Should I invest in Templeton India Equity Income Fund?

We don't give personal investment advice. Templeton India Equity Income Fund-Growth Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.4%. 5-year CAGR: 14.58%.

Franklin Templeton

Templeton India Equity Income Fund-Growth Plan

Latest NAV

₹136.9627

As of

2 Jun 2026

4,926 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.34%	-0.19	9 / 9	Q4
1W	-0.78%	-1.37%	+0.59	2 / 9	Q1
2W	+1.21%	-0.31%	+1.52	2 / 9	Q1
1M	-0.13%	-1.30%	+1.18	2 / 9	Q1
3M	-1.89%	-3.05%	+1.16	3 / 9	Q2
6M	-1.74%	-4.62%	+2.88	2 / 9	Q1
YTD	-2.43%	-5.00%	+2.57	2 / 9	Q1
1Y	+0.27%	-1.56%	+1.83	3 / 9	Q2
2Y	+0.18%	-0.19%	+0.37	6 / 9	Q3
3Y	+14.68%	+13.44%	+1.24	4 / 9	Q2
4Y	+13.35%	+13.07%	+0.29	5 / 9	Q3
5Y	+14.58%	+12.67%	+1.91	4 / 8	Q2
7Y	+16.56%	+12.95%	+3.61	2 / 7	Q2
10Y	+15.11%	+11.03%	+4.08	2 / 7	Q2
Inception	+14.09%	+10.24%	+3.84	2 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.43%	-5.00%	+2.57	2 / 9
2025	+1.35%	+1.95%	-0.60	7 / 9
2024	+19.44%	+16.82%	+2.63	3 / 9
2023	+33.83%	+34.20%	-0.37	6 / 9
2022	+5.33%	+1.00%	+4.32	3 / 9
2021	+42.09%	+36.56%	+5.53	2 / 8
2020	+22.59%	+15.38%	+7.22	1 / 7
2019	+5.26%	-0.48%	+5.74	1 / 7
2018	-8.35%	-11.11%	+2.76	3 / 7
2017	+33.37%	+27.50%	+5.88	2 / 7
2016	+8.53%	+2.74%	+5.78	2 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.47%

232 windows

min -54.9% · max 116.9%

75% positive

3-Year rolling

+14.95%

208 windows

min -7.2% · max 36.5%

98% positive

5-Year rolling

+14.45%

184 windows

min -0.6% · max 30.1%

99% positive

7-Year rolling

+13.84%

159 windows

min 6.2% · max 22.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.90%

3-year · annualised

Sharpe ratio

0.63

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-16.42%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.0310	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹51.6200	3 Jun 2026
Templeton India Equity Income Fund-Dividend Plan	Franklin Templeton	₹23.7678	2 Jun 2026
UTI-Dividend Yield Fund.-Growth	UTI	₹171.0709	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹129.2461	3 Jun 2026
Birla Sun Life Dividend Yield Plus-Plan A (Dividend)	Birla Sun Life	₹25.6500	2 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹136.9627
1 Jun 2026	₹136.7535
29 May 2026	₹136.8527
27 May 2026	₹138.9420
26 May 2026	₹138.0411
25 May 2026	₹138.2252
22 May 2026	₹136.3533
21 May 2026	₹136.1089
20 May 2026	₹135.3552
19 May 2026	₹135.3249

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Templeton India Equity Income Fund-Growth Plan is ₹136.9627. It's a Dividend Yield Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Templeton India Equity Income Fund-Growth Plan has NAV history starting from 19 May 2006, a track record of about 20 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Equity Income Fund-Growth Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Equity Income Fund-Growth Plan has delivered a absolute return of 0.27% — +1.83 pp ahead of the Dividend Yield Fund category average of -1.56%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Templeton India Equity Income Fund-Growth Plan has delivered a CAGR of 14.68% — +1.24 pp ahead of the Dividend Yield Fund category average of 13.44%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Templeton India Equity Income Fund-Growth Plan has delivered a CAGR of 14.58% — +1.91 pp ahead of the Dividend Yield Fund category average of 12.67%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in Templeton India Equity Income Fund-Growth Plan exactly 10 years ago would be worth approximately ₹408,541 today — a multiplier of 4.09×, based on the 10-year CAGR of 15.11%. The category average over the same window would have grown ₹1 lakh to ₹284,723.

A ₹10,000 monthly SIP in Templeton India Equity Income Fund-Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹793,224 today. That's an XIRR (money-weighted annualised return) of 11.10%.

A ₹10,000 monthly SIP for 10 years in Templeton India Equity Income Fund-Growth Plan = ₹1,200,000 invested. It would currently be worth ₹2,656,032 (multiplier 2.21×). XIRR: 15.17%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Equity Income Fund-Growth Plan ranks #4 out of 8 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.67%; this fund delivered 14.58%.

The worst peak-to-trough decline Templeton India Equity Income Fund-Growth Plan has experienced over the last 5-year window is 16.42% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Equity Income Fund-Growth Plan averaged 14.45% (best 30.11%, worst -0.65%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, Templeton India Equity Income Fund-Growth Plan returned 1.35% — lagging the Dividend Yield Fund category average of 1.95% by 0.60 pp. It ranked #7 of 9 in its category that year.

Templeton India Equity Income Fund-Growth Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Templeton India Equity Income Fund-Growth Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.4%. 5-year CAGR: 14.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.