Should I invest in UTI?

We don't give personal investment advice. UTI-Dividend Yield Fund.-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 13.35%.

UTI

UTI-Dividend Yield Fund.-Growth

Latest NAV

₹171.0709

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+0.34%	+0.13	3 / 9	Q2
1W	-1.60%	-1.37%	-0.22	7 / 9	Q4
2W	-1.13%	-0.31%	-0.82	8 / 9	Q4
1M	-1.73%	-1.30%	-0.42	7 / 9	Q4
3M	-3.73%	-3.05%	-0.68	6 / 9	Q3
6M	-5.15%	-4.62%	-0.53	5 / 9	Q3
YTD	-5.88%	-5.00%	-0.89	6 / 9	Q3
1Y	-0.41%	-1.56%	+1.14	4 / 9	Q2
2Y	+3.53%	-0.19%	+3.72	2 / 9	Q1
3Y	+16.18%	+13.44%	+2.74	3 / 9	Q2
4Y	+14.97%	+13.07%	+1.90	4 / 9	Q2
5Y	+13.35%	+12.67%	+0.68	5 / 8	Q3
7Y	+14.71%	+12.95%	+1.77	4 / 7	Q3
10Y	+13.89%	+11.03%	+2.86	3 / 7	Q2
Inception	+12.75%	+10.24%	+2.51	4 / 9	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.88%	-5.00%	-0.89	6 / 9
2025	+5.07%	+1.95%	+3.11	2 / 9
2024	+24.27%	+16.82%	+7.45	1 / 9
2023	+35.14%	+34.20%	+0.93	4 / 9
2022	-5.32%	+1.00%	-6.33	8 / 9
2021	+38.18%	+36.56%	+1.62	4 / 8
2020	+18.51%	+15.38%	+3.14	2 / 7
2019	+3.12%	-0.48%	+3.60	3 / 7
2018	+0.87%	-11.11%	+11.98	1 / 7
2017	+27.87%	+27.50%	+0.37	4 / 7
2016	+5.74%	+2.74%	+2.99	3 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.31%

234 windows

min -44.3% · max 87.4%

76% positive

3-Year rolling

+13.98%

210 windows

min -3.8% · max 30.4%

97% positive

5-Year rolling

+13.21%

185 windows

min 0.0% · max 25.2%

100% positive

7-Year rolling

+12.55%

161 windows

min 6.5% · max 18.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.25%

3-year · annualised

Sharpe ratio

0.71

vs risk-free 6.5%

Sortino ratio

1.18

Downside-only deviation

Max drawdown

-18.37%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Plan	HDFC	₹24.0310	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Growth Option	ICICI Prudential	₹51.6200	3 Jun 2026
Templeton India Equity Income Fund-Dividend Plan	Franklin Templeton	₹23.7678	2 Jun 2026
UTI-Dividend Yield Fund.-Income	UTI	₹32.1979	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)-Growth Plan	Sundaram	₹129.2461	3 Jun 2026
Birla Sun Life Dividend Yield Plus-Plan A (Dividend)	Birla Sun Life	₹25.6500	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹171.0709
2 Jun 2026	₹171.8998
1 Jun 2026	₹171.0880
29 May 2026	₹172.0616
27 May 2026	₹174.1999
26 May 2026	₹174.6900
25 May 2026	₹174.9664
22 May 2026	₹173.2520
21 May 2026	₹173.4925
20 May 2026	₹173.5349

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI-Dividend Yield Fund.-Growth is ₹171.0709. It's a Dividend Yield Fund from UTI, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

UTI-Dividend Yield Fund.-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI-Dividend Yield Fund.-Growth is managed by UTI. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI-Dividend Yield Fund.-Growth has delivered a absolute return of -0.41% — +1.14 pp ahead of the Dividend Yield Fund category average of -1.56%. The fund ranks #4 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI-Dividend Yield Fund.-Growth has delivered a CAGR of 16.18% — +2.74 pp ahead of the Dividend Yield Fund category average of 13.44%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, UTI-Dividend Yield Fund.-Growth has delivered a CAGR of 13.35% — +0.68 pp ahead of the Dividend Yield Fund category average of 12.67%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

₹1 lakh invested in UTI-Dividend Yield Fund.-Growth exactly 10 years ago would be worth approximately ₹367,102 today — a multiplier of 3.67×, based on the 10-year CAGR of 13.89%. The category average over the same window would have grown ₹1 lakh to ₹284,723.

A ₹10,000 monthly SIP in UTI-Dividend Yield Fund.-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹799,388 today. That's an XIRR (money-weighted annualised return) of 11.41%.

A ₹10,000 monthly SIP for 10 years in UTI-Dividend Yield Fund.-Growth = ₹1,200,000 invested. It would currently be worth ₹2,485,585 (multiplier 2.07×). XIRR: 13.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI-Dividend Yield Fund.-Growth ranks #5 out of 8 funds in the Dividend Yield Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.67%; this fund delivered 13.35%.

The worst peak-to-trough decline UTI-Dividend Yield Fund.-Growth has experienced over the last 5-year window is 20.39% — its NAV fell from a high on 19 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI-Dividend Yield Fund.-Growth averaged 13.21% (best 25.24%, worst 0.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, UTI-Dividend Yield Fund.-Growth returned 5.07% — beating the Dividend Yield Fund category average of 1.95% by 3.11 pp. It ranked #2 of 9 in its category that year.

UTI-Dividend Yield Fund.-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI-Dividend Yield Fund.-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 13.35%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.