Should I invest in DSP BlackRock Small and Mid Cap Fund?

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.0%. 5-year CAGR: 2.49%.

DSP BlackRock

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend

Latest NAV

₹29.3490

As of

17 Jul 2026

4,841 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.34%	-0.27%	-0.06	14 / 20	Q3
1W	-0.45%	-0.61%	+0.16	8 / 20	Q2
2W	+0.06%	+0.53%	-0.47	15 / 20	Q3
1M	+0.96%	+1.83%	-0.87	14 / 20	Q3
3M	+3.55%	+6.47%	-2.92	18 / 20	Q4
6M	-4.62%	+6.97%	-11.59	19 / 19	Q4
YTD	-5.31%	+4.97%	-10.28	19 / 19	Q4
1Y	-5.03%	+5.53%	-10.56	19 / 19	Q4
2Y	-5.80%	+3.45%	-9.25	17 / 17	Q4
3Y	+7.46%	+18.21%	-10.76	17 / 17	Q4
4Y	+7.54%	+18.18%	-10.64	13 / 13	Q4
5Y	+2.49%	+14.32%	-11.83	10 / 10	Q4
7Y	+6.08%	+19.17%	-13.09	8 / 8	Q4
10Y	+3.35%	+13.26%	-9.91	5 / 5	Q4
Inception	+5.48%	+18.03%	-12.55	19 / 20	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.31%	+4.97%	-10.28	19 / 19
2025	-6.78%	+0.08%	-6.86	16 / 17
2024	+12.69%	+30.15%	-17.46	17 / 17
2023	+27.08%	+35.88%	-8.80	15 / 16
2022	-14.82%	-0.89%	-13.94	10 / 10
2021	+14.66%	+43.61%	-28.95	9 / 9
2020	+9.39%	+23.21%	-13.82	7 / 8
2019	-3.30%	+5.88%	-9.18	7 / 7
2018	-19.05%	-11.44%	-7.60	6 / 6
2017	+26.74%	+37.05%	-10.31	6 / 6
2016	-0.47%	+1.63%	-2.10	3 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.61%

228 windows

min -57.3% · max 157.9%

55% positive

3-Year rolling

+7.01%

204 windows

min -14.0% · max 33.7%

79% positive

5-Year rolling

+5.82%

179 windows

min -5.2% · max 17.9%

84% positive

7-Year rolling

+5.91%

155 windows

min -0.9% · max 18.6%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.54%

3-year · annualised

Sharpe ratio

0.15

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-27.86%

Oct 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹18.5590	17 Jul 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹99.0958	17 Jul 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹39.9410	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹107.6980	17 Jul 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth	DSP BlackRock	₹154.0860	17 Jul 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹453.1192	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹111.5064	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹18.2900	17 Jul 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹65.4400	17 Jul 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹120.1500	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹29.3490
16 Jul 2026	₹29.4480
15 Jul 2026	₹29.5640
14 Jul 2026	₹29.3860
13 Jul 2026	₹29.5510
10 Jul 2026	₹29.4820
9 Jul 2026	₹29.1510
8 Jul 2026	₹28.8230
7 Jul 2026	₹29.3980
6 Jul 2026	₹29.4760

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend is ₹29.3490. It's a Mid Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend has NAV history starting from 16 Nov 2006, a track record of about 19 years 8 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend has delivered a absolute return of -5.03% — -10.56 pp behind the Mid Cap Fund category average of 5.53%. The fund ranks #19 of 19 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend has delivered a CAGR of 7.46% — -10.76 pp behind the Mid Cap Fund category average of 18.21%. The fund ranks #17 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend has delivered a CAGR of 2.49% — -11.83 pp behind the Mid Cap Fund category average of 14.32%. The fund ranks #10 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend exactly 10 years ago would be worth approximately ₹139,095 today — a multiplier of 1.39×, based on the 10-year CAGR of 3.35%. The category average over the same window would have grown ₹1 lakh to ₹347,364.

A ₹10,000 monthly SIP in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹659,200 today. That's an XIRR (money-weighted annualised return) of 3.72%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,460,166 (multiplier 1.22×). XIRR: 3.85%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend ranks #10 out of 10 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.32%; this fund delivered 2.49%.

The worst peak-to-trough decline DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend has experienced over the last 5-year window is 31.97% — its NAV fell from a high on 18 Oct 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend averaged 5.82% (best 17.87%, worst -5.15%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is -0.10 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend returned -6.78% — lagging the Mid Cap Fund category average of 0.08% by 6.86 pp. It ranked #16 of 17 in its category that year.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.0%. 5-year CAGR: 2.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.