Should I invest in Tata Dividend Yield Fund?

We don't give personal investment advice. Tata Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 15.55%.

Tata

Tata Dividend Yield Fund-Direct Plan-Growth

Latest NAV

₹20.6807

As of

3 Jun 2026

1,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.38%	+0.27%	+0.11	4 / 11	Q2
1W	-1.56%	-1.54%	-0.02	7 / 11	Q3
2W	+0.66%	-0.27%	+0.93	2 / 11	Q1
1M	-0.30%	-1.16%	+0.87	3 / 11	Q2
3M	+3.85%	-1.41%	+5.27	2 / 11	Q1
6M	+2.21%	-2.91%	+5.13	1 / 10	Q1
YTD	+1.09%	-3.46%	+4.55	1 / 10	Q1
1Y	+9.81%	+2.05%	+7.75	1 / 10	Q1
2Y	+4.54%	+3.04%	+1.50	3 / 9	Q2
3Y	+17.82%	+16.44%	+1.39	2 / 9	Q1
4Y	+18.05%	+16.63%	+1.41	3 / 7	Q2
5Y	+15.55%	+16.41%	-0.86	4 / 6	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.57%	+11.38%	+4.19	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.09%	-3.46%	+4.55	1 / 10
2025	+9.90%	+5.84%	+4.06	2 / 10
2024	+13.21%	+20.20%	-6.99	9 / 9
2023	+37.78%	+37.90%	-0.11	4 / 7
2022	+2.86%	+4.35%	-1.50	5 / 7
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.33%

50 windows

min -4.5% · max 47.9%

84% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.02%

25 windows

min 12.4% · max 24.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.55%

1 window

min 15.6% · max 15.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.91%

3-year · annualised

Sharpe ratio

0.75

vs risk-free 6.5%

Sortino ratio

1.26

Downside-only deviation

Max drawdown

-20.44%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹25.9020	3 Jun 2026
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹15.2800	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹58.2000	3 Jun 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹498.7900	2 Jun 2026
Franklin India Dividend Yield Fund - Direct - Growth	Franklin India	₹150.9840	2 Jun 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.3770	3 Jun 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.5561	3 Jun 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹185.5241	3 Jun 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹33.8180	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹142.5451	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.6807
2 Jun 2026	₹20.7588
1 Jun 2026	₹20.6809
29 May 2026	₹20.9289
27 May 2026	₹21.1650
26 May 2026	₹21.0878
25 May 2026	₹21.0858
22 May 2026	₹20.7913
21 May 2026	₹20.7487
20 May 2026	₹20.6803

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Dividend Yield Fund-Direct Plan-Growth is ₹20.6807. It's a Dividend Yield Fund from Tata, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Dividend Yield Fund-Direct Plan-Growth has NAV history starting from 27 May 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Dividend Yield Fund-Direct Plan-Growth is managed by Tata. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a absolute return of 9.81% — +7.75 pp ahead of the Dividend Yield Fund category average of 2.05%. The fund ranks #1 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a CAGR of 17.82% — +1.39 pp ahead of the Dividend Yield Fund category average of 16.44%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Dividend Yield Fund-Direct Plan-Growth has delivered a CAGR of 15.55% — -0.86 pp behind the Dividend Yield Fund category average of 16.41%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in Tata Dividend Yield Fund-Direct Plan-Growth exactly 5 years ago would be worth approximately ₹205,993 today — a multiplier of 2.06×, based on the 5-year CAGR of 15.55%. The category average over the same window would have grown ₹1 lakh to ₹213,766.

A ₹10,000 monthly SIP in Tata Dividend Yield Fund-Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹870,453 today. That's an XIRR (money-weighted annualised return) of 14.86%.

Tata Dividend Yield Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹870,453 — XIRR 14.86%.

On a 5-year basis, Tata Dividend Yield Fund-Direct Plan-Growth ranks #4 out of 6 funds in the Dividend Yield Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 16.41%; this fund delivered 15.55%.

The worst peak-to-trough decline Tata Dividend Yield Fund-Direct Plan-Growth has experienced over the last 5-year window is 20.44% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Dividend Yield Fund-Direct Plan-Growth averaged 15.55% (best 15.55%, worst 15.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Dividend Yield Fund-Direct Plan-Growth returned 9.90% — beating the Dividend Yield Fund category average of 5.84% by 4.06 pp. It ranked #2 of 10 in its category that year.

Tata Dividend Yield Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 15.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.