Should I invest in Reliance Capital Builder Fund III - Series A?

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Dividend Payout Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund III - Series A - Dividend Payout Option

Latest NAV

₹11.5589

As of

29 Jun 2018

739 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-1.56%	+1.60	9 / 53	Q1
1W	-1.37%	-2.17%	+0.80	43 / 52	Q4
2W	-3.28%	-2.38%	-0.90	45 / 52	Q4
1M	-0.80%	-2.00%	+1.20	30 / 52	Q3
3M	+5.34%	+2.39%	+2.95	17 / 51	Q2
6M	-14.79%	+7.23%	-22.02	45 / 49	Q4
YTD	-13.92%	+2.33%	-16.25	43 / 47	Q4
1Y	+1.84%	+17.89%	-16.05	30 / 40	Q3
2Y	+11.28%	+9.71%	+1.57	18 / 35	Q3
3Y	+4.21%	+8.52%	-4.31	19 / 28	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.23%	+5.50%	-1.28	30 / 53	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-13.92%	-13.78%	-0.14	8 / 12
2017	+44.34%	+25.93%	+18.41	2 / 12
2016	-1.40%	-3.21%	+1.81	6 / 12
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.93%

25 windows

min -6.4% · max 44.5%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.21%

1 window

min 4.2% · max 4.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.66%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.03

Downside-only deviation

Max drawdown

-24.28%

Jan 2018 → Mar 2018

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
29 Jun 2018	₹11.5589
28 Jun 2018	₹11.5539
27 Jun 2018	₹11.6391
26 Jun 2018	₹11.7263
25 Jun 2018	₹11.7213
22 Jun 2018	₹11.7197
21 Jun 2018	₹11.7299
20 Jun 2018	₹11.7674
19 Jun 2018	₹11.7388
18 Jun 2018	₹11.8991

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Jun 2018, the NAV of Reliance Capital Builder Fund III - Series A - Dividend Payout Option is ₹11.5589. It's a Flexi Cap Fund from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund III - Series A - Dividend Payout Option has NAV history starting from 03 Jul 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund III - Series A - Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund III - Series A - Dividend Payout Option has delivered a absolute return of 1.84% — -16.05 pp behind the Flexi Cap Fund category average of 17.89%. The fund ranks #30 of 40 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund III - Series A - Dividend Payout Option has delivered a CAGR of 4.21% — -4.31 pp behind the Flexi Cap Fund category average of 8.52%. The fund ranks #19 of 28 in its category — the third (Q3) quartile.

Reliance Capital Builder Fund III - Series A - Dividend Payout Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund III - Series A - Dividend Payout Option exactly 3 years ago would be worth approximately ₹113,183 today — a multiplier of 1.13×, based on the 3-year CAGR of 4.21%. The category average over the same window would have grown ₹1 lakh to ₹127,800.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund III - Series A - Dividend Payout Option over the last 3 years — total invested ₹360,000 — would be worth ₹397,255 today. That's an XIRR (money-weighted annualised return) of 6.49%.

Reliance Capital Builder Fund III - Series A - Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹397,255 — XIRR 6.49%.

On a 3-year basis, Reliance Capital Builder Fund III - Series A - Dividend Payout Option ranks #19 out of 28 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.52%; this fund delivered 4.21%.

The worst peak-to-trough decline Reliance Capital Builder Fund III - Series A - Dividend Payout Option has experienced over the last 3-year window is 24.28% — its NAV fell from a high on 24 Jan 2018 to a low on 23 Mar 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund III - Series A - Dividend Payout Option averaged 4.21% (best 4.21%, worst 4.21%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2017, Reliance Capital Builder Fund III - Series A - Dividend Payout Option returned 44.34% — beating the Flexi Cap Fund category average of 25.93% by 18.41 pp. It ranked #2 of 12 in its category that year.

Reliance Capital Builder Fund III - Series A - Dividend Payout Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Dividend Payout Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.