Should I invest in DSP BlackRock Floating Rate Fund-Daily Dividend?

We don't give personal investment advice. DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 1.65%.

DSP BlackRock

DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend

Latest NAV

₹11.1227

As of

3 Jun 2026

5,056 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.04%	-0.04	30 / 36	Q4
1W	+0.60%	+23.03%	-22.43	11 / 41	Q2
2W	+0.89%	+40.35%	-39.46	11 / 36	Q2
1M	+0.86%	+40.52%	-39.67	11 / 36	Q2
3M	+0.93%	+41.87%	-40.94	18 / 36	Q2
6M	+0.00%	+43.31%	-43.31	25 / 36	Q3
YTD	+0.00%	+40.80%	-40.80	27 / 36	Q3
1Y	+0.00%	+29.96%	-29.96	25 / 41	Q3
2Y	+4.18%	-4.68%	+8.85	24 / 41	Q3
3Y	+2.76%	+4.58%	-1.82	19 / 31	Q3
4Y	+2.30%	+4.37%	-2.07	18 / 28	Q3
5Y	+1.65%	+5.19%	-3.54	19 / 28	Q3
7Y	+1.73%	+3.07%	-1.33	15 / 28	Q3
10Y	+0.95%	+2.50%	-1.56	17 / 23	Q3
Inception	+0.51%	-16.47%	+16.98	32 / 46	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.57%	-0.57	21 / 30
2025	+8.54%	+6.54%	+2.00	8 / 30
2024	+0.00%	+3.89%	-3.89	25 / 30
2023	+0.02%	+4.30%	-4.28	25 / 31
2022	+0.03%	+50.17%	-50.14	29 / 33
2021	-0.01%	-10.96%	+10.95	19 / 38
2020	+1.71%	-4.85%	+6.56	14 / 33
2019	+4.39%	-1.86%	+6.24	3 / 28
2018	-5.81%	-0.45%	-5.35	27 / 28
2017	+0.37%	+1.47%	-1.10	11 / 24
2016	+0.82%	+4.33%	-3.50	21 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.58%

234 windows

min -5.5% · max 8.7%

47% positive

3-Year rolling

+0.34%

210 windows

min -1.5% · max 3.1%

61% positive

5-Year rolling

+0.28%

185 windows

min -0.8% · max 2.2%

74% positive

7-Year rolling

+0.25%

161 windows

min -0.5% · max 2.0%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.70%

3-year · annualised

Sharpe ratio

-0.78

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.82%

May 2025 → Feb 2026

% positive months

19.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Credit Risk Fund

Scheme	Fund house	NAV	As of
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.9589	3 Jun 2026
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹2,037.8107	3 Jun 2026
BANDHAN Credit Risk Fund - Regular Plan Annual IDCW	Bandhan	₹10.2544	3 Jun 2026
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW	Aditya Birla Sun Life	₹12.9096	3 Jun 2026
Kotak Credit Risk Fund - Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹13.5239	3 Jun 2026
DSP BlackRock Floating Rate Fund - Regular Plan-Dividend	DSP BlackRock	₹12.3775	3 Jun 2026
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly	DSP	₹11.2656	3 Jun 2026
HSBC Credit Risk Fund - Regular Annual IDCW	HSBC	₹12.2488	3 Jun 2026
Baroda BNP Paribas Credit Risk fund - Regular-Quarterly- IDCW option -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Regular-Quarterly IDCW option Seg. Portfolio 1)	Baroda BNP Paribas	₹0.0000	3 Jun 2026
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option	UTI	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.1227
2 Jun 2026	₹11.1243
1 Jun 2026	₹11.1243
29 May 2026	₹11.1600
27 May 2026	₹11.0610
26 May 2026	₹11.0575
25 May 2026	₹11.0536
22 May 2026	₹11.0361
21 May 2026	₹11.0280
20 May 2026	₹11.0275

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend is ₹11.1227. It's a Credit Risk Fund from DSP BlackRock, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Credit Risk Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend has delivered a absolute return of 0.00% — -29.96 pp behind the Credit Risk Fund category average of 29.96%. The fund ranks #25 of 41 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend has delivered a CAGR of 2.76% — -1.82 pp behind the Credit Risk Fund category average of 4.58%. The fund ranks #19 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend has delivered a CAGR of 1.65% — -3.54 pp behind the Credit Risk Fund category average of 5.19%. The fund ranks #19 of 28 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend exactly 10 years ago would be worth approximately ₹109,895 today — a multiplier of 1.10×, based on the 10-year CAGR of 0.95%. The category average over the same window would have grown ₹1 lakh to ₹128,048.

A ₹10,000 monthly SIP in DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹639,864 today. That's an XIRR (money-weighted annualised return) of 2.54%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend = ₹1,200,000 invested. It would currently be worth ₹1,299,140 (multiplier 1.08×). XIRR: 1.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend ranks #19 out of 28 funds in the Credit Risk Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.19%; this fund delivered 1.65%.

The worst peak-to-trough decline DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend has experienced over the last 5-year window is 1.82% — its NAV fell from a high on 16 May 2025 to a low on 06 Feb 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend averaged 0.28% (best 2.17%, worst -0.84%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is -1.30 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend returned 8.54% — beating the Credit Risk Fund category average of 6.54% by 2.00 pp. It ranked #8 of 30 in its category that year.

DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DSP BlackRock Floating Rate Fund - Regular Plan-Daily Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 1.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.