Should I invest in UTI Focussed Equity Fund Series - 1 (2195 Days)?

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.1%. 5-year CAGR: 8.02%.

UTI

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option

Latest NAV

₹15.3687

As of

7 Sep 2020

1,473 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.11%	-0.11	90 / 104	Q4
1W	-0.16%	-0.67%	+0.52	42 / 103	Q2
2W	-2.31%	+0.04%	-2.35	95 / 102	Q4
1M	+0.49%	+0.32%	+0.18	40 / 101	Q2
3M	+13.85%	+3.68%	+10.17	12 / 100	Q1
6M	+6.43%	+6.18%	+0.25	38 / 99	Q2
YTD	-1.42%	+2.47%	-3.89	51 / 99	Q3
1Y	+13.37%	+17.47%	-4.10	33 / 89	Q2
2Y	+2.34%	+10.45%	-8.11	74 / 84	Q4
3Y	+2.94%	+13.44%	-10.50	70 / 74	Q4
4Y	+5.55%	+14.31%	-8.76	37 / 38	Q4
5Y	+8.02%	+14.05%	-6.03	31 / 32	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.21%	+11.11%	-3.90	80 / 104	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.42%	+15.92%	-17.33	57 / 58
2019	+12.83%	+7.18%	+5.65	11 / 69
2018	-13.15%	-5.07%	-8.07	33 / 34
2017	+38.06%	+36.55%	+1.52	13 / 31
2016	+7.48%	+3.36%	+4.12	5 / 31
2015	-6.18%	+2.95%	-9.13	8 / 9
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.36%

62 windows

min -20.4% · max 41.9%

65% positive

3-Year rolling

+7.55%

37 windows

min -4.0% · max 13.5%

92% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+5.54%

13 windows

min 0.9% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.99%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-36.15%

Feb 2020 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
7 Sep 2020	₹15.3687
4 Sep 2020	₹15.3721
3 Sep 2020	₹15.4586
2 Sep 2020	₹15.4659
1 Sep 2020	₹15.4312
31 Aug 2020	₹15.3927
28 Aug 2020	₹15.8557
27 Aug 2020	₹15.7709
26 Aug 2020	₹15.7586
25 Aug 2020	₹15.7619

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Sep 2020, the NAV of UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option is ₹15.3687. It's a Flexi Cap Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option has NAV history starting from 08 Sep 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option has delivered a absolute return of 13.37% — -4.1 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #33 of 89 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option has delivered a CAGR of 2.94% — -10.5 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #70 of 74 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option has delivered a CAGR of 8.02% — -6.03 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #31 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹147,052 today — a multiplier of 1.47×, based on the 5-year CAGR of 8.02%. The category average over the same window would have grown ₹1 lakh to ₹192,952.

A ₹10,000 monthly SIP in UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹714,106 today. That's an XIRR (money-weighted annualised return) of 6.88%.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹714,106 — XIRR 6.88%.

On a 5-year basis, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option ranks #31 out of 32 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.05%; this fund delivered 8.02%.

The worst peak-to-trough decline UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option has experienced over the last 5-year window is 36.15% — its NAV fell from a high on 20 Feb 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option averaged 5.54% (best 8.02%, worst 0.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2019, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option returned 12.83% — beating the Flexi Cap Fund category average of 7.18% by 5.65 pp. It ranked #11 of 69 in its category that year.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.1%. 5-year CAGR: 8.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.