Should I invest in Invesco India Medium Duration Fund - Quarterly IDCW (Payout / Reinvestment))?

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.3%. 5-year CAGR: 0.83%.

Invesco

Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment))

Latest NAV

₹1,042.5459

As of

17 Jul 2026

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.01%	0.00	30 / 37	Q4
1W	-0.01%	-0.08%	+0.07	9 / 37	Q1
2W	+0.07%	-0.03%	+0.10	14 / 37	Q2
1M	+0.97%	+0.49%	+0.48	12 / 37	Q2
3M	+0.86%	+1.52%	-0.66	27 / 37	Q3
6M	+0.44%	+1.61%	-1.17	26 / 37	Q3
YTD	+0.28%	+1.65%	-1.37	25 / 37	Q3
1Y	-5.22%	+2.57%	-7.78	37 / 37	Q4
2Y	-0.42%	+3.46%	-3.88	34 / 37	Q4
3Y	-0.22%	+3.33%	-3.55	34 / 37	Q4
4Y	+1.04%	+3.53%	-2.49	24 / 35	Q3
5Y	+0.83%	+3.21%	-2.38	22 / 35	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.83%	+2.46%	-1.63	20 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.28%	+1.35%	-1.06	20 / 30
2025	-1.08%	+3.23%	-4.31	31 / 32
2024	-0.13%	+3.99%	-4.12	32 / 32
2023	+2.33%	+3.16%	-0.83	15 / 32
2022	+2.63%	+2.38%	+0.25	7 / 33
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.13%

49 windows

min -5.8% · max 7.5%

69% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.29%

25 windows

min -1.0% · max 3.4%

80% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+0.83%

1 window

min 0.8% · max 0.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.07%

3-year · annualised

Sharpe ratio

-1.63

vs risk-free 6.5%

Sortino ratio

-1.85

Downside-only deviation

Max drawdown

-7.29%

Aug 2025 → Apr 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Fortnightly IDCW Opt - Direct Plan	HDFC	₹10.0961	17 Jul 2026
NIPPON INDIA MEDIUM DURATION FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Medium Duration Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0244	17 Jul 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹11.5797	17 Jul 2026
Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)	Invesco	₹1,354.2957	17 Jul 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.8072	17 Jul 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹15.0384	17 Jul 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹27.3978	17 Jul 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.7835	17 Jul 2026
HSBC Medium Duration Fund - Direct Annual IDCW	HSBC	₹11.6635	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,042.5459
16 Jul 2026	₹1,042.6857
15 Jul 2026	₹1,041.6436
14 Jul 2026	₹1,040.4951
13 Jul 2026	₹1,042.6280
10 Jul 2026	₹1,042.6786
9 Jul 2026	₹1,041.3030
8 Jul 2026	₹1,040.5412
7 Jul 2026	₹1,042.6997
6 Jul 2026	₹1,042.9736

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) is ₹1,042.5459. It's a Medium Duration Fund from Invesco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) has NAV history starting from 19 Jul 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) is managed by Invesco. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) has delivered a absolute return of -5.22% — -7.78 pp behind the Medium Duration Fund category average of 2.57%. The fund ranks #37 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) has delivered a CAGR of -0.22% — -3.55 pp behind the Medium Duration Fund category average of 3.33%. The fund ranks #34 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) has delivered a CAGR of 0.83% — -2.38 pp behind the Medium Duration Fund category average of 3.21%. The fund ranks #22 of 35 in its category — the third (Q3) quartile.

₹1 lakh invested in Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) exactly 5 years ago would be worth approximately ₹104,203 today — a multiplier of 1.04×, based on the 5-year CAGR of 0.83%. The category average over the same window would have grown ₹1 lakh to ₹117,088.

A ₹10,000 monthly SIP in Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) over the last 5 years — total invested ₹600,000 — would be worth ₹601,822 today. That's an XIRR (money-weighted annualised return) of 0.12%.

Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹601,822 — XIRR 0.12%.

On a 5-year basis, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) ranks #22 out of 35 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.21%; this fund delivered 0.83%.

The worst peak-to-trough decline Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) has experienced over the last 5-year window is 7.29% — its NAV fell from a high on 05 Aug 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) averaged 0.83% (best 0.83%, worst 0.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.59 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) returned -1.08% — lagging the Medium Duration Fund category average of 3.23% by 4.31 pp. It ranked #31 of 32 in its category that year.

Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Medium Duration Fund - Direct Plan - Quarterly IDCW (Payout / Reinvestment)) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.3%. 5-year CAGR: 0.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.