Should I invest in Nippon India Flexi Cap Fund?

We don't give personal investment advice. Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. 5-year CAGR: 10.69%.

Nippon India

Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option

Latest NAV

₹16.7591

As of

17 Jul 2026

1,209 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+0.10%	+0.16	12 / 42	Q2
1W	-0.15%	-0.15%	0.00	24 / 42	Q3
2W	+0.21%	+0.31%	-0.10	22 / 42	Q3
1M	+1.76%	+2.17%	-0.41	23 / 42	Q3
3M	+2.91%	+5.01%	-2.10	29 / 42	Q3
6M	+0.98%	+6.46%	-5.48	26 / 41	Q3
YTD	-1.07%	+2.47%	-3.54	26 / 41	Q3
1Y	+0.35%	+13.53%	-13.18	28 / 39	Q3
2Y	-0.68%	+6.37%	-7.05	32 / 37	Q4
3Y	+11.66%	+11.98%	-0.32	21 / 35	Q3
4Y	+13.58%	+14.76%	-1.17	11 / 21	Q3
5Y	+10.69%	+12.19%	-1.50	8 / 16	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.88%	+11.38%	-0.50	24 / 42	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.07%	-0.08%	-0.99	17 / 29
2025	+2.20%	+1.29%	+0.91	14 / 25
2024	+15.45%	+19.24%	-3.78	17 / 26
2023	+32.22%	+29.13%	+3.09	7 / 20
2022	-0.86%	-2.30%	+1.44	7 / 15
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.69%

48 windows

min -5.4% · max 43.1%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+15.64%

24 windows

min 11.7% · max 20.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.07%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.64

Downside-only deviation

Max drawdown

-20.24%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹83.4002	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- GROWTH	360 ONE	₹15.8047	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.7591
16 Jul 2026	₹16.7148
15 Jul 2026	₹16.7209
14 Jul 2026	₹16.6429
13 Jul 2026	₹16.7756
10 Jul 2026	₹16.7851
9 Jul 2026	₹16.6042
8 Jul 2026	₹16.4590
7 Jul 2026	₹16.7767
6 Jul 2026	₹16.8330

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option is ₹16.7591. It's a Flexi Cap Fund from Nippon India, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option has NAV history starting from 18 Aug 2021, a track record of about 4 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option has delivered a absolute return of 0.35% — -13.18 pp behind the Flexi Cap Fund category average of 13.53%. The fund ranks #28 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option has delivered a CAGR of 11.66% — -0.32 pp behind the Flexi Cap Fund category average of 11.98%. The fund ranks #21 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option has delivered a CAGR of 10.69% — -1.5 pp behind the Flexi Cap Fund category average of 12.19%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option exactly 5 years ago would be worth approximately ₹166,139 today — a multiplier of 1.66×, based on the 5-year CAGR of 10.69%. The category average over the same window would have grown ₹1 lakh to ₹177,713.

A ₹10,000 monthly SIP in Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹392,255 today. That's an XIRR (money-weighted annualised return) of 5.65%.

Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹392,255 — XIRR 5.65%.

On a 5-year basis, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option ranks #8 out of 16 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.19%; this fund delivered 10.69%.

The worst peak-to-trough decline Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option has experienced over the last 3-year window is 20.24% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option averaged 15.64% (best 20.09%, worst 11.66%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option returned 2.20% — beating the Flexi Cap Fund category average of 1.29% by 0.91 pp. It ranked #14 of 25 in its category that year.

Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 10.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.