Should I invest in LIC MF Dividend Yield Fund?

We don't give personal investment advice. LIC MF Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

LIC

LIC MF Dividend Yield Fund-Direct Plan-Growth

Latest NAV

₹35.5705

As of

17 Jul 2026

728 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.38%	-0.17	7 / 11	Q3
1W	-0.28%	+0.08%	-0.36	10 / 11	Q4
2W	-0.24%	0.00%	-0.23	9 / 11	Q4
1M	+1.48%	+0.76%	+0.71	3 / 11	Q2
3M	+7.13%	+1.39%	+5.74	1 / 11	Q1
6M	+8.04%	-0.29%	+8.33	1 / 11	Q1
YTD	+5.44%	-0.85%	+6.29	1 / 10	Q1
1Y	+4.87%	+1.83%	+3.04	2 / 10	Q1
2Y	+4.22%	+0.83%	+3.39	1 / 9	Q1
3Y	+19.64%	+15.19%	+4.45	1 / 9	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.90%	+12.18%	+7.72	1 / 11	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.44%	-0.85%	+6.29	1 / 10
2025	+3.44%	+5.84%	-2.39	8 / 10
2024	+32.79%	+20.20%	+12.58	1 / 9
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.46%

25 windows

min -1.5% · max 64.1%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.36%

3-year · annualised

Sharpe ratio

0.79

vs risk-free 6.5%

Sortino ratio

1.38

Downside-only deviation

Max drawdown

-20.44%

Oct 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹26.8360	17 Jul 2026
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹16.0354	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹60.6000	17 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹499.9100	17 Jul 2026
Franklin India Dividend Yield Fund - Direct - Growth	Franklin India	₹149.6995	17 Jul 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.8040	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.9064	17 Jul 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹191.8998	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹145.5705	17 Jul 2026
Tata Dividend Yield Fund-Direct Plan-Growth	Tata	₹21.3537	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹35.5705
16 Jul 2026	₹35.4955
15 Jul 2026	₹35.4773
14 Jul 2026	₹35.4252
13 Jul 2026	₹35.6206
10 Jul 2026	₹35.6717
9 Jul 2026	₹35.4050
8 Jul 2026	₹35.0328
7 Jul 2026	₹35.6996
6 Jul 2026	₹35.8789

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Dividend Yield Fund-Direct Plan-Growth is ₹35.5705. It's a Dividend Yield Fund from LIC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

LIC MF Dividend Yield Fund-Direct Plan-Growth has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

LIC MF Dividend Yield Fund-Direct Plan-Growth is managed by LIC. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, LIC MF Dividend Yield Fund-Direct Plan-Growth has delivered a absolute return of 4.87% — +3.04 pp ahead of the Dividend Yield Fund category average of 1.83%. The fund ranks #2 of 10 in its category — the top (Q1) quartile.

Over the trailing 3-year window, LIC MF Dividend Yield Fund-Direct Plan-Growth has delivered a CAGR of 19.64% — +4.45 pp ahead of the Dividend Yield Fund category average of 15.19%. The fund ranks #1 of 9 in its category — the top (Q1) quartile.

LIC MF Dividend Yield Fund-Direct Plan-Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in LIC MF Dividend Yield Fund-Direct Plan-Growth exactly 3 years ago would be worth approximately ₹171,259 today — a multiplier of 1.71×, based on the 3-year CAGR of 19.64%. The category average over the same window would have grown ₹1 lakh to ₹152,834.

A ₹10,000 monthly SIP in LIC MF Dividend Yield Fund-Direct Plan-Growth over the last 1 year — total invested ₹120,000 — would be worth ₹127,501 today. That's an XIRR (money-weighted annualised return) of 11.78%.

LIC MF Dividend Yield Fund-Direct Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹127,501 — XIRR 11.78%.

On a 3-year basis, LIC MF Dividend Yield Fund-Direct Plan-Growth ranks #1 out of 9 funds in the Dividend Yield Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 15.19%; this fund delivered 19.64%.

The worst peak-to-trough decline LIC MF Dividend Yield Fund-Direct Plan-Growth has experienced over the last 3-year window is 20.44% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.79 — reasonable risk-adjusted performance.

In calendar year 2025, LIC MF Dividend Yield Fund-Direct Plan-Growth returned 3.44% — lagging the Dividend Yield Fund category average of 5.84% by 2.39 pp. It ranked #8 of 10 in its category that year.

LIC MF Dividend Yield Fund-Direct Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. LIC MF Dividend Yield Fund-Direct Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

LIC MF Dividend Yield Fund-Direct Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dividend Yield Fund

Recent NAVs

Frequently asked questions

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