Should I invest in Templeton India Treasury Management Account?

We don't give personal investment advice. Templeton India Treasury Management Account-Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.38%.

Franklin Templeton

Templeton India Treasury Management Account-Regular Plan - Growth

Latest NAV

₹6,210.5076

As of

3 Jun 2026

6,167 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.02	52 / 83	Q3
1W	+0.15%	+0.04%	+0.11	2 / 83	Q1
2W	+0.23%	+0.05%	+0.17	19 / 83	Q1
1M	+0.44%	+0.12%	+0.32	20 / 83	Q1
3M	+1.48%	+0.36%	+1.11	17 / 82	Q1
6M	+2.80%	+0.71%	+2.10	17 / 83	Q1
YTD	+2.36%	+0.66%	+1.70	18 / 82	Q1
1Y	+5.47%	-0.04%	+5.51	15 / 75	Q1
2Y	+6.03%	+1.43%	+4.60	15 / 74	Q1
3Y	+6.20%	+1.64%	+4.55	15 / 72	Q1
4Y	+6.04%	+1.55%	+4.49	13 / 64	Q1
5Y	+5.38%	+1.40%	+3.98	13 / 63	Q1
7Y	+4.96%	+1.05%	+3.92	10 / 57	Q1
10Y	+5.41%	+1.05%	+4.36	5 / 30	Q1
Inception	+6.50%	+0.33%	+6.16	4 / 82	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.36%	+0.59%	+1.77	16 / 78
2025	+5.86%	+1.30%	+4.56	14 / 71
2024	+6.65%	+1.65%	+5.00	16 / 73
2023	+6.24%	+1.96%	+4.28	16 / 67
2022	+4.14%	+1.26%	+2.88	14 / 67
2021	+2.58%	+0.65%	+1.93	12 / 60
2020	+3.62%	+0.24%	+3.37	9 / 60
2019	+6.13%	+1.54%	+4.59	10 / 46
2018	+6.72%	+1.96%	+4.75	10 / 42
2017	+6.00%	+1.80%	+4.19	10 / 38
2016	+6.92%	+1.73%	+5.19	6 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.53%

234 windows

min 2.5% · max 9.2%

100% positive

3-Year rolling

+6.48%

210 windows

min 3.4% · max 8.9%

100% positive

5-Year rolling

+6.51%

185 windows

min 4.5% · max 8.5%

100% positive

7-Year rolling

+6.63%

161 windows

min 5.0% · max 8.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.22%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.01%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW	Bandhan	₹1,437.9435	3 Jun 2026
Quantum Liquid Fund - Regular Plan Daily IDCW	Quantum	₹10.0002	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Regular - IDCW	Aditya Birla Sun Life	₹109.6442	3 Jun 2026
Motilal Oswal Liquid Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹10.0055	3 Jun 2026
Templeton India Treasury Management Account-Regular Plan - Daily Dividend	Franklin Templeton	₹1,509.0075	3 Jun 2026
Kotak Liquid Fund - Regular Plan - Weekly - Reinvestment & Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,035.5804	3 Jun 2026
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW	Parag Parikh	₹1,000.5404	3 Jun 2026
Edelweiss Liquid Fund - Regular Plan - Bonus Option	Edelweiss	₹2,056.0660	3 Jun 2026
HSBC Liquid Fund - Regular Daily IDCW	HSBC	₹1,001.3789	3 Jun 2026
Baroda BNP Paribas LIQUID FUND - Regular Plan - WEEKLY IDCW OPTION	Baroda BNP Paribas	₹1,000.2398	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹6,210.5076
2 Jun 2026	₹6,209.7984
1 Jun 2026	₹6,209.0845
31 May 2026	₹6,207.5511
29 May 2026	₹6,205.5499
28 May 2026	₹6,203.3048
26 May 2026	₹6,201.0765
25 May 2026	₹6,200.4133
24 May 2026	₹6,199.7139
22 May 2026	₹6,197.8158

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Templeton India Treasury Management Account-Regular Plan - Growth is ₹6,210.5076. It's a Liquid Fund from Franklin Templeton, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Templeton India Treasury Management Account-Regular Plan - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Treasury Management Account-Regular Plan - Growth is managed by Franklin Templeton. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Treasury Management Account-Regular Plan - Growth has delivered a absolute return of 5.47% — +5.51 pp ahead of the Liquid Fund category average of -0.04%. The fund ranks #15 of 75 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Templeton India Treasury Management Account-Regular Plan - Growth has delivered a CAGR of 6.20% — +4.55 pp ahead of the Liquid Fund category average of 1.64%. The fund ranks #15 of 72 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Templeton India Treasury Management Account-Regular Plan - Growth has delivered a CAGR of 5.38% — +3.98 pp ahead of the Liquid Fund category average of 1.40%. The fund ranks #13 of 63 in its category — the top (Q1) quartile.

₹1 lakh invested in Templeton India Treasury Management Account-Regular Plan - Growth exactly 10 years ago would be worth approximately ₹169,385 today — a multiplier of 1.69×, based on the 10-year CAGR of 5.41%. The category average over the same window would have grown ₹1 lakh to ₹110,980.

A ₹10,000 monthly SIP in Templeton India Treasury Management Account-Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹696,787 today. That's an XIRR (money-weighted annualised return) of 5.92%.

A ₹10,000 monthly SIP for 10 years in Templeton India Treasury Management Account-Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,577,759 (multiplier 1.31×). XIRR: 5.34%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Treasury Management Account-Regular Plan - Growth ranks #13 out of 63 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.40%; this fund delivered 5.38%.

The worst peak-to-trough decline Templeton India Treasury Management Account-Regular Plan - Growth has experienced over the last 5-year window is 0.04% — its NAV fell from a high on 03 May 2022 to a low on 05 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Treasury Management Account-Regular Plan - Growth averaged 6.51% (best 8.53%, worst 4.54%). 100% of rolling windows ended positive.

In calendar year 2025, Templeton India Treasury Management Account-Regular Plan - Growth returned 5.86% — beating the Liquid Fund category average of 1.30% by 4.56 pp. It ranked #14 of 71 in its category that year.

Templeton India Treasury Management Account-Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Templeton India Treasury Management Account-Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 5.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Templeton India Treasury Management Account-Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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