Should I invest in DSP BlackRock Bond Fund?

We don't give personal investment advice. DSP BlackRock Bond Fund - Retail Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 5.64%.

DSP BlackRock

DSP BlackRock Bond Fund - Retail Plan-Growth

Latest NAV

₹84.6104

As of

3 Jun 2026

4,878 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.07%	+0.00	2 / 7	Q2
1W	+0.26%	+0.26%	0.00	5 / 7	Q3
2W	+0.34%	+0.45%	-0.11	5 / 7	Q3
1M	+0.10%	+0.21%	-0.12	5 / 7	Q3
3M	+0.09%	-0.83%	+0.93	3 / 7	Q2
6M	+0.73%	-0.09%	+0.83	4 / 7	Q3
YTD	+0.77%	-0.03%	+0.79	3 / 7	Q2
1Y	+2.89%	+1.56%	+1.32	2 / 7	Q2
2Y	+6.50%	+4.32%	+2.18	2 / 7	Q2
3Y	+6.50%	+3.37%	+3.13	2 / 7	Q2
4Y	+6.73%	+5.63%	+1.11	2 / 7	Q2
5Y	+5.64%	+4.77%	+0.87	2 / 7	Q2
7Y	+6.23%	+4.08%	+2.14	2 / 7	Q2
10Y	+5.98%	+3.04%	+2.94	2 / 7	Q2
Inception	+6.49%	+3.19%	+3.30	2 / 7	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.77%	-0.03%	+0.79	3 / 7
2025	+7.79%	+4.57%	+3.23	2 / 7
2024	+7.62%	+4.06%	+3.56	2 / 7
2023	+7.04%	+2.59%	+4.46	1 / 7
2022	+2.90%	+11.86%	-8.95	5 / 7
2021	+3.44%	+1.90%	+1.55	2 / 7
2020	+9.88%	+6.47%	+3.42	1 / 7
2019	+3.08%	-4.75%	+7.83	1 / 7
2018	+3.54%	+0.18%	+3.36	2 / 7
2017	+5.10%	+0.56%	+4.54	2 / 7
2016	+12.71%	+6.00%	+6.72	1 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.72%

234 windows

min 1.1% · max 16.5%

100% positive

3-Year rolling

+6.64%

210 windows

min 3.0% · max 11.7%

100% positive

5-Year rolling

+6.61%

185 windows

min 4.2% · max 9.7%

100% positive

7-Year rolling

+6.71%

161 windows

min 4.8% · max 8.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.64%

3-year · annualised

Sharpe ratio

-0.11

vs risk-free 6.5%

Sortino ratio

-0.33

Downside-only deviation

Max drawdown

-0.88%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)	Invesco	₹1,326.0991	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.5750	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹14.7184	3 Jun 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹26.7908	3 Jun 2026
DSP BlackRock Bond Fund - Retail Plan-Dividend	DSP BlackRock	₹11.4069	3 Jun 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.5232	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹84.6104
2 Jun 2026	₹84.6341
1 Jun 2026	₹84.5747
29 May 2026	₹84.5515
27 May 2026	₹84.4406
26 May 2026	₹84.4143
25 May 2026	₹84.4452
22 May 2026	₹84.2729
21 May 2026	₹84.1842
20 May 2026	₹84.3214

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Bond Fund - Retail Plan-Growth is ₹84.6104. It's a Medium Duration Fund from DSP BlackRock, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Bond Fund - Retail Plan-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Bond Fund - Retail Plan-Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Bond Fund - Retail Plan-Growth has delivered a absolute return of 2.89% — +1.32 pp ahead of the Medium Duration Fund category average of 1.56%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Bond Fund - Retail Plan-Growth has delivered a CAGR of 6.50% — +3.13 pp ahead of the Medium Duration Fund category average of 3.37%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP BlackRock Bond Fund - Retail Plan-Growth has delivered a CAGR of 5.64% — +0.87 pp ahead of the Medium Duration Fund category average of 4.77%. The fund ranks #2 of 7 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP BlackRock Bond Fund - Retail Plan-Growth exactly 10 years ago would be worth approximately ₹178,751 today — a multiplier of 1.79×, based on the 10-year CAGR of 5.98%. The category average over the same window would have grown ₹1 lakh to ₹134,861.

A ₹10,000 monthly SIP in DSP BlackRock Bond Fund - Retail Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹701,120 today. That's an XIRR (money-weighted annualised return) of 6.16%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Bond Fund - Retail Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,609,771 (multiplier 1.34×). XIRR: 5.73%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Bond Fund - Retail Plan-Growth ranks #2 out of 7 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.77%; this fund delivered 5.64%.

The worst peak-to-trough decline DSP BlackRock Bond Fund - Retail Plan-Growth has experienced over the last 5-year window is 1.81% — its NAV fell from a high on 31 Mar 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Bond Fund - Retail Plan-Growth averaged 6.61% (best 9.66%, worst 4.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.54 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Bond Fund - Retail Plan-Growth returned 7.79% — beating the Medium Duration Fund category average of 4.57% by 3.23 pp. It ranked #2 of 7 in its category that year.

DSP BlackRock Bond Fund - Retail Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Bond Fund - Retail Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 5.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP BlackRock Bond Fund - Retail Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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