Should I invest in UTI Focussed Equity Fund Series - 1 (2195 Days)?

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.1%. 5-year CAGR: 6.33%.

UTI

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option

Latest NAV

₹14.2050

As of

7 Sep 2020

1,473 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.75	91 / 105	Q4
1W	-0.16%	-1.81%	+1.66	38 / 104	Q2
2W	-2.31%	-1.11%	-1.20	91 / 104	Q4
1M	+0.49%	-1.16%	+1.66	36 / 104	Q2
3M	+13.85%	+1.00%	+12.85	11 / 103	Q1
6M	+6.43%	+1.92%	+4.51	29 / 100	Q2
YTD	-1.42%	-1.23%	-0.18	46 / 98	Q2
1Y	+13.37%	+9.43%	+3.94	22 / 88	Q1
2Y	+2.34%	+5.85%	-3.50	51 / 82	Q3
3Y	+2.94%	+10.05%	-7.11	60 / 71	Q4
4Y	+3.50%	+9.63%	-6.13	33 / 39	Q4
5Y	+6.33%	+8.82%	-2.49	22 / 34	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.82%	+8.04%	-2.23	68 / 105	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.42%	+11.58%	-12.99	53 / 56
2019	+12.83%	+5.80%	+7.03	11 / 68
2018	-13.15%	-11.53%	-1.61	23 / 33
2017	+38.07%	+29.49%	+8.58	8 / 30
2016	-0.66%	-0.10%	-0.56	18 / 30
2015	-6.18%	+2.63%	-8.81	9 / 10
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.56%

62 windows

min -20.4% · max 41.9%

61% positive

3-Year rolling

+5.56%

37 windows

min -4.0% · max 10.6%

92% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.89%

13 windows

min -0.7% · max 6.3%

92% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.99%

3-year · annualised

Sharpe ratio

-0.06

vs risk-free 6.5%

Sortino ratio

-0.08

Downside-only deviation

Max drawdown

-36.15%

Feb 2020 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
7 Sep 2020	₹14.2050
4 Sep 2020	₹14.2081
3 Sep 2020	₹14.2880
2 Sep 2020	₹14.2947
1 Sep 2020	₹14.2627
31 Aug 2020	₹14.2271
28 Aug 2020	₹14.6551
27 Aug 2020	₹14.5766
26 Aug 2020	₹14.5653
25 Aug 2020	₹14.5683

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Sep 2020, the NAV of UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option is ₹14.2050. It's a Flexi Cap Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option has NAV history starting from 08 Sep 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option is managed by UTI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option has delivered a absolute return of 13.37% — +3.94 pp ahead of the Flexi Cap Fund category average of 9.43%. The fund ranks #22 of 88 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option has delivered a CAGR of 2.94% — -7.11 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #60 of 71 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option has delivered a CAGR of 6.33% — -2.49 pp behind the Flexi Cap Fund category average of 8.82%. The fund ranks #22 of 34 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option exactly 5 years ago would be worth approximately ₹135,917 today — a multiplier of 1.36×, based on the 5-year CAGR of 6.33%. The category average over the same window would have grown ₹1 lakh to ₹152,612.

A ₹10,000 monthly SIP in UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹697,799 today. That's an XIRR (money-weighted annualised return) of 5.97%.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹697,799 — XIRR 5.97%.

On a 5-year basis, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option ranks #22 out of 34 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.82%; this fund delivered 6.33%.

The worst peak-to-trough decline UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option has experienced over the last 5-year window is 36.15% — its NAV fell from a high on 20 Feb 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option averaged 3.89% (best 6.33%, worst -0.68%). 92% of rolling windows ended positive. The 5-year Sharpe ratio is 0.12 — weak risk-adjusted performance.

In calendar year 2019, UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option returned 12.83% — beating the Flexi Cap Fund category average of 5.79% by 7.03 pp. It ranked #11 of 68 in its category that year.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Direct Plan - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.1%. 5-year CAGR: 6.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.