Should I invest in Reliance Capital Builder Fund- Series A?

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Dividend Payout Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund- Series A- Dividend Payout Option

Latest NAV

₹17.4611

As of

7 Aug 2017

732 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-1.56%	+1.56	48 / 53	Q4
1W	+0.18%	-2.17%	+2.34	15 / 52	Q2
2W	+0.04%	-2.38%	+2.42	21 / 52	Q2
1M	+1.44%	-2.00%	+3.44	14 / 52	Q2
3M	+4.70%	+2.39%	+2.32	19 / 51	Q2
6M	+20.17%	+7.23%	+12.94	11 / 49	Q1
YTD	+32.38%	+2.33%	+30.05	2 / 47	Q1
1Y	+30.56%	+17.89%	+12.67	10 / 40	Q1
2Y	+15.48%	+9.71%	+5.76	11 / 35	Q2
3Y	+20.36%	+8.52%	+11.84	2 / 28	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+20.44%	+5.50%	+14.94	2 / 53	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+32.38%	+25.93%	+6.46	4 / 12
2016	-0.43%	-3.21%	+2.79	4 / 12
2015	+9.69%	+2.29%	+7.41	1 / 7
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.49%

25 windows

min -15.3% · max 44.9%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.36%

1 window

min 20.4% · max 20.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.64%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-22.99%

Apr 2015 → Feb 2016

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
7 Aug 2017	₹17.4611
4 Aug 2017	₹17.4574
3 Aug 2017	₹17.4562
2 Aug 2017	₹17.4535
1 Aug 2017	₹17.4506
31 Jul 2017	₹17.4303
28 Jul 2017	₹17.3456
27 Jul 2017	₹17.3602
26 Jul 2017	₹17.4576
25 Jul 2017	₹17.4753

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Aug 2017, the NAV of Reliance Capital Builder Fund- Series A- Dividend Payout Option is ₹17.4611. It's a Flexi Cap Fund from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund- Series A- Dividend Payout Option has NAV history starting from 12 Aug 2014, a track record of about 11 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund- Series A- Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund- Series A- Dividend Payout Option has delivered a absolute return of 30.56% — +12.67 pp ahead of the Flexi Cap Fund category average of 17.89%. The fund ranks #10 of 40 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund- Series A- Dividend Payout Option has delivered a CAGR of 20.36% — +11.84 pp ahead of the Flexi Cap Fund category average of 8.52%. The fund ranks #2 of 28 in its category — the top (Q1) quartile.

Reliance Capital Builder Fund- Series A- Dividend Payout Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund- Series A- Dividend Payout Option exactly 3 years ago would be worth approximately ₹174,362 today — a multiplier of 1.74×, based on the 3-year CAGR of 20.36%. The category average over the same window would have grown ₹1 lakh to ₹127,800.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund- Series A- Dividend Payout Option over the last 3 years — total invested ₹360,000 — would be worth ₹499,658 today. That's an XIRR (money-weighted annualised return) of 22.45%.

Reliance Capital Builder Fund- Series A- Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹499,658 — XIRR 22.45%.

On a 3-year basis, Reliance Capital Builder Fund- Series A- Dividend Payout Option ranks #2 out of 28 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.52%; this fund delivered 20.36%.

The worst peak-to-trough decline Reliance Capital Builder Fund- Series A- Dividend Payout Option has experienced over the last 3-year window is 22.99% — its NAV fell from a high on 13 Apr 2015 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund- Series A- Dividend Payout Option averaged 20.36% (best 20.36%, worst 20.36%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund- Series A- Dividend Payout Option returned -0.43% — beating the Flexi Cap Fund category average of -3.21% by 2.79 pp. It ranked #4 of 12 in its category that year.

Reliance Capital Builder Fund- Series A- Dividend Payout Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Dividend Payout Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.