Should I invest in SBI Dividend Yield Fund?

We don't give personal investment advice. SBI Dividend Yield Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

SBI

SBI Dividend Yield Fund - Direct Plan - Growth

Latest NAV

₹15.2800

As of

3 Jun 2026

796 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+0.27%	+0.20	3 / 11	Q2
1W	-1.49%	-1.54%	+0.06	6 / 11	Q3
2W	-0.45%	-0.27%	-0.18	6 / 11	Q3
1M	-1.02%	-1.16%	+0.14	4 / 11	Q2
3M	-3.49%	-1.41%	-2.08	8 / 11	Q3
6M	-3.90%	-2.91%	-0.98	5 / 10	Q2
YTD	-4.53%	-3.46%	-1.08	6 / 10	Q3
1Y	+1.17%	+2.05%	-0.89	5 / 10	Q2
2Y	+1.66%	+3.04%	-1.38	7 / 9	Q4
3Y	+12.79%	+16.44%	-3.65	9 / 9	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.13%	+11.38%	+2.74	6 / 11	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.53%	-3.46%	-1.08	6 / 10
2025	+6.57%	+5.84%	+0.74	4 / 10
2024	+15.59%	+20.20%	-4.61	8 / 9
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.94%

28 windows

min -5.4% · max 40.2%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.25%

3 windows

min 12.8% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.00%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.79

Downside-only deviation

Max drawdown

-17.85%

Sep 2024 → Apr 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹25.9020	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹58.2000	3 Jun 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹498.7900	2 Jun 2026
Franklin India Dividend Yield Fund - Direct - Growth	Franklin India	₹150.9840	2 Jun 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.3770	3 Jun 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.5561	3 Jun 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹185.5241	3 Jun 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹33.8180	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹142.5451	3 Jun 2026
Tata Dividend Yield Fund-Direct Plan-Growth	Tata	₹20.6807	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.2800
2 Jun 2026	₹15.3535
1 Jun 2026	₹15.2822
31 May 2026	₹15.3504
29 May 2026	₹15.3510
27 May 2026	₹15.5585
26 May 2026	₹15.5855
25 May 2026	₹15.5922
22 May 2026	₹15.4435
21 May 2026	₹15.4362

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Dividend Yield Fund - Direct Plan - Growth is ₹15.2800. It's a Dividend Yield Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Dividend Yield Fund - Direct Plan - Growth has NAV history starting from 17 Mar 2023, a track record of about 3 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI Dividend Yield Fund - Direct Plan - Growth is managed by SBI. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Dividend Yield Fund - Direct Plan - Growth has delivered a absolute return of 1.17% — -0.89 pp behind the Dividend Yield Fund category average of 2.05%. The fund ranks #5 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI Dividend Yield Fund - Direct Plan - Growth has delivered a CAGR of 12.79% — -3.65 pp behind the Dividend Yield Fund category average of 16.44%. The fund ranks #9 of 9 in its category — the bottom (Q4) quartile.

SBI Dividend Yield Fund - Direct Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI Dividend Yield Fund - Direct Plan - Growth exactly 3 years ago would be worth approximately ₹143,476 today — a multiplier of 1.43×, based on the 3-year CAGR of 12.79%. The category average over the same window would have grown ₹1 lakh to ₹157,857.

A ₹10,000 monthly SIP in SBI Dividend Yield Fund - Direct Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹390,880 today. That's an XIRR (money-weighted annualised return) of 5.41%.

SBI Dividend Yield Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹390,880 — XIRR 5.41%.

On a 3-year basis, SBI Dividend Yield Fund - Direct Plan - Growth ranks #9 out of 9 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 16.44%; this fund delivered 12.79%.

The worst peak-to-trough decline SBI Dividend Yield Fund - Direct Plan - Growth has experienced over the last 3-year window is 17.85% — its NAV fell from a high on 26 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI Dividend Yield Fund - Direct Plan - Growth averaged 13.25% (best 14.06%, worst 12.79%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.53 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Dividend Yield Fund - Direct Plan - Growth returned 6.57% — beating the Dividend Yield Fund category average of 5.84% by 0.74 pp. It ranked #4 of 10 in its category that year.

SBI Dividend Yield Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Dividend Yield Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.