Should I invest in Parag Parikh Flexi Cap Fund?

We don't give personal investment advice. Parag Parikh Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 12.83%.

Parag Parikh

Parag Parikh Flexi Cap Fund - Regular Plan - Growth

Latest NAV

₹83.4002

As of

17 Jul 2026

3,231 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+0.10%	+0.37	3 / 42	Q1
1W	+0.56%	-0.15%	+0.71	2 / 42	Q1
2W	+0.16%	+0.31%	-0.16	26 / 42	Q3
1M	+1.24%	+2.17%	-0.93	32 / 42	Q4
3M	-0.72%	+5.01%	-5.73	41 / 42	Q4
6M	-2.84%	+6.46%	-9.30	35 / 41	Q4
YTD	-3.98%	+2.47%	-6.45	36 / 41	Q4
1Y	-1.57%	+13.53%	-15.10	31 / 39	Q4
2Y	+3.48%	+6.37%	-2.89	18 / 37	Q2
3Y	+13.76%	+11.98%	+1.78	13 / 35	Q2
4Y	+16.51%	+14.76%	+1.75	6 / 21	Q2
5Y	+12.83%	+12.19%	+0.64	5 / 16	Q2
7Y	+18.88%	+13.26%	+5.61	1 / 10	Q1
10Y	+16.78%	+11.49%	+5.29	1 / 5	Q1
Inception	+17.51%	+11.38%	+6.13	5 / 42	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.98%	-0.08%	-3.90	25 / 29
2025	+7.51%	+1.29%	+6.22	3 / 25
2024	+23.54%	+19.24%	+4.30	9 / 26
2023	+36.85%	+29.13%	+7.72	4 / 20
2022	-7.23%	-2.30%	-4.93	13 / 15
2021	+45.30%	+26.78%	+18.52	2 / 19
2020	+32.03%	+17.92%	+14.11	4 / 21
2019	+14.03%	+9.49%	+4.54	3 / 21
2018	-0.37%	-8.20%	+7.83	2 / 11
2017	+29.73%	+35.64%	-5.90	7 / 8
2016	+3.52%	+1.46%	+2.07	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.85%

148 windows

min -14.4% · max 71.9%

87% positive

3-Year rolling

+18.40%

124 windows

min 2.9% · max 34.6%

100% positive

5-Year rolling

+18.41%

100 windows

min 5.4% · max 31.5%

100% positive

7-Year rolling

+18.41%

75 windows

min 14.9% · max 21.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.88%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.67

Downside-only deviation

Max drawdown

-11.22%

Oct 2025 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.7591	17 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- GROWTH	360 ONE	₹15.8047	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹83.4002
16 Jul 2026	₹83.0074
15 Jul 2026	₹83.0983
14 Jul 2026	₹82.8623
13 Jul 2026	₹83.2746
10 Jul 2026	₹82.9388
9 Jul 2026	₹82.3858
8 Jul 2026	₹82.1107
7 Jul 2026	₹83.4676
6 Jul 2026	₹83.3689

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Parag Parikh Flexi Cap Fund - Regular Plan - Growth is ₹83.4002. It's a Flexi Cap Fund from Parag Parikh, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Parag Parikh Flexi Cap Fund - Regular Plan - Growth has NAV history starting from 28 May 2013, a track record of about 13 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Flexi Cap Fund - Regular Plan - Growth is managed by Parag Parikh. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Flexi Cap Fund - Regular Plan - Growth has delivered a absolute return of -1.57% — -15.1 pp behind the Flexi Cap Fund category average of 13.53%. The fund ranks #31 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Parag Parikh Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 13.76% — +1.78 pp ahead of the Flexi Cap Fund category average of 11.98%. The fund ranks #13 of 35 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Parag Parikh Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 12.83% — +0.64 pp ahead of the Flexi Cap Fund category average of 12.19%. The fund ranks #5 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Parag Parikh Flexi Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹471,866 today — a multiplier of 4.72×, based on the 10-year CAGR of 16.78%. The category average over the same window would have grown ₹1 lakh to ₹296,742.

A ₹10,000 monthly SIP in Parag Parikh Flexi Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹809,025 today. That's an XIRR (money-weighted annualised return) of 11.90%.

A ₹10,000 monthly SIP for 10 years in Parag Parikh Flexi Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,876,379 (multiplier 2.40×). XIRR: 16.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Parag Parikh Flexi Cap Fund - Regular Plan - Growth ranks #5 out of 16 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.19%; this fund delivered 12.83%.

The worst peak-to-trough decline Parag Parikh Flexi Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 18.42% — its NAV fell from a high on 19 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Flexi Cap Fund - Regular Plan - Growth averaged 18.41% (best 31.51%, worst 5.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.57 — reasonable risk-adjusted performance.

In calendar year 2025, Parag Parikh Flexi Cap Fund - Regular Plan - Growth returned 7.51% — beating the Flexi Cap Fund category average of 1.29% by 6.22 pp. It ranked #3 of 25 in its category that year.

Parag Parikh Flexi Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Parag Parikh Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.4%. 5-year CAGR: 12.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Parag Parikh Flexi Cap Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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