Should I invest in DSP BlackRock Equity Fund?

We don't give personal investment advice. DSP BlackRock Equity Fund - Regular Plan - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.1%. 5-year CAGR: 1.09%.

DSP BlackRock

DSP BlackRock Equity Fund - Regular Plan - Dividend

Latest NAV

₹55.4440

As of

3 Jun 2026

4,965 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.19%	-0.16	28 / 42	Q3
1W	-1.86%	-1.12%	-0.75	34 / 42	Q4
2W	-0.34%	+0.20%	-0.54	32 / 42	Q4
1M	-0.91%	+0.29%	-1.21	27 / 42	Q3
3M	-11.56%	+2.20%	-13.76	42 / 42	Q4
6M	-14.25%	+2.09%	-16.34	41 / 41	Q4
YTD	-14.50%	-0.80%	-13.70	41 / 41	Q4
1Y	-11.67%	+12.75%	-24.42	38 / 38	Q4
2Y	-5.85%	+7.07%	-12.91	35 / 37	Q4
3Y	+3.67%	+12.23%	-8.56	30 / 33	Q4
4Y	+4.58%	+13.99%	-9.42	17 / 18	Q4
5Y	+1.09%	+12.44%	-11.36	14 / 14	Q4
7Y	+2.93%	+11.74%	-8.80	10 / 10	Q4
10Y	+1.10%	+11.52%	-10.41	5 / 5	Q4
Inception	+1.66%	+10.40%	-8.74	37 / 42	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.50%	-4.70%	-9.80	29 / 29
2025	-3.87%	+1.29%	-5.16	21 / 25
2024	+7.93%	+19.24%	-11.30	23 / 26
2023	+21.89%	+29.13%	-7.24	18 / 20
2022	-14.03%	-2.30%	-11.73	15 / 15
2021	+18.72%	+26.78%	-8.06	15 / 19
2020	+3.84%	+17.92%	-14.08	19 / 21
2019	+3.36%	+9.49%	-6.13	20 / 21
2018	-30.65%	-8.20%	-22.46	11 / 11
2017	+26.59%	+35.64%	-9.05	8 / 8
2016	-8.02%	+1.46%	-9.47	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.20%

234 windows

min -56.2% · max 80.9%

54% positive

3-Year rolling

+2.57%

210 windows

min -18.4% · max 19.4%

68% positive

5-Year rolling

+1.92%

185 windows

min -12.7% · max 12.4%

69% positive

7-Year rolling

+1.47%

161 windows

min -5.4% · max 10.8%

71% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.80%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.11

Downside-only deviation

Max drawdown

-29.50%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹17.8200	3 Jun 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹56.6317	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.4570	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.9366	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹37.2740	2 Jun 2026
DSP BlackRock Equity Fund - Regular Plan - Growth	DSP BlackRock	₹97.7180	3 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.3812	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹34.7300	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹25.7800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹55.4440
2 Jun 2026	₹55.5860
1 Jun 2026	₹55.5720
29 May 2026	₹56.0900
27 May 2026	₹56.6380
26 May 2026	₹56.6410
25 May 2026	₹56.7980
22 May 2026	₹56.0410
21 May 2026	₹55.8270
20 May 2026	₹55.7450

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Equity Fund - Regular Plan - Dividend is ₹55.4440. It's a Flexi Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Equity Fund - Regular Plan - Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Equity Fund - Regular Plan - Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Equity Fund - Regular Plan - Dividend has delivered a absolute return of -11.67% — -24.42 pp behind the Flexi Cap Fund category average of 12.75%. The fund ranks #38 of 38 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Equity Fund - Regular Plan - Dividend has delivered a CAGR of 3.67% — -8.56 pp behind the Flexi Cap Fund category average of 12.23%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP BlackRock Equity Fund - Regular Plan - Dividend has delivered a CAGR of 1.09% — -11.36 pp behind the Flexi Cap Fund category average of 12.44%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Equity Fund - Regular Plan - Dividend exactly 10 years ago would be worth approximately ₹111,603 today — a multiplier of 1.12×, based on the 10-year CAGR of 1.10%. The category average over the same window would have grown ₹1 lakh to ₹297,416.

A ₹10,000 monthly SIP in DSP BlackRock Equity Fund - Regular Plan - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹582,617 today. That's an XIRR (money-weighted annualised return) of -1.16%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Equity Fund - Regular Plan - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,264,789 (multiplier 1.05×). XIRR: 1.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Equity Fund - Regular Plan - Dividend ranks #14 out of 14 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.44%; this fund delivered 1.09%.

The worst peak-to-trough decline DSP BlackRock Equity Fund - Regular Plan - Dividend has experienced over the last 5-year window is 31.05% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Equity Fund - Regular Plan - Dividend averaged 1.92% (best 12.40%, worst -12.72%). 69% of rolling windows ended positive. The 5-year Sharpe ratio is -0.22 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Equity Fund - Regular Plan - Dividend returned -3.87% — lagging the Flexi Cap Fund category average of 1.29% by 5.16 pp. It ranked #21 of 25 in its category that year.

DSP BlackRock Equity Fund - Regular Plan - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP BlackRock Equity Fund - Regular Plan - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.1%. 5-year CAGR: 1.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.