Should I invest in Reliance Capital Builder Fund- Series B?

We don't give personal investment advice. Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option

Latest NAV

₹13.8255

As of

1 Sep 2017

731 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.75%	+0.79	45 / 105	Q2
1W	-0.02%	-1.81%	+1.79	29 / 104	Q2
2W	-0.05%	-1.11%	+1.06	53 / 104	Q3
1M	-3.45%	-1.16%	-2.28	96 / 104	Q4
3M	-0.38%	+1.00%	-1.38	62 / 103	Q3
6M	+12.35%	+1.92%	+10.43	21 / 100	Q1
YTD	+20.39%	-1.23%	+21.62	8 / 98	Q1
1Y	+11.46%	+9.43%	+2.02	26 / 88	Q2
2Y	+15.31%	+5.85%	+9.47	16 / 82	Q1
3Y	+10.66%	+10.05%	+0.61	37 / 71	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.74%	+8.04%	+2.69	39 / 105	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+20.39%	+29.49%	-9.10	29 / 30
2016	-0.50%	-0.10%	-0.40	17 / 30
2015	+1.05%	+2.63%	-1.58	8 / 10
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.12%

25 windows

min -15.1% · max 35.5%

76% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.35%

3-year · annualised

Sharpe ratio

0.32

vs risk-free 6.5%

Sortino ratio

0.47

Downside-only deviation

Max drawdown

-21.69%

Jan 2015 → Feb 2016

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
1 Sep 2017	₹13.8255
31 Aug 2017	₹13.8201
30 Aug 2017	₹13.8185
29 Aug 2017	₹13.8179
28 Aug 2017	₹13.8250
24 Aug 2017	₹13.8280
23 Aug 2017	₹13.8192
22 Aug 2017	₹13.7967
21 Aug 2017	₹13.7901
18 Aug 2017	₹13.8331

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 01 Sep 2017, the NAV of Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option is ₹13.8255. It's a Flexi Cap Fund from Reliance, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option has NAV history starting from 09 Sep 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option has delivered a absolute return of 11.46% — +2.02 pp ahead of the Flexi Cap Fund category average of 9.43%. The fund ranks #26 of 88 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option has delivered a CAGR of 10.66% — +0.61 pp ahead of the Flexi Cap Fund category average of 10.05%. The fund ranks #37 of 71 in its category — the third (Q3) quartile.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option exactly 3 years ago would be worth approximately ₹135,527 today — a multiplier of 1.36×, based on the 3-year CAGR of 10.66%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option over the last 1 year — total invested ₹120,000 — would be worth ₹129,839 today. That's an XIRR (money-weighted annualised return) of 15.44%.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹129,839 — XIRR 15.44%.

On a 3-year basis, Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option ranks #37 out of 71 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.05%; this fund delivered 10.66%.

The worst peak-to-trough decline Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option has experienced over the last 3-year window is 21.69% — its NAV fell from a high on 28 Jan 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option returned -0.50% — lagging the Flexi Cap Fund category average of -0.10% by 0.40 pp. It ranked #17 of 30 in its category that year.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Reliance Capital Builder Fund- Series B- Direct Plan- Dividend Payout Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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