Should I invest in Birla Sun Life Advantage Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Advantage Fund-Plan A (Dividend) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 2.03%.

Birla Sun Life

Birla Sun Life Advantage Fund-Plan A (Dividend)

Latest NAV

₹129.9500

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.11%	+0.18	11 / 32	Q2
1W	-1.73%	-1.76%	+0.03	12 / 32	Q2
2W	+0.28%	-0.27%	+0.55	9 / 32	Q2
1M	-1.15%	-1.02%	-0.13	17 / 32	Q3
3M	-1.10%	-1.18%	+0.08	11 / 32	Q2
6M	-2.49%	-5.43%	+2.94	7 / 32	Q1
YTD	-2.81%	-5.57%	+2.75	5 / 32	Q1
1Y	-5.09%	-1.21%	-3.88	24 / 32	Q3
2Y	-4.27%	+1.22%	-5.49	28 / 32	Q4
3Y	+5.00%	+13.45%	-8.45	31 / 32	Q4
4Y	+4.74%	+13.62%	-8.88	31 / 32	Q4
5Y	+2.03%	+11.89%	-9.86	31 / 32	Q4
7Y	+4.42%	+12.99%	-8.56	31 / 32	Q4
10Y	+3.84%	+11.48%	-7.64	31 / 32	Q4
Inception	+2.22%	+9.20%	-6.99	26 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.81%	-5.57%	+2.75	5 / 32
2025	-3.32%	+2.91%	-6.22	28 / 32
2024	+7.58%	+19.92%	-12.34	32 / 32
2023	+17.96%	+27.73%	-9.76	29 / 32
2022	-18.31%	+2.49%	-20.80	32 / 32
2021	+30.34%	+32.49%	-2.15	19 / 32
2020	+11.27%	+13.97%	-2.70	24 / 32
2019	+0.72%	+4.84%	-4.11	27 / 32
2018	-18.45%	-10.87%	-7.58	30 / 32
2017	+26.11%	+31.34%	-5.24	23 / 32
2016	-0.08%	+2.52%	-2.60	24 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.97%

234 windows

min -61.4% · max 82.3%

56% positive

3-Year rolling

+2.96%

210 windows

min -15.5% · max 20.0%

68% positive

5-Year rolling

+2.80%

185 windows

min -11.3% · max 13.4%

70% positive

7-Year rolling

+2.65%

161 windows

min -4.8% · max 7.6%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.55%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.03

Downside-only deviation

Max drawdown

-23.32%

Aug 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹282.7709	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.7310	3 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.2030	3 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹239.5300	3 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹177.6776	3 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹97.8700	3 Jun 2026
Birla Sun Life Advantage Fund-Plan B (Growth)	Birla Sun Life	₹892.2500	3 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹74.2930	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹129.9500
2 Jun 2026	₹130.2700
1 Jun 2026	₹129.8900
29 May 2026	₹131.3400
27 May 2026	₹132.9500
26 May 2026	₹132.5600
25 May 2026	₹132.6800
22 May 2026	₹131.3000
21 May 2026	₹130.6700
20 May 2026	₹130.1300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Advantage Fund-Plan A (Dividend) is ₹129.9500. It's a Large & Mid Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Advantage Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Advantage Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Advantage Fund-Plan A (Dividend) has delivered a absolute return of -5.09% — -3.88 pp behind the Large & Mid Cap Fund category average of -1.21%. The fund ranks #24 of 32 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Advantage Fund-Plan A (Dividend) has delivered a CAGR of 5.00% — -8.45 pp behind the Large & Mid Cap Fund category average of 13.45%. The fund ranks #31 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Advantage Fund-Plan A (Dividend) has delivered a CAGR of 2.03% — -9.86 pp behind the Large & Mid Cap Fund category average of 11.89%. The fund ranks #31 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Birla Sun Life Advantage Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹145,749 today — a multiplier of 1.46×, based on the 10-year CAGR of 3.84%. The category average over the same window would have grown ₹1 lakh to ₹296,438.

A ₹10,000 monthly SIP in Birla Sun Life Advantage Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹628,771 today. That's an XIRR (money-weighted annualised return) of 1.85%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Advantage Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,467,470 (multiplier 1.22×). XIRR: 3.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Advantage Fund-Plan A (Dividend) ranks #31 out of 32 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.89%; this fund delivered 2.03%.

The worst peak-to-trough decline Birla Sun Life Advantage Fund-Plan A (Dividend) has experienced over the last 5-year window is 28.03% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Advantage Fund-Plan A (Dividend) averaged 2.80% (best 13.36%, worst -11.27%). 70% of rolling windows ended positive. The 5-year Sharpe ratio is -0.19 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life Advantage Fund-Plan A (Dividend) returned -3.32% — lagging the Large & Mid Cap Fund category average of 2.91% by 6.22 pp. It ranked #28 of 32 in its category that year.

Birla Sun Life Advantage Fund-Plan A (Dividend) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Birla Sun Life Advantage Fund-Plan A (Dividend) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.0%. 5-year CAGR: 2.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.