Should I invest in HDFC Dividend Yield Fund?

We don't give personal investment advice. HDFC Dividend Yield Fund - Growth Option Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.0%. 5-year CAGR: 16.26%.

HDFC

HDFC Dividend Yield Fund - Growth Option Direct Plan

Latest NAV

₹26.8360

As of

17 Jul 2026

1,373 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.50%	+0.38%	+0.12	5 / 11	Q2
1W	+0.18%	+0.08%	+0.10	5 / 11	Q2
2W	+0.35%	0.00%	+0.36	3 / 11	Q2
1M	+1.32%	+0.76%	+0.56	5 / 11	Q2
3M	+2.34%	+1.39%	+0.95	4 / 11	Q2
6M	+0.09%	-0.29%	+0.38	3 / 11	Q2
YTD	-1.28%	-0.85%	-0.42	4 / 10	Q2
1Y	-0.04%	+1.83%	-1.87	7 / 10	Q3
2Y	-0.50%	+0.83%	-1.33	6 / 9	Q3
3Y	+14.04%	+15.19%	-1.15	6 / 9	Q3
4Y	+17.53%	+17.47%	+0.06	4 / 7	Q3
5Y	+16.26%	+15.42%	+0.83	2 / 6	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.34%	+12.18%	+7.15	2 / 11	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.28%	-0.85%	-0.42	4 / 10
2025	+3.88%	+5.84%	-1.96	7 / 10
2024	+16.84%	+20.20%	-3.37	7 / 9
2023	+39.80%	+37.90%	+1.90	3 / 7
2022	+8.58%	+4.35%	+4.23	2 / 7
2021	+43.99%	+42.04%	+1.94	2 / 5
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.52%

56 windows

min -3.6% · max 49.5%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+22.59%

32 windows

min 14.0% · max 31.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.68%

8 windows

min 16.3% · max 21.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.19%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.92

Downside-only deviation

Max drawdown

-20.00%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹16.0354	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹60.6000	17 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹499.9100	17 Jul 2026
Franklin India Dividend Yield Fund - Direct - Growth	Franklin India	₹149.6995	17 Jul 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.8040	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.9064	17 Jul 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹191.8998	17 Jul 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹35.5705	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹145.5705	17 Jul 2026
Tata Dividend Yield Fund-Direct Plan-Growth	Tata	₹21.3537	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.8360
16 Jul 2026	₹26.7030
15 Jul 2026	₹26.7090
14 Jul 2026	₹26.6310
13 Jul 2026	₹26.8080
10 Jul 2026	₹26.7890
9 Jul 2026	₹26.5300
8 Jul 2026	₹26.3380
7 Jul 2026	₹26.8540
6 Jul 2026	₹26.8790

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Dividend Yield Fund - Growth Option Direct Plan is ₹26.8360. It's a Dividend Yield Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Dividend Yield Fund - Growth Option Direct Plan has NAV history starting from 18 Dec 2020, a track record of about 5 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Dividend Yield Fund - Growth Option Direct Plan is managed by HDFC. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Dividend Yield Fund - Growth Option Direct Plan has delivered a absolute return of -0.04% — -1.87 pp behind the Dividend Yield Fund category average of 1.83%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Dividend Yield Fund - Growth Option Direct Plan has delivered a CAGR of 14.04% — -1.15 pp behind the Dividend Yield Fund category average of 15.19%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Dividend Yield Fund - Growth Option Direct Plan has delivered a CAGR of 16.26% — +0.83 pp ahead of the Dividend Yield Fund category average of 15.42%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Dividend Yield Fund - Growth Option Direct Plan exactly 5 years ago would be worth approximately ₹212,360 today — a multiplier of 2.12×, based on the 5-year CAGR of 16.26%. The category average over the same window would have grown ₹1 lakh to ₹204,848.

A ₹10,000 monthly SIP in HDFC Dividend Yield Fund - Growth Option Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹830,619 today. That's an XIRR (money-weighted annualised return) of 12.96%.

HDFC Dividend Yield Fund - Growth Option Direct Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹830,619 — XIRR 12.96%.

On a 5-year basis, HDFC Dividend Yield Fund - Growth Option Direct Plan ranks #2 out of 6 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 15.42%; this fund delivered 16.26%.

The worst peak-to-trough decline HDFC Dividend Yield Fund - Growth Option Direct Plan has experienced over the last 5-year window is 20.00% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Dividend Yield Fund - Growth Option Direct Plan averaged 18.68% (best 21.87%, worst 16.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Dividend Yield Fund - Growth Option Direct Plan returned 3.88% — lagging the Dividend Yield Fund category average of 5.84% by 1.96 pp. It ranked #7 of 10 in its category that year.

HDFC Dividend Yield Fund - Growth Option Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Dividend Yield Fund - Growth Option Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.0%. 5-year CAGR: 16.26%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.