Should I invest in PGIM India Midcap Fund?

We don't give personal investment advice. PGIM India Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 11.49%.

PGIM India

PGIM India Midcap Fund - Regular Plan - Growth Option

Latest NAV

₹65.4400

As of

17 Jul 2026

3,103 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.11%	-0.27%	+0.17	5 / 20	Q1
1W	-0.55%	-0.61%	+0.06	9 / 20	Q2
2W	+0.55%	+0.53%	+0.02	8 / 20	Q2
1M	+1.46%	+1.83%	-0.37	11 / 20	Q3
3M	+4.62%	+6.47%	-1.85	17 / 20	Q4
6M	+4.57%	+6.97%	-2.40	16 / 19	Q4
YTD	+2.25%	+4.97%	-2.72	17 / 19	Q4
1Y	-0.74%	+5.53%	-6.28	17 / 19	Q4
2Y	+1.81%	+3.45%	-1.65	13 / 17	Q4
3Y	+11.34%	+18.21%	-6.87	16 / 17	Q4
4Y	+12.43%	+18.18%	-5.75	12 / 13	Q4
5Y	+11.49%	+14.32%	-2.83	9 / 10	Q4
7Y	+21.34%	+19.17%	+2.16	5 / 8	Q3
10Y	+15.36%	+13.26%	+2.10	3 / 5	Q3
Inception	+16.04%	+18.03%	-1.99	17 / 20	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.25%	+4.97%	-2.72	17 / 19
2025	-0.48%	+0.08%	-0.56	11 / 17
2024	+21.05%	+30.15%	-9.10	15 / 17
2023	+19.98%	+35.88%	-15.90	16 / 16
2022	-1.66%	-0.89%	-0.78	6 / 10
2021	+61.99%	+43.61%	+18.38	1 / 9
2020	+48.47%	+23.21%	+25.26	1 / 8
2019	+3.33%	+5.88%	-2.55	6 / 7
2018	-15.74%	-11.44%	-4.30	5 / 6
2017	+36.10%	+37.05%	-0.95	4 / 6
2016	-2.54%	+1.63%	-4.17	4 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.58%

142 windows

min -20.6% · max 106.5%

80% positive

3-Year rolling

+16.89%

118 windows

min -5.7% · max 44.2%

95% positive

5-Year rolling

+17.32%

93 windows

min -0.4% · max 33.6%

99% positive

7-Year rolling

+17.59%

69 windows

min 14.2% · max 21.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.77%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

0.57

Downside-only deviation

Max drawdown

-19.57%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹18.5590	17 Jul 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹99.0958	17 Jul 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹39.9410	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹107.6980	17 Jul 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹29.3490	17 Jul 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹453.1192	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹111.5064	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹18.2900	17 Jul 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹120.1500	17 Jul 2026
Bank of India Mid Cap Fund - Regular Plan Growth	Bank of India	₹10.2600	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹65.4400
16 Jul 2026	₹65.5100
15 Jul 2026	₹65.8200
14 Jul 2026	₹65.4600
13 Jul 2026	₹65.7600
10 Jul 2026	₹65.8000
9 Jul 2026	₹64.9300
8 Jul 2026	₹64.1400
7 Jul 2026	₹65.1300
6 Jul 2026	₹65.4300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of PGIM India Midcap Fund - Regular Plan - Growth Option is ₹65.4400. It's a Mid Cap Fund from PGIM India, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

PGIM India Midcap Fund - Regular Plan - Growth Option has NAV history starting from 05 Dec 2013, a track record of about 12 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Midcap Fund - Regular Plan - Growth Option is managed by PGIM India. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Midcap Fund - Regular Plan - Growth Option has delivered a absolute return of -0.74% — -6.28 pp behind the Mid Cap Fund category average of 5.53%. The fund ranks #17 of 19 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 11.34% — -6.87 pp behind the Mid Cap Fund category average of 18.21%. The fund ranks #16 of 17 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Midcap Fund - Regular Plan - Growth Option has delivered a CAGR of 11.49% — -2.83 pp behind the Mid Cap Fund category average of 14.32%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Midcap Fund - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹417,346 today — a multiplier of 4.17×, based on the 10-year CAGR of 15.36%. The category average over the same window would have grown ₹1 lakh to ₹347,364.

A ₹10,000 monthly SIP in PGIM India Midcap Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹769,728 today. That's an XIRR (money-weighted annualised return) of 9.90%.

A ₹10,000 monthly SIP for 10 years in PGIM India Midcap Fund - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,827,859 (multiplier 2.36×). XIRR: 16.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Midcap Fund - Regular Plan - Growth Option ranks #9 out of 10 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.32%; this fund delivered 11.49%.

The worst peak-to-trough decline PGIM India Midcap Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 20.06% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Midcap Fund - Regular Plan - Growth Option averaged 17.32% (best 33.56%, worst -0.37%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, PGIM India Midcap Fund - Regular Plan - Growth Option returned -0.48% — lagging the Mid Cap Fund category average of 0.08% by 0.56 pp. It ranked #11 of 17 in its category that year.

PGIM India Midcap Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Midcap Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.1%. 5-year CAGR: 11.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.