Should I invest in Templeton India Equity Income Fund?

We don't give personal investment advice. Templeton India Equity Income Fund-Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 3.69%.

Franklin Templeton

Templeton India Equity Income Fund-Dividend Plan

Latest NAV

₹23.5426

As of

17 Jul 2026

4,958 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.36%	-0.22	6 / 9	Q3
1W	-0.17%	+0.09%	-0.26	8 / 9	Q4
2W	-1.02%	-0.24%	-0.79	8 / 9	Q4
1M	-1.37%	-0.19%	-1.18	7 / 9	Q4
3M	-1.21%	-0.80%	-0.41	5 / 9	Q3
6M	-8.01%	-3.73%	-4.27	9 / 9	Q4
YTD	-7.77%	-3.89%	-3.88	9 / 9	Q4
1Y	-10.54%	-2.87%	-7.67	9 / 9	Q4
2Y	-10.98%	-3.17%	-7.81	9 / 9	Q4
3Y	+3.56%	+11.50%	-7.94	9 / 9	Q4
4Y	+4.42%	+13.79%	-9.37	9 / 9	Q4
5Y	+3.69%	+11.44%	-7.75	8 / 8	Q4
7Y	+7.09%	+14.01%	-6.92	7 / 7	Q4
10Y	+4.72%	+10.60%	-5.88	7 / 7	Q4
Inception	+4.47%	+10.28%	-5.81	8 / 9	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.77%	-3.89%	-3.88	9 / 9
2025	-5.88%	+1.95%	-7.84	9 / 9
2024	+10.16%	+16.82%	-6.66	8 / 9
2023	+23.05%	+34.20%	-11.15	9 / 9
2022	-3.42%	+1.00%	-4.42	7 / 9
2021	+30.32%	+36.56%	-6.24	7 / 8
2020	+10.08%	+15.38%	-5.29	7 / 7
2019	-4.77%	-0.48%	-4.29	6 / 7
2018	-16.20%	-11.11%	-5.10	6 / 7
2017	+22.35%	+27.50%	-5.14	5 / 7
2016	-1.57%	+2.74%	-4.31	5 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.35%

234 windows

min -58.1% · max 110.1%

60% positive

3-Year rolling

+5.17%

210 windows

min -12.0% · max 26.8%

77% positive

5-Year rolling

+4.37%

185 windows

min -7.5% · max 20.8%

76% positive

7-Year rolling

+3.72%

161 windows

min -2.6% · max 10.2%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.02%

3-year · annualised

Sharpe ratio

-0.12

vs risk-free 6.5%

Sortino ratio

-0.18

Downside-only deviation

Max drawdown

-28.63%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.8680	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹53.6700	17 Jul 2026
Templeton India Equity Income Fund-Growth Plan	Franklin Templeton	₹135.6649	17 Jul 2026
UTI-Dividend Yield Fund.-Growth	UTI	₹176.8367	17 Jul 2026
Birla Sun Life Dividend Yield Plus-Plan A (Dividend)	Birla Sun Life	₹25.2300	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹131.8054	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.5426
16 Jul 2026	₹23.5084
15 Jul 2026	₹23.4971
14 Jul 2026	₹23.3932
13 Jul 2026	₹23.6452
10 Jul 2026	₹23.5834
9 Jul 2026	₹23.3808
8 Jul 2026	₹23.4040
7 Jul 2026	₹23.7735
6 Jul 2026	₹23.8343

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Templeton India Equity Income Fund-Dividend Plan is ₹23.5426. It's a Dividend Yield Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Templeton India Equity Income Fund-Dividend Plan has NAV history starting from 19 May 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Templeton India Equity Income Fund-Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Equity Income Fund-Dividend Plan has delivered a absolute return of -10.54% — -7.67 pp behind the Dividend Yield Fund category average of -2.87%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Equity Income Fund-Dividend Plan has delivered a CAGR of 3.56% — -7.94 pp behind the Dividend Yield Fund category average of 11.50%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Templeton India Equity Income Fund-Dividend Plan has delivered a CAGR of 3.69% — -7.75 pp behind the Dividend Yield Fund category average of 11.44%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Templeton India Equity Income Fund-Dividend Plan exactly 10 years ago would be worth approximately ₹158,622 today — a multiplier of 1.59×, based on the 10-year CAGR of 4.72%. The category average over the same window would have grown ₹1 lakh to ₹273,857.

A ₹10,000 monthly SIP in Templeton India Equity Income Fund-Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹615,682 today. That's an XIRR (money-weighted annualised return) of 1.02%.

A ₹10,000 monthly SIP for 10 years in Templeton India Equity Income Fund-Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,552,489 (multiplier 1.29×). XIRR: 5.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Equity Income Fund-Dividend Plan ranks #8 out of 8 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.44%; this fund delivered 3.69%.

The worst peak-to-trough decline Templeton India Equity Income Fund-Dividend Plan has experienced over the last 5-year window is 28.63% — its NAV fell from a high on 02 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Equity Income Fund-Dividend Plan averaged 4.37% (best 20.82%, worst -7.45%). 76% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2025, Templeton India Equity Income Fund-Dividend Plan returned -5.88% — lagging the Dividend Yield Fund category average of 1.95% by 7.84 pp. It ranked #9 of 9 in its category that year.

Templeton India Equity Income Fund-Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Templeton India Equity Income Fund-Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 3.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.