Should I invest in Shriram Flexi Cap Fund - Regular Growth?

We don't give personal investment advice. Shriram Flexi Cap Fund - Regular Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.1%. 5-year CAGR: 7.78%.

Shriram

Shriram Flexi Cap Fund - Regular Growth

Latest NAV

₹19.1389

As of

3 Jun 2026

1,882 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.19%	+0.10	16 / 42	Q2
1W	-1.33%	-1.12%	-0.21	22 / 42	Q3
2W	+0.52%	+0.20%	+0.33	15 / 42	Q2
1M	-0.68%	+0.29%	-0.97	23 / 42	Q3
3M	-2.36%	+2.20%	-4.56	37 / 42	Q4
6M	-6.92%	+2.09%	-9.01	35 / 41	Q4
YTD	-7.07%	-0.80%	-6.27	36 / 41	Q4
1Y	-2.47%	+12.75%	-15.22	30 / 38	Q4
2Y	-7.09%	+7.07%	-14.16	36 / 37	Q4
3Y	+8.27%	+12.23%	-3.96	28 / 33	Q4
4Y	+8.99%	+13.99%	-5.01	15 / 18	Q4
5Y	+7.78%	+12.44%	-4.66	12 / 14	Q4
7Y	+8.43%	+11.74%	-3.30	9 / 10	Q4
10Y	—	—	—	—	—
Inception	+9.11%	+10.40%	-1.29	28 / 42	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.07%	-4.70%	-2.36	24 / 29
2025	-6.71%	+1.29%	-8.00	24 / 25
2024	+15.75%	+19.24%	-3.49	15 / 26
2023	+26.29%	+29.13%	-2.84	14 / 20
2022	+2.35%	-2.30%	+4.65	3 / 15
2021	+20.03%	+26.78%	-6.75	14 / 19
2020	+12.25%	+17.92%	-5.68	13 / 21
2019	+6.21%	+9.49%	-3.28	17 / 21
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.80%

82 windows

min -24.8% · max 56.7%

70% positive

3-Year rolling

+13.34%

57 windows

min 6.7% · max 20.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.68%

33 windows

min 7.8% · max 18.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.86%

9 windows

min 8.0% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.55%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.24

Downside-only deviation

Max drawdown

-25.10%

Jul 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹17.8200	3 Jun 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹56.6317	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.4570	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.9366	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹37.2740	2 Jun 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹55.4440	3 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.3812	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹34.7300	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹25.7800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.1389
2 Jun 2026	₹19.1829
1 Jun 2026	₹19.1278
29 May 2026	₹19.2429
27 May 2026	₹19.4546
26 May 2026	₹19.4413
22 May 2026	₹19.1803
21 May 2026	₹19.1351
20 May 2026	₹19.1147
19 May 2026	₹19.0829

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Shriram Flexi Cap Fund - Regular Growth is ₹19.1389. It's a Flexi Cap Fund from Shriram, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Shriram Flexi Cap Fund - Regular Growth has NAV history starting from 08 Oct 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Shriram Flexi Cap Fund - Regular Growth is managed by Shriram. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Shriram Flexi Cap Fund - Regular Growth has delivered a absolute return of -2.47% — -15.22 pp behind the Flexi Cap Fund category average of 12.75%. The fund ranks #30 of 38 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Shriram Flexi Cap Fund - Regular Growth has delivered a CAGR of 8.27% — -3.96 pp behind the Flexi Cap Fund category average of 12.23%. The fund ranks #28 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Shriram Flexi Cap Fund - Regular Growth has delivered a CAGR of 7.78% — -4.66 pp behind the Flexi Cap Fund category average of 12.44%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Shriram Flexi Cap Fund - Regular Growth exactly 5 years ago would be worth approximately ₹145,464 today — a multiplier of 1.45×, based on the 5-year CAGR of 7.78%. The category average over the same window would have grown ₹1 lakh to ₹179,741.

A ₹10,000 monthly SIP in Shriram Flexi Cap Fund - Regular Growth over the last 5 years — total invested ₹600,000 — would be worth ₹675,393 today. That's an XIRR (money-weighted annualised return) of 4.68%.

Shriram Flexi Cap Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,111,434 — XIRR 7.87%.

On a 5-year basis, Shriram Flexi Cap Fund - Regular Growth ranks #12 out of 14 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.44%; this fund delivered 7.78%.

The worst peak-to-trough decline Shriram Flexi Cap Fund - Regular Growth has experienced over the last 5-year window is 25.10% — its NAV fell from a high on 15 Jul 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Shriram Flexi Cap Fund - Regular Growth averaged 13.68% (best 18.11%, worst 7.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.16 — weak risk-adjusted performance.

In calendar year 2025, Shriram Flexi Cap Fund - Regular Growth returned -6.71% — lagging the Flexi Cap Fund category average of 1.29% by 8.00 pp. It ranked #24 of 25 in its category that year.

Shriram Flexi Cap Fund - Regular Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Shriram Flexi Cap Fund - Regular Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.1%. 5-year CAGR: 7.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Shriram Flexi Cap Fund - Regular Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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