Should I invest in Franklin India Flexi Cap Fund?

We don't give personal investment advice. Franklin India Flexi Cap Fund-Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 1.74%.

Franklin Templeton

Franklin India Flexi Cap Fund-Dividend Plan

Latest NAV

₹19.8390

As of

17 Jul 2026

4,990 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.34%	+0.10%	+0.24	9 / 34	Q2
1W	-0.35%	-0.13%	-0.22	24 / 34	Q3
2W	+0.72%	+0.14%	+0.58	6 / 34	Q1
1M	+2.62%	+1.82%	+0.81	9 / 34	Q2
3M	+2.84%	+3.26%	-0.42	17 / 32	Q3
6M	-9.99%	+1.18%	-11.18	31 / 32	Q4
YTD	-11.51%	-0.96%	-10.55	32 / 32	Q4
1Y	-10.50%	+0.04%	-10.54	31 / 32	Q4
2Y	-6.39%	+0.25%	-6.64	32 / 32	Q4
3Y	+3.01%	+12.91%	-9.91	32 / 32	Q4
4Y	+3.81%	+14.69%	-10.88	32 / 32	Q4
5Y	+1.74%	+11.97%	-10.23	32 / 32	Q4
7Y	+4.27%	+14.67%	-10.40	32 / 32	Q4
10Y	+1.72%	+11.54%	-9.82	32 / 32	Q4
Inception	+0.88%	+8.93%	-8.05	31 / 31	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.51%	-0.96%	-10.55	32 / 32
2025	-1.49%	+2.91%	-4.39	24 / 32
2024	+8.39%	+19.92%	-11.52	31 / 32
2023	+16.19%	+27.73%	-11.53	32 / 32
2022	-10.62%	+2.49%	-13.11	30 / 32
2021	+25.90%	+32.49%	-6.59	29 / 32
2020	+2.68%	+13.97%	-11.29	31 / 32
2019	-7.15%	+4.84%	-11.99	32 / 32
2018	-14.83%	-10.87%	-3.96	24 / 32
2017	+19.20%	+31.34%	-12.14	29 / 32
2016	-5.71%	+2.52%	-8.23	30 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.19%

236 windows

min -61.9% · max 99.5%

50% positive

3-Year rolling

+2.26%

211 windows

min -15.5% · max 21.7%

59% positive

5-Year rolling

+1.83%

187 windows

min -11.0% · max 15.6%

67% positive

7-Year rolling

+1.61%

163 windows

min -6.0% · max 9.9%

80% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.78%

3-year · annualised

Sharpe ratio

-0.13

vs risk-free 6.5%

Sortino ratio

-0.16

Downside-only deviation

Max drawdown

-29.05%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹347.3020	17 Jul 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹296.1329	17 Jul 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹30.3600	17 Jul 2026
Franklin India Flexi Cap Fund-Growth Plan	Franklin Templeton	₹191.2186	17 Jul 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹62.0890	17 Jul 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹254.8600	17 Jul 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹185.3935	17 Jul 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹102.6300	17 Jul 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹135.9000	17 Jul 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹76.3270	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.8390
16 Jul 2026	₹19.7724
15 Jul 2026	₹19.8415
14 Jul 2026	₹19.7447
13 Jul 2026	₹19.9144
10 Jul 2026	₹19.9086
9 Jul 2026	₹19.6982
8 Jul 2026	₹19.4797
7 Jul 2026	₹19.8691
6 Jul 2026	₹19.7859

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Flexi Cap Fund-Dividend Plan is ₹19.8390. It's a Large & Mid Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Flexi Cap Fund-Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Flexi Cap Fund-Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a absolute return of -10.50% — -10.54 pp behind the Large & Mid Cap Fund category average of 0.04%. The fund ranks #31 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a CAGR of 3.01% — -9.91 pp behind the Large & Mid Cap Fund category average of 12.91%. The fund ranks #32 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a CAGR of 1.74% — -10.23 pp behind the Large & Mid Cap Fund category average of 11.97%. The fund ranks #32 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Flexi Cap Fund-Dividend Plan exactly 10 years ago would be worth approximately ₹118,598 today — a multiplier of 1.19×, based on the 10-year CAGR of 1.72%. The category average over the same window would have grown ₹1 lakh to ₹297,984.

A ₹10,000 monthly SIP in Franklin India Flexi Cap Fund-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹607,037 today. That's an XIRR (money-weighted annualised return) of 0.46%.

A ₹10,000 monthly SIP for 10 years in Franklin India Flexi Cap Fund-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,371,131 (multiplier 1.14×). XIRR: 2.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Flexi Cap Fund-Dividend Plan ranks #32 out of 32 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.97%; this fund delivered 1.74%.

The worst peak-to-trough decline Franklin India Flexi Cap Fund-Dividend Plan has experienced over the last 5-year window is 29.05% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Flexi Cap Fund-Dividend Plan averaged 1.83% (best 15.63%, worst -11.00%). 67% of rolling windows ended positive. The 5-year Sharpe ratio is -0.20 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Flexi Cap Fund-Dividend Plan returned -1.49% — lagging the Large & Mid Cap Fund category average of 2.91% by 4.39 pp. It ranked #24 of 32 in its category that year.

Franklin India Flexi Cap Fund-Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Flexi Cap Fund-Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 1.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.