Should I invest in Motilal Oswal Midcap Fund?

We don't give personal investment advice. Motilal Oswal Midcap Fund-Regular Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.6%. 5-year CAGR: 21.83%.

Motilal Oswal

Motilal Oswal Midcap Fund-Regular Plan-Growth Option

Latest NAV

₹99.0958

As of

17 Jul 2026

3,045 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	-0.27%	+0.39	1 / 20	Q1
1W	+0.67%	-0.61%	+1.28	1 / 20	Q1
2W	+3.78%	+0.53%	+3.25	1 / 20	Q1
1M	+4.96%	+1.83%	+3.13	1 / 20	Q1
3M	+6.83%	+6.47%	+0.36	8 / 20	Q2
6M	+1.69%	+6.97%	-5.28	18 / 19	Q4
YTD	+0.02%	+4.97%	-4.95	18 / 19	Q4
1Y	-4.16%	+5.53%	-9.69	18 / 19	Q4
2Y	+0.46%	+3.45%	-2.99	16 / 17	Q4
3Y	+18.83%	+18.21%	+0.62	7 / 17	Q2
4Y	+21.85%	+18.18%	+3.67	3 / 13	Q1
5Y	+21.83%	+14.32%	+7.51	1 / 10	Q1
7Y	+22.84%	+19.17%	+3.66	2 / 8	Q1
10Y	+16.67%	+13.26%	+3.41	2 / 5	Q2
Inception	+20.31%	+18.03%	+2.28	7 / 20	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.02%	+4.97%	-4.95	18 / 19
2025	-12.34%	+0.08%	-12.42	17 / 17
2024	+57.51%	+30.15%	+27.37	1 / 17
2023	+40.95%	+35.88%	+5.06	5 / 16
2022	+10.71%	-0.89%	+11.59	1 / 10
2021	+54.49%	+43.61%	+10.88	2 / 9
2020	+9.38%	+23.21%	-13.83	8 / 8
2019	+9.39%	+5.88%	+3.50	2 / 7
2018	-12.21%	-11.44%	-0.77	3 / 6
2017	+29.03%	+37.05%	-8.02	5 / 6
2016	+4.33%	+1.63%	+2.70	2 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.06%

139 windows

min -24.7% · max 92.7%

79% positive

3-Year rolling

+19.30%

115 windows

min -9.1% · max 39.1%

93% positive

5-Year rolling

+18.20%

91 windows

min -0.7% · max 38.5%

99% positive

7-Year rolling

+17.83%

66 windows

min 11.1% · max 24.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.48%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.09

Downside-only deviation

Max drawdown

-29.64%

Dec 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹18.5590	17 Jul 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹39.9410	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹107.6980	17 Jul 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹29.3490	17 Jul 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹453.1192	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹111.5064	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹18.2900	17 Jul 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹65.4400	17 Jul 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹120.1500	17 Jul 2026
Bank of India Mid Cap Fund - Regular Plan Growth	Bank of India	₹10.2600	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹99.0958
16 Jul 2026	₹98.9785
15 Jul 2026	₹99.6945
14 Jul 2026	₹98.8666
13 Jul 2026	₹99.2078
10 Jul 2026	₹98.4340
9 Jul 2026	₹96.3348
8 Jul 2026	₹93.5389
7 Jul 2026	₹95.0866
6 Jul 2026	₹95.7278

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Midcap Fund-Regular Plan-Growth Option is ₹99.0958. It's a Mid Cap Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Midcap Fund-Regular Plan-Growth Option has NAV history starting from 25 Feb 2014, a track record of about 12 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Midcap Fund-Regular Plan-Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Midcap Fund-Regular Plan-Growth Option has delivered a absolute return of -4.16% — -9.69 pp behind the Mid Cap Fund category average of 5.53%. The fund ranks #18 of 19 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Midcap Fund-Regular Plan-Growth Option has delivered a CAGR of 18.83% — +0.62 pp ahead of the Mid Cap Fund category average of 18.21%. The fund ranks #7 of 17 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Midcap Fund-Regular Plan-Growth Option has delivered a CAGR of 21.83% — +7.51 pp ahead of the Mid Cap Fund category average of 14.32%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

₹1 lakh invested in Motilal Oswal Midcap Fund-Regular Plan-Growth Option exactly 10 years ago would be worth approximately ₹467,320 today — a multiplier of 4.67×, based on the 10-year CAGR of 16.67%. The category average over the same window would have grown ₹1 lakh to ₹347,364.

A ₹10,000 monthly SIP in Motilal Oswal Midcap Fund-Regular Plan-Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹921,047 today. That's an XIRR (money-weighted annualised return) of 17.16%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Midcap Fund-Regular Plan-Growth Option = ₹1,200,000 invested. It would currently be worth ₹3,304,230 (multiplier 2.75×). XIRR: 19.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Midcap Fund-Regular Plan-Growth Option ranks #1 out of 10 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.32%; this fund delivered 21.83%.

The worst peak-to-trough decline Motilal Oswal Midcap Fund-Regular Plan-Growth Option has experienced over the last 5-year window is 29.64% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Midcap Fund-Regular Plan-Growth Option averaged 18.20% (best 38.46%, worst -0.73%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal Midcap Fund-Regular Plan-Growth Option returned -12.34% — lagging the Mid Cap Fund category average of 0.08% by 12.42 pp. It ranked #17 of 17 in its category that year.

Motilal Oswal Midcap Fund-Regular Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Midcap Fund-Regular Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.6%. 5-year CAGR: 21.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.