Should I invest in Franklin India Dividend Yield Fund - Direct?

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 13.56%.

Franklin India

Franklin India Dividend Yield Fund - Direct - Growth

Latest NAV

₹149.6995

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.38%	-0.23	8 / 11	Q3
1W	-0.16%	+0.08%	-0.24	9 / 11	Q4
2W	-0.99%	0.00%	-0.99	11 / 11	Q4
1M	-1.31%	+0.76%	-2.07	11 / 11	Q4
3M	-1.02%	+1.39%	-2.42	9 / 11	Q4
6M	-3.22%	-0.29%	-2.93	10 / 11	Q4
YTD	-2.94%	-0.85%	-2.09	9 / 10	Q4
1Y	-1.71%	+1.83%	-3.54	9 / 10	Q4
2Y	-2.61%	+0.83%	-3.44	9 / 9	Q4
3Y	+13.24%	+15.19%	-1.94	7 / 9	Q4
4Y	+14.35%	+17.47%	-3.12	6 / 7	Q4
5Y	+13.56%	+15.42%	-1.86	5 / 6	Q4
7Y	+17.89%	+18.18%	-0.29	2 / 4	Q2
10Y	+15.35%	+14.87%	+0.48	2 / 4	Q2
Inception	+14.69%	+12.18%	+2.51	6 / 11	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.94%	-0.85%	-2.09	9 / 10
2025	+2.21%	+5.84%	-3.62	10 / 10
2024	+20.42%	+20.20%	+0.21	4 / 9
2023	+35.01%	+37.90%	-2.88	7 / 7
2022	+6.05%	+4.35%	+1.70	3 / 7
2021	+43.12%	+42.04%	+1.07	3 / 5
2020	+23.95%	+18.60%	+5.36	1 / 4
2019	+5.96%	+2.79%	+3.17	1 / 4
2018	-7.73%	-7.74%	+0.01	2 / 4
2017	+34.34%	+34.18%	+0.16	2 / 4
2016	+9.25%	+7.02%	+2.23	2 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.52%

153 windows

min -25.9% · max 82.7%

81% positive

3-Year rolling

+17.01%

129 windows

min -4.3% · max 40.4%

96% positive

5-Year rolling

+16.69%

105 windows

min 1.4% · max 34.1%

100% positive

7-Year rolling

+15.77%

80 windows

min 7.1% · max 19.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.71%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.98

Downside-only deviation

Max drawdown

-15.94%

Sep 2024 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - Growth Option Direct Plan	HDFC	₹26.8360	17 Jul 2026
SBI Dividend Yield Fund - Direct Plan - Growth	SBI	₹16.0354	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan Growth Option	ICICI Prudential	₹60.6000	17 Jul 2026
Aditya Birla Sun Life Dividend Yield Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹499.9100	17 Jul 2026
Kotak Dividend Yield Fund - Direct - Growth	Kotak	₹9.8040	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - Growth Option	Baroda BNP Paribas	₹9.9064	17 Jul 2026
UTI-Dividend Yield Fund.-Growth-Direct	UTI	₹191.8998	17 Jul 2026
LIC MF Dividend Yield Fund-Direct Plan-Growth	LIC	₹35.5705	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund) - Direct Plan - Growth Option	Sundaram	₹145.5705	17 Jul 2026
Tata Dividend Yield Fund-Direct Plan-Growth	Tata	₹21.3537	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹149.6995
16 Jul 2026	₹149.4794
15 Jul 2026	₹149.4043
14 Jul 2026	₹148.7405
13 Jul 2026	₹150.3392
10 Jul 2026	₹149.9366
9 Jul 2026	₹148.6451
8 Jul 2026	₹148.7894
7 Jul 2026	₹151.1355
6 Jul 2026	₹151.5186

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Dividend Yield Fund - Direct - Growth is ₹149.6995. It's a Dividend Yield Fund from Franklin India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Dividend Yield Fund - Direct - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Dividend Yield Fund - Direct - Growth is managed by Franklin India. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a absolute return of -1.71% — -3.54 pp behind the Dividend Yield Fund category average of 1.83%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a CAGR of 13.24% — -1.94 pp behind the Dividend Yield Fund category average of 15.19%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Dividend Yield Fund - Direct - Growth has delivered a CAGR of 13.56% — -1.86 pp behind the Dividend Yield Fund category average of 15.42%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Dividend Yield Fund - Direct - Growth exactly 10 years ago would be worth approximately ₹417,111 today — a multiplier of 4.17×, based on the 10-year CAGR of 15.35%. The category average over the same window would have grown ₹1 lakh to ₹400,107.

A ₹10,000 monthly SIP in Franklin India Dividend Yield Fund - Direct - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹788,213 today. That's an XIRR (money-weighted annualised return) of 10.85%.

A ₹10,000 monthly SIP for 10 years in Franklin India Dividend Yield Fund - Direct - Growth = ₹1,200,000 invested. It would currently be worth ₹2,719,789 (multiplier 2.27×). XIRR: 15.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Dividend Yield Fund - Direct - Growth ranks #5 out of 6 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.42%; this fund delivered 13.56%.

The worst peak-to-trough decline Franklin India Dividend Yield Fund - Direct - Growth has experienced over the last 5-year window is 15.94% — its NAV fell from a high on 27 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Dividend Yield Fund - Direct - Growth averaged 16.69% (best 34.12%, worst 1.40%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, Franklin India Dividend Yield Fund - Direct - Growth returned 2.21% — lagging the Dividend Yield Fund category average of 5.84% by 3.62 pp. It ranked #10 of 10 in its category that year.

Franklin India Dividend Yield Fund - Direct - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.9%. 5-year CAGR: 13.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.