Should I invest in Reliance Capital Builder Fund- Series A?

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion

Latest NAV

₹17.9036

As of

7 Aug 2017

732 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.75	89 / 105	Q4
1W	+0.19%	-1.81%	+2.00	16 / 104	Q1
2W	+0.07%	-1.11%	+1.19	48 / 104	Q2
1M	+1.51%	-1.16%	+2.68	17 / 104	Q1
3M	+4.93%	+1.00%	+3.93	26 / 103	Q2
6M	+20.69%	+1.92%	+18.77	14 / 100	Q1
YTD	+33.06%	-1.23%	+34.29	2 / 98	Q1
1Y	+31.69%	+9.43%	+22.25	12 / 88	Q1
2Y	+16.47%	+5.85%	+10.63	12 / 82	Q1
3Y	+21.36%	+10.05%	+11.31	3 / 71	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+21.45%	+8.04%	+13.41	3 / 105	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+33.06%	+29.49%	+3.57	9 / 30
2016	+0.43%	-0.10%	+0.53	13 / 30
2015	+10.59%	+2.63%	+7.96	1 / 10
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.46%

25 windows

min -14.6% · max 46.2%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.36%

1 window

min 21.4% · max 21.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.65%

3-year · annualised

Sharpe ratio

0.76

vs risk-free 6.5%

Sortino ratio

1.16

Downside-only deviation

Max drawdown

-22.42%

Apr 2015 → Feb 2016

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
7 Aug 2017	₹17.9036
4 Aug 2017	₹17.8985
3 Aug 2017	₹17.8968
2 Aug 2017	₹17.8940
1 Aug 2017	₹17.8906
31 Jul 2017	₹17.8693
28 Jul 2017	₹17.7812
27 Jul 2017	₹17.7958
26 Jul 2017	₹17.8952
25 Jul 2017	₹17.9128

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Aug 2017, the NAV of Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion is ₹17.9036. It's a Flexi Cap Fund from Reliance, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion has NAV history starting from 12 Aug 2014, a track record of about 11 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion has delivered a absolute return of 31.69% — +22.25 pp ahead of the Flexi Cap Fund category average of 9.43%. The fund ranks #12 of 88 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion has delivered a CAGR of 21.36% — +11.31 pp ahead of the Flexi Cap Fund category average of 10.05%. The fund ranks #3 of 71 in its category — the top (Q1) quartile.

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion exactly 3 years ago would be worth approximately ₹178,755 today — a multiplier of 1.79×, based on the 3-year CAGR of 21.36%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion over the last 3 years — total invested ₹360,000 — would be worth ₹506,664 today. That's an XIRR (money-weighted annualised return) of 23.46%.

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹506,664 — XIRR 23.46%.

On a 3-year basis, Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion ranks #3 out of 71 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.05%; this fund delivered 21.36%.

The worst peak-to-trough decline Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion has experienced over the last 3-year window is 22.42% — its NAV fell from a high on 13 Apr 2015 to a low on 25 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion averaged 21.36% (best 21.36%, worst 21.36%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.76 — reasonable risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion returned 0.43% — beating the Flexi Cap Fund category average of -0.10% by 0.53 pp. It ranked #13 of 30 in its category that year.

Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund- Series A- Direct Plan- Dividend Payout Opotion is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.