Should I invest in DSP BlackRock Small and Mid Cap Fund?

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 12.01%.

DSP BlackRock

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth

Latest NAV

₹146.7160

As of

3 Jun 2026

4,810 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.15%	-0.01	13 / 20	Q3
1W	-2.39%	-1.87%	-0.52	15 / 20	Q3
2W	-1.17%	-0.13%	-1.04	18 / 20	Q4
1M	-0.75%	+0.80%	-1.55	20 / 20	Q4
3M	-0.25%	+4.64%	-4.89	18 / 19	Q4
6M	-1.83%	-0.33%	-1.49	16 / 19	Q4
YTD	-1.46%	+0.28%	-1.74	16 / 19	Q4
1Y	+3.33%	+5.26%	-1.93	14 / 18	Q4
2Y	+4.80%	+5.72%	-0.91	11 / 17	Q3
3Y	+17.68%	+18.84%	-1.16	12 / 17	Q3
4Y	+16.14%	+17.35%	-1.21	9 / 11	Q4
5Y	+12.01%	+14.80%	-2.79	9 / 10	Q4
7Y	+15.11%	+17.39%	-2.28	7 / 8	Q4
10Y	+14.53%	+13.35%	+1.18	4 / 5	Q4
Inception	+14.59%	+16.96%	-2.37	17 / 20	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.46%	+0.28%	-1.74	16 / 19
2025	+1.40%	+0.08%	+1.32	8 / 17
2024	+22.29%	+30.15%	-7.86	14 / 17
2023	+38.18%	+35.88%	+2.30	7 / 16
2022	-4.93%	-0.89%	-4.04	8 / 10
2021	+27.37%	+43.61%	-16.24	8 / 9
2020	+23.57%	+23.21%	+0.36	5 / 8
2019	+9.34%	+5.88%	+3.46	3 / 7
2018	-9.76%	-11.44%	+1.68	2 / 6
2017	+39.18%	+37.05%	+2.13	3 / 6
2016	+10.17%	+1.63%	+8.54	1 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.15%

226 windows

min -59.6% · max 141.2%

73% positive

3-Year rolling

+17.02%

202 windows

min -7.5% · max 41.3%

96% positive

5-Year rolling

+16.37%

178 windows

min 3.0% · max 29.1%

100% positive

7-Year rolling

+16.61%

153 windows

min 8.3% · max 29.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.92%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.06

Downside-only deviation

Max drawdown

-21.53%

Oct 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - GROWTH - REGULAR PLAN	Bandhan	₹17.7700	3 Jun 2026
Motilal Oswal Midcap Fund-Regular Plan-Growth Option	Motilal Oswal	₹90.2583	3 Jun 2026
Mirae Asset Midcap Fund - Regular Plan-Growth Option	Mirae Asset	₹37.5260	3 Jun 2026
Edelweiss Mid Cap Fund - Regular Plan - Growth Option	Edelweiss	₹104.0860	3 Jun 2026
DSP BlackRock Small and Mid Cap Fund - Regular Plan - Dividend	DSP BlackRock	₹27.9460	3 Jun 2026
HSBC Midcap Fund - Regular Growth	HSBC	₹443.0330	3 Jun 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹107.1995	3 Jun 2026
Canara Robeco Mid Cap Fund- Regular Plan- Growth Option	Canara Robeco	₹17.2600	3 Jun 2026
PGIM India Midcap Fund - Regular Plan - Growth Option	PGIM India	₹62.3800	3 Jun 2026
Axis Midcap Fund - Regular Plan - Growth	Axis	₹114.9200	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹146.7160
2 Jun 2026	₹147.4240
1 Jun 2026	₹147.2080
29 May 2026	₹149.1220
27 May 2026	₹150.9220
26 May 2026	₹151.0280
25 May 2026	₹151.3540
22 May 2026	₹149.9250
21 May 2026	₹149.6000
20 May 2026	₹149.4910

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is ₹146.7160. It's a Mid Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has NAV history starting from 16 Nov 2006, a track record of about 19 years 6 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a absolute return of 3.33% — -1.93 pp behind the Mid Cap Fund category average of 5.26%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a CAGR of 17.68% — -1.16 pp behind the Mid Cap Fund category average of 18.84%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has delivered a CAGR of 12.01% — -2.79 pp behind the Mid Cap Fund category average of 14.80%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹388,224 today — a multiplier of 3.88×, based on the 10-year CAGR of 14.53%. The category average over the same window would have grown ₹1 lakh to ₹349,970.

A ₹10,000 monthly SIP in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹816,746 today. That's an XIRR (money-weighted annualised return) of 12.28%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,479,523 (multiplier 2.07×). XIRR: 13.89%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth ranks #9 out of 10 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.80%; this fund delivered 12.01%.

The worst peak-to-trough decline DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 22.98% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth averaged 16.37% (best 29.08%, worst 2.98%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth returned 1.40% — beating the Mid Cap Fund category average of 0.08% by 1.32 pp. It ranked #8 of 17 in its category that year.

DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP BlackRock Small and Mid Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.0%. 5-year CAGR: 12.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.