Should I invest in Birla Sun Life Dividend Yield Plus-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 8.27%.

Birla Sun Life

Birla Sun Life Dividend Yield Plus-Plan A (Dividend)

Latest NAV

₹25.6500

As of

2 Jun 2026

4,960 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.59%	+0.34%	+0.25	1 / 9	Q1
1W	-1.35%	-1.37%	+0.03	3 / 9	Q2
2W	-1.00%	-0.31%	-0.69	6 / 9	Q3
1M	-1.12%	-1.30%	+0.19	4 / 9	Q2
3M	-2.17%	-3.05%	+0.88	4 / 9	Q2
6M	-4.33%	-4.62%	+0.30	3 / 9	Q2
YTD	-3.72%	-5.00%	+1.28	3 / 9	Q2
1Y	-3.06%	-1.56%	-1.50	8 / 9	Q4
2Y	-4.31%	-0.19%	-4.11	8 / 9	Q4
3Y	+9.09%	+13.44%	-4.36	8 / 9	Q4
4Y	+9.73%	+13.07%	-3.33	8 / 9	Q4
5Y	+8.27%	+12.67%	-4.40	7 / 8	Q4
7Y	+9.09%	+12.95%	-3.86	6 / 7	Q4
10Y	+6.01%	+11.03%	-5.02	6 / 7	Q4
Inception	+3.33%	+10.24%	-6.91	9 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.72%	-5.00%	+1.28	3 / 9
2025	-4.24%	+1.95%	-6.20	8 / 9
2024	+9.61%	+16.82%	-7.20	9 / 9
2023	+30.78%	+34.20%	-3.42	8 / 9
2022	-0.88%	+1.00%	-1.88	6 / 9
2021	+28.28%	+36.56%	-8.29	8 / 8
2020	+12.03%	+15.38%	-3.35	6 / 7
2019	-1.86%	-0.48%	-1.38	4 / 7
2018	-19.74%	-11.11%	-8.63	7 / 7
2017	+19.94%	+27.50%	-7.55	6 / 7
2016	-2.73%	+2.74%	-5.47	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.99%

234 windows

min -45.2% · max 74.9%

54% positive

3-Year rolling

+5.64%

210 windows

min -16.7% · max 22.8%

71% positive

5-Year rolling

+4.71%

185 windows

min -10.6% · max 19.1%

84% positive

7-Year rolling

+3.87%

161 windows

min -2.9% · max 11.0%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.13%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-25.02%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.0310	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹51.6200	3 Jun 2026
Templeton India Equity Income Fund-Dividend Plan	Franklin Templeton	₹23.7678	2 Jun 2026
UTI-Dividend Yield Fund.-Growth	UTI	₹171.0709	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹129.2461	3 Jun 2026
Birla Sun Life Dividend Yield Plus-Plan B (Growth)	Birla Sun Life	₹450.8600	2 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹25.6500
1 Jun 2026	₹25.5000
29 May 2026	₹25.6700
27 May 2026	₹26.0200
26 May 2026	₹26.0000
25 May 2026	₹26.0400
22 May 2026	₹25.7600
21 May 2026	₹25.8000
20 May 2026	₹25.9100
19 May 2026	₹25.9100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is ₹25.6500. It's a Dividend Yield Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a absolute return of -3.06% — -1.5 pp behind the Dividend Yield Fund category average of -1.56%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a CAGR of 9.09% — -4.36 pp behind the Dividend Yield Fund category average of 13.44%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has delivered a CAGR of 8.27% — -4.4 pp behind the Dividend Yield Fund category average of 12.67%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹179,245 today — a multiplier of 1.79×, based on the 10-year CAGR of 6.01%. The category average over the same window would have grown ₹1 lakh to ₹284,723.

A ₹10,000 monthly SIP in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹691,293 today. That's an XIRR (money-weighted annualised return) of 5.60%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Dividend Yield Plus-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,755,373 (multiplier 1.46×). XIRR: 7.38%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) ranks #7 out of 8 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.67%; this fund delivered 8.27%.

The worst peak-to-trough decline Birla Sun Life Dividend Yield Plus-Plan A (Dividend) has experienced over the last 5-year window is 25.02% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) averaged 4.71% (best 19.11%, worst -10.57%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Dividend Yield Plus-Plan A (Dividend) returned -4.24% — lagging the Dividend Yield Fund category average of 1.95% by 6.20 pp. It ranked #8 of 9 in its category that year.

Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Dividend Yield Plus-Plan A (Dividend) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.0%. 5-year CAGR: 8.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.