Should I invest in Invesco India Medium Duration Fund - Discretionary IDCW (Payout/Reinvestment)?

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 6.24%.

Invesco

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)

Latest NAV

₹1,354.2957

As of

17 Jul 2026

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.01%	0.00	29 / 37	Q4
1W	-0.01%	-0.08%	+0.07	8 / 37	Q1
2W	+0.07%	-0.03%	+0.10	13 / 37	Q2
1M	+0.97%	+0.49%	+0.48	11 / 37	Q2
3M	+2.20%	+1.52%	+0.68	12 / 37	Q2
6M	+3.32%	+1.61%	+1.71	10 / 37	Q2
YTD	+3.16%	+1.65%	+1.50	10 / 37	Q2
1Y	+5.02%	+2.57%	+2.45	11 / 37	Q2
2Y	+7.26%	+3.46%	+3.80	8 / 37	Q1
3Y	+7.32%	+3.33%	+3.99	8 / 37	Q1
4Y	+7.29%	+3.53%	+3.76	7 / 35	Q1
5Y	+6.24%	+3.21%	+3.04	8 / 35	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.25%	+2.46%	+3.79	4 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.16%	+1.35%	+1.81	8 / 30
2025	+7.48%	+3.23%	+4.25	6 / 32
2024	+8.57%	+3.99%	+4.58	6 / 32
2023	+7.08%	+3.16%	+3.92	7 / 32
2022	+2.63%	+2.38%	+0.25	6 / 33
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.63%

49 windows

min 1.6% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.05%

25 windows

min 5.6% · max 8.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.24%

1 window

min 6.2% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.62%

3-year · annualised

Sharpe ratio

0.38

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.06%

Mar 2026 → Apr 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Fortnightly IDCW Opt - Direct Plan	HDFC	₹10.0961	17 Jul 2026
NIPPON INDIA MEDIUM DURATION FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Medium Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0244	17 Jul 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹11.5797	17 Jul 2026
Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment))	Invesco	₹1,042.5459	17 Jul 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.8072	17 Jul 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹15.0384	17 Jul 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹27.3978	17 Jul 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.7835	17 Jul 2026
HSBC Medium Duration Fund - Direct Annual IDCW	HSBC	₹11.6635	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,354.2957
16 Jul 2026	₹1,354.4774
15 Jul 2026	₹1,353.1238
14 Jul 2026	₹1,351.6320
13 Jul 2026	₹1,354.4030
10 Jul 2026	₹1,354.4680
9 Jul 2026	₹1,352.6810
8 Jul 2026	₹1,351.6913
7 Jul 2026	₹1,354.4948
6 Jul 2026	₹1,354.8505

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is ₹1,354.2957. It's a Medium Duration Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has NAV history starting from 19 Jul 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a absolute return of 5.02% — +2.45 pp ahead of the Medium Duration Fund category average of 2.57%. The fund ranks #11 of 37 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a CAGR of 7.32% — +3.99 pp ahead of the Medium Duration Fund category average of 3.33%. The fund ranks #8 of 37 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a CAGR of 6.24% — +3.04 pp ahead of the Medium Duration Fund category average of 3.21%. The fund ranks #8 of 35 in its category — the top (Q1) quartile.

₹1 lakh invested in Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) exactly 5 years ago would be worth approximately ₹135,364 today — a multiplier of 1.35×, based on the 5-year CAGR of 6.24%. The category average over the same window would have grown ₹1 lakh to ₹117,088.

A ₹10,000 monthly SIP in Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹714,866 today. That's an XIRR (money-weighted annualised return) of 6.94%.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹714,866 — XIRR 6.94%.

On a 5-year basis, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) ranks #8 out of 35 funds in the Medium Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.21%; this fund delivered 6.24%.

The worst peak-to-trough decline Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 2.30% — its NAV fell from a high on 05 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) averaged 6.24% (best 6.24%, worst 6.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.22 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) returned 7.48% — beating the Medium Duration Fund category average of 3.23% by 4.25 pp. It ranked #6 of 32 in its category that year.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 6.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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