Should I invest in Invesco India Medium Duration Fund - Discretionary IDCW (Payout/Reinvestment)?

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 5.81%.

Invesco

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)

Latest NAV

₹1,326.0991

As of

3 Jun 2026

1,178 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+52.33%	-52.25	12 / 45	Q2
1W	+0.22%	+32.00%	-31.78	30 / 52	Q3
2W	+0.41%	+49.51%	-49.10	26 / 46	Q3
1M	+0.24%	+49.76%	-49.52	31 / 46	Q3
3M	+0.21%	+50.68%	-50.47	26 / 46	Q3
6M	+1.19%	+52.99%	-51.80	25 / 46	Q3
YTD	+1.08%	+49.92%	-48.84	25 / 46	Q3
1Y	+3.18%	+58.11%	-54.93	22 / 46	Q2
2Y	+6.66%	+18.22%	-11.57	16 / 45	Q2
3Y	+6.77%	+3.00%	+3.77	8 / 37	Q1
4Y	+7.03%	+3.75%	+3.28	8 / 35	Q1
5Y	+5.81%	+3.25%	+2.56	10 / 35	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.97%	+6.67%	-0.70	12 / 47	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.08%	-0.03%	+1.11	12 / 30
2025	+7.48%	+3.23%	+4.25	6 / 32
2024	+8.57%	+3.99%	+4.58	6 / 32
2023	+7.08%	+0.03%	+7.05	7 / 33
2022	+2.63%	+59.88%	-57.25	14 / 41
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.59%

48 windows

min 1.5% · max 10.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.08%

23 windows

min 5.6% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.71%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

0.14

Downside-only deviation

Max drawdown

-1.06%

Mar 2026 → Apr 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Fortnightly IDCW Opt - Direct Plan	HDFC	₹10.1151	3 Jun 2026
NIPPON INDIA MEDIUM DURATION FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Medium Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.5440	3 Jun 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹11.4292	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment))	Invesco	₹1,034.3730	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.5750	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹14.7184	3 Jun 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹26.7908	3 Jun 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.5232	3 Jun 2026
HSBC Medium Duration Fund - Direct Annual IDCW	HSBC	₹11.4485	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,326.0991
2 Jun 2026	₹1,327.0568
1 Jun 2026	₹1,325.9900
29 May 2026	₹1,325.4980
27 May 2026	₹1,324.5494
26 May 2026	₹1,324.1322
25 May 2026	₹1,323.5376
22 May 2026	₹1,320.8990
21 May 2026	₹1,319.7460
20 May 2026	₹1,321.1973

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is ₹1,326.0991. It's a Medium Duration Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has NAV history starting from 19 Jul 2021, a track record of about 4 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is managed by Invesco. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a absolute return of 3.18% — -54.93 pp behind the Medium Duration Fund category average of 58.11%. The fund ranks #22 of 46 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a CAGR of 6.77% — +3.77 pp ahead of the Medium Duration Fund category average of 3.00%. The fund ranks #8 of 37 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has delivered a CAGR of 5.81% — +2.56 pp ahead of the Medium Duration Fund category average of 3.25%. The fund ranks #10 of 35 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) exactly 5 years ago would be worth approximately ₹132,641 today — a multiplier of 1.33×, based on the 5-year CAGR of 5.81%. The category average over the same window would have grown ₹1 lakh to ₹117,355.

A ₹10,000 monthly SIP in Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) over the last 3 years — total invested ₹360,000 — would be worth ₹395,982 today. That's an XIRR (money-weighted annualised return) of 6.28%.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹395,982 — XIRR 6.28%.

On a 5-year basis, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) ranks #10 out of 35 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.25%; this fund delivered 5.81%.

The worst peak-to-trough decline Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) has experienced over the last 3-year window is 1.06% — its NAV fell from a high on 11 Mar 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) averaged 7.08% (best 8.42%, worst 5.59%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.05 — weak risk-adjusted performance.

In calendar year 2025, Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) returned 7.48% — beating the Medium Duration Fund category average of 3.23% by 4.25 pp. It ranked #6 of 32 in its category that year.

Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 5.81%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.