% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth averaged 16.42% (best 29.91%, worst 4.27%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth returned 1.40% — beating the Mid Cap Fund category average of 0.08% by 1.32 pp. It ranked #8 of 17 in its category that year.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 11.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.