Should I invest in Franklin India Dividend Yield Fund - Direct?

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 15.49%.

Franklin India

Franklin India Dividend Yield Fund - Direct - Growth

Latest NAV

₹150.9840

As of

2 Jun 2026

3,298 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.27%	-0.11	9 / 11	Q4
1W	-0.77%	-1.54%	+0.78	1 / 11	Q1
2W	+1.24%	-0.27%	+1.51	1 / 11	Q1
1M	-0.07%	-1.16%	+1.10	2 / 11	Q1
3M	-1.70%	-1.41%	-0.29	5 / 11	Q2
6M	-1.34%	-2.91%	+1.57	4 / 10	Q2
YTD	-2.11%	-3.46%	+1.35	4 / 10	Q2
1Y	+1.11%	+2.05%	-0.95	6 / 10	Q3
2Y	+1.02%	+3.04%	-2.02	8 / 9	Q4
3Y	+15.64%	+16.44%	-0.80	6 / 9	Q3
4Y	+14.29%	+16.63%	-2.34	6 / 7	Q4
5Y	+15.49%	+16.41%	-0.91	5 / 6	Q4
7Y	+17.53%	+17.10%	+0.43	2 / 4	Q2
10Y	+16.02%	+15.38%	+0.64	2 / 4	Q2
Inception	+14.91%	+11.38%	+3.53	5 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.11%	-3.46%	+1.35	4 / 10
2025	+2.21%	+5.84%	-3.62	10 / 10
2024	+20.42%	+20.20%	+0.21	4 / 9
2023	+35.01%	+37.90%	-2.88	7 / 7
2022	+6.05%	+4.35%	+1.70	3 / 7
2021	+43.12%	+42.04%	+1.07	3 / 5
2020	+23.95%	+18.60%	+5.36	1 / 4
2019	+5.96%	+2.79%	+3.17	1 / 4
2018	-7.73%	-7.74%	+0.01	2 / 4
2017	+34.34%	+34.18%	+0.16	2 / 4
2016	+9.25%	+7.02%	+2.23	2 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.51%

152 windows

min -30.2% · max 95.8%

78% positive

3-Year rolling

+16.75%

128 windows

min -6.5% · max 37.7%

98% positive

5-Year rolling

+16.62%

103 windows

min 0.0% · max 31.2%

100% positive

7-Year rolling

+15.64%

79 windows

min 6.9% · max 19.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.90%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.24

Downside-only deviation

Max drawdown

-15.94%

Sep 2024 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹25.9020	3 Jun 2026
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹15.2800	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹58.2000	3 Jun 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹498.7900	2 Jun 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.3770	3 Jun 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.5561	3 Jun 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹185.5241	3 Jun 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹33.8180	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹142.5451	3 Jun 2026
Tata Dividend Yield Fund-Direct Plan-Growth	Tata	₹20.6807	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹150.9840
1 Jun 2026	₹150.7501
29 May 2026	₹150.8495
27 May 2026	₹153.1459
26 May 2026	₹152.1496
25 May 2026	₹152.3492
22 May 2026	₹150.2762
21 May 2026	₹150.0036
20 May 2026	₹149.1700
19 May 2026	₹149.1337

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Franklin India Dividend Yield Fund - Direct - Growth is ₹150.9840. It's a Dividend Yield Fund from Franklin India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Dividend Yield Fund - Direct - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Dividend Yield Fund - Direct - Growth is managed by Franklin India. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a absolute return of 1.11% — -0.95 pp behind the Dividend Yield Fund category average of 2.05%. The fund ranks #6 of 10 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a CAGR of 15.64% — -0.8 pp behind the Dividend Yield Fund category average of 16.44%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a CAGR of 15.49% — -0.91 pp behind the Dividend Yield Fund category average of 16.41%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Dividend Yield Fund - Direct - Growth exactly 10 years ago would be worth approximately ₹441,889 today — a multiplier of 4.42×, based on the 10-year CAGR of 16.02%. The category average over the same window would have grown ₹1 lakh to ₹418,182.

A ₹10,000 monthly SIP in Franklin India Dividend Yield Fund - Direct - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹812,161 today. That's an XIRR (money-weighted annualised return) of 12.05%.

A ₹10,000 monthly SIP for 10 years in Franklin India Dividend Yield Fund - Direct - Growth = ₹1,200,000 invested. It would currently be worth ₹2,793,686 (multiplier 2.33×). XIRR: 16.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Dividend Yield Fund - Direct - Growth ranks #5 out of 6 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 16.41%; this fund delivered 15.49%.

The worst peak-to-trough decline Franklin India Dividend Yield Fund - Direct - Growth has experienced over the last 5-year window is 15.94% — its NAV fell from a high on 27 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Dividend Yield Fund - Direct - Growth averaged 16.62% (best 31.18%, worst 0.04%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.74 — reasonable risk-adjusted performance.

In calendar year 2025, Franklin India Dividend Yield Fund - Direct - Growth returned 2.21% — lagging the Dividend Yield Fund category average of 5.84% by 3.62 pp. It ranked #10 of 10 in its category that year.

Franklin India Dividend Yield Fund - Direct - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 15.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.