Should I invest in HDFC Dividend Yield Fund?

We don't give personal investment advice. HDFC Dividend Yield Fund - Growth Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 14.72%.

HDFC

HDFC Dividend Yield Fund - Growth Plan

Latest NAV

₹24.8680

As of

17 Jul 2026

1,373 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.50%	+0.36%	+0.14	3 / 9	Q2
1W	+0.16%	+0.09%	+0.07	4 / 9	Q2
2W	+0.31%	-0.24%	+0.55	2 / 9	Q1
1M	+1.24%	-0.19%	+1.44	1 / 9	Q1
3M	+2.08%	-0.80%	+2.89	1 / 9	Q1
6M	-0.44%	-3.73%	+3.30	1 / 9	Q1
YTD	-1.84%	-3.89%	+2.05	1 / 9	Q1
1Y	-1.13%	-2.87%	+1.75	4 / 9	Q2
2Y	-1.59%	-3.17%	+1.58	4 / 9	Q2
3Y	+12.70%	+11.50%	+1.20	4 / 9	Q2
4Y	+16.08%	+13.79%	+2.29	4 / 9	Q2
5Y	+14.72%	+11.44%	+3.29	2 / 8	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.72%	+10.28%	+7.44	1 / 9	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.84%	-3.89%	+2.05	1 / 9
2025	+2.76%	+1.95%	+0.80	4 / 9
2024	+15.40%	+16.82%	-1.42	6 / 9
2023	+37.91%	+34.20%	+3.71	3 / 9
2022	+6.88%	+1.00%	+5.88	2 / 9
2021	+41.56%	+36.56%	+5.00	3 / 8
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.90%

56 windows

min -4.7% · max 47.5%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.94%

32 windows

min 12.7% · max 29.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.08%

8 windows

min 14.7% · max 20.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.17%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-20.39%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹53.6700	17 Jul 2026
Templeton India Equity Income Fund-Dividend Plan	Franklin Templeton	₹23.5426	17 Jul 2026
UTI-Dividend Yield Fund.-Growth	UTI	₹176.8367	17 Jul 2026
Birla Sun Life Dividend Yield Plus-Plan A (Dividend)	Birla Sun Life	₹25.2300	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹131.8054	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.8680
16 Jul 2026	₹24.7450
15 Jul 2026	₹24.7510
14 Jul 2026	₹24.6790
13 Jul 2026	₹24.8440
10 Jul 2026	₹24.8290
9 Jul 2026	₹24.5890
8 Jul 2026	₹24.4120
7 Jul 2026	₹24.8910
6 Jul 2026	₹24.9150

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Dividend Yield Fund - Growth Plan is ₹24.8680. It's a Dividend Yield Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Dividend Yield Fund - Growth Plan has NAV history starting from 18 Dec 2020, a track record of about 5 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Dividend Yield Fund - Growth Plan is managed by HDFC. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Dividend Yield Fund - Growth Plan has delivered a absolute return of -1.13% — +1.75 pp ahead of the Dividend Yield Fund category average of -2.87%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Dividend Yield Fund - Growth Plan has delivered a CAGR of 12.70% — +1.2 pp ahead of the Dividend Yield Fund category average of 11.50%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Dividend Yield Fund - Growth Plan has delivered a CAGR of 14.72% — +3.29 pp ahead of the Dividend Yield Fund category average of 11.44%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Dividend Yield Fund - Growth Plan exactly 5 years ago would be worth approximately ₹198,737 today — a multiplier of 1.99×, based on the 5-year CAGR of 14.72%. The category average over the same window would have grown ₹1 lakh to ₹171,866.

A ₹10,000 monthly SIP in HDFC Dividend Yield Fund - Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹801,864 today. That's an XIRR (money-weighted annualised return) of 11.54%.

HDFC Dividend Yield Fund - Growth Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹801,864 — XIRR 11.54%.

On a 5-year basis, HDFC Dividend Yield Fund - Growth Plan ranks #2 out of 8 funds in the Dividend Yield Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.44%; this fund delivered 14.72%.

The worst peak-to-trough decline HDFC Dividend Yield Fund - Growth Plan has experienced over the last 5-year window is 20.39% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Dividend Yield Fund - Growth Plan averaged 17.08% (best 20.18%, worst 14.72%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Dividend Yield Fund - Growth Plan returned 2.76% — beating the Dividend Yield Fund category average of 1.95% by 0.80 pp. It ranked #4 of 9 in its category that year.

HDFC Dividend Yield Fund - Growth Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Dividend Yield Fund - Growth Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 14.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.