Should I invest in Franklin India Flexi Cap Fund?

We don't give personal investment advice. Franklin India Flexi Cap Fund-Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 1.30%.

Franklin Templeton

Franklin India Flexi Cap Fund-Dividend Plan

Latest NAV

₹18.7310

As of

3 Jun 2026

4,959 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.60%	+0.11%	-0.71	31 / 32	Q4
1W	-2.40%	-1.76%	-0.64	29 / 32	Q4
2W	-1.10%	-0.27%	-0.83	25 / 32	Q4
1M	-1.68%	-1.02%	-0.66	21 / 32	Q3
3M	-8.66%	-1.18%	-7.48	30 / 32	Q4
6M	-16.37%	-5.43%	-10.94	32 / 32	Q4
YTD	-16.45%	-5.57%	-10.89	32 / 32	Q4
1Y	-11.44%	-1.21%	-10.23	31 / 32	Q4
2Y	-4.55%	+1.22%	-5.77	31 / 32	Q4
3Y	+3.37%	+13.45%	-10.08	32 / 32	Q4
4Y	+2.71%	+13.62%	-10.91	32 / 32	Q4
5Y	+1.30%	+11.89%	-10.59	32 / 32	Q4
7Y	+2.74%	+12.99%	-10.25	32 / 32	Q4
10Y	+1.55%	+11.48%	-9.93	32 / 32	Q4
Inception	+0.60%	+9.20%	-8.61	29 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-16.45%	-5.57%	-10.89	32 / 32
2025	-1.49%	+2.91%	-4.39	24 / 32
2024	+8.39%	+19.92%	-11.52	31 / 32
2023	+16.19%	+27.73%	-11.53	32 / 32
2022	-10.62%	+2.49%	-13.11	30 / 32
2021	+25.90%	+32.49%	-6.59	29 / 32
2020	+2.68%	+13.97%	-11.29	31 / 32
2019	-7.15%	+4.84%	-11.99	32 / 32
2018	-14.83%	-10.87%	-3.96	24 / 32
2017	+19.20%	+31.34%	-12.14	29 / 32
2016	-5.71%	+2.52%	-8.23	30 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.83%

234 windows

min -60.9% · max 82.2%

49% positive

3-Year rolling

+1.91%

210 windows

min -16.8% · max 18.5%

58% positive

5-Year rolling

+1.82%

185 windows

min -11.9% · max 13.6%

68% positive

7-Year rolling

+1.49%

161 windows

min -6.5% · max 10.4%

80% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.17%

3-year · annualised

Sharpe ratio

-0.11

vs risk-free 6.5%

Sortino ratio

-0.14

Downside-only deviation

Max drawdown

-29.05%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹282.7709	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Franklin India Flexi Cap Fund-Growth Plan	Franklin Templeton	₹180.5383	3 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.2030	3 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹239.5300	3 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹177.6776	3 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹97.8700	3 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹129.9500	3 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹74.2930	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.7310
2 Jun 2026	₹18.8436
1 Jun 2026	₹18.7383
29 May 2026	₹18.9480
27 May 2026	₹19.1923
26 May 2026	₹19.1348
25 May 2026	₹19.1558
22 May 2026	₹18.9796
21 May 2026	₹18.9220
20 May 2026	₹18.9394

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Flexi Cap Fund-Dividend Plan is ₹18.7310. It's a Large & Mid Cap Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Flexi Cap Fund-Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Flexi Cap Fund-Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a absolute return of -11.44% — -10.23 pp behind the Large & Mid Cap Fund category average of -1.21%. The fund ranks #31 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a CAGR of 3.37% — -10.08 pp behind the Large & Mid Cap Fund category average of 13.45%. The fund ranks #32 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Flexi Cap Fund-Dividend Plan has delivered a CAGR of 1.30% — -10.59 pp behind the Large & Mid Cap Fund category average of 11.89%. The fund ranks #32 of 32 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Flexi Cap Fund-Dividend Plan exactly 10 years ago would be worth approximately ₹116,599 today — a multiplier of 1.17×, based on the 10-year CAGR of 1.55%. The category average over the same window would have grown ₹1 lakh to ₹296,438.

A ₹10,000 monthly SIP in Franklin India Flexi Cap Fund-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹574,481 today. That's an XIRR (money-weighted annualised return) of -1.71%.

A ₹10,000 monthly SIP for 10 years in Franklin India Flexi Cap Fund-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,297,708 (multiplier 1.08×). XIRR: 1.54%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Flexi Cap Fund-Dividend Plan ranks #32 out of 32 funds in the Large & Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.89%; this fund delivered 1.30%.

The worst peak-to-trough decline Franklin India Flexi Cap Fund-Dividend Plan has experienced over the last 5-year window is 29.05% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Flexi Cap Fund-Dividend Plan averaged 1.82% (best 13.61%, worst -11.93%). 68% of rolling windows ended positive. The 5-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Flexi Cap Fund-Dividend Plan returned -1.49% — lagging the Large & Mid Cap Fund category average of 2.91% by 4.39 pp. It ranked #24 of 32 in its category that year.

Franklin India Flexi Cap Fund-Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Flexi Cap Fund-Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.1%. 5-year CAGR: 1.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.