Should I invest in Tata Dividend Yield Fund?

We don't give personal investment advice. Tata Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 15.22%.

Tata

Tata Dividend Yield Fund-Direct Plan-Growth

Latest NAV

₹21.3537

As of

17 Jul 2026

1,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.38%	-0.25	9 / 11	Q4
1W	-0.76%	+0.08%	-0.84	11 / 11	Q4
2W	-0.20%	0.00%	-0.20	7 / 11	Q3
1M	+0.12%	+0.76%	-0.64	9 / 11	Q4
3M	+3.65%	+1.39%	+2.26	2 / 11	Q1
6M	+5.39%	-0.29%	+5.68	2 / 11	Q1
YTD	+3.99%	-0.85%	+4.84	2 / 10	Q1
1Y	+8.39%	+1.83%	+6.56	1 / 10	Q1
2Y	+4.12%	+0.83%	+3.29	2 / 9	Q1
3Y	+16.31%	+15.19%	+1.13	3 / 9	Q2
4Y	+18.94%	+17.47%	+1.46	2 / 7	Q2
5Y	+15.22%	+15.42%	-0.20	3 / 6	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.81%	+12.18%	+3.62	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.99%	-0.85%	+4.84	2 / 10
2025	+9.90%	+5.84%	+4.06	2 / 10
2024	+13.21%	+20.20%	-6.99	9 / 9
2023	+37.78%	+37.90%	-0.11	4 / 7
2022	+2.86%	+4.35%	-1.50	5 / 7
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.99%

51 windows

min -2.0% · max 48.1%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.59%

27 windows

min 15.5% · max 24.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.67%

2 windows

min 15.2% · max 16.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.11%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-20.44%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹26.8360	17 Jul 2026
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹16.0354	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹60.6000	17 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹499.9100	17 Jul 2026
Franklin India Dividend Yield Fund - Direct - Growth	Franklin India	₹149.6995	17 Jul 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.8040	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.9064	17 Jul 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹191.8998	17 Jul 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹35.5705	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹145.5705	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹21.3537
16 Jul 2026	₹21.3259
15 Jul 2026	₹21.4105
14 Jul 2026	₹21.3644
13 Jul 2026	₹21.5011
10 Jul 2026	₹21.5168
9 Jul 2026	₹21.2492
8 Jul 2026	₹21.0639
7 Jul 2026	₹21.4682
6 Jul 2026	₹21.5384

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Dividend Yield Fund-Direct Plan-Growth is ₹21.3537. It's a Dividend Yield Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Dividend Yield Fund-Direct Plan-Growth has NAV history starting from 27 May 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Dividend Yield Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a absolute return of 8.39% — +6.56 pp ahead of the Dividend Yield Fund category average of 1.83%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a CAGR of 16.31% — +1.13 pp ahead of the Dividend Yield Fund category average of 15.19%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a CAGR of 15.22% — -0.2 pp behind the Dividend Yield Fund category average of 15.42%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Dividend Yield Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹203,109 today — a multiplier of 2.03×, based on the 5-year CAGR of 15.22%. The category average over the same window would have grown ₹1 lakh to ₹204,848.

A ₹10,000 monthly SIP in Tata Dividend Yield Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹878,088 today. That's an XIRR (money-weighted annualised return) of 15.22%.

Tata Dividend Yield Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹878,088 — XIRR 15.22%.

On a 5-year basis, Tata Dividend Yield Fund-Direct Plan-Growth ranks #3 out of 6 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 15.42%; this fund delivered 15.22%.

The worst peak-to-trough decline Tata Dividend Yield Fund-Direct Plan-Growth has experienced over the last 5-year window is 20.44% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Dividend Yield Fund-Direct Plan-Growth averaged 15.67% (best 16.12%, worst 15.22%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Dividend Yield Fund-Direct Plan-Growth returned 9.90% — beating the Dividend Yield Fund category average of 5.84% by 4.06 pp. It ranked #2 of 10 in its category that year.

Tata Dividend Yield Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 15.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.