Should I invest in Reliance Capital Builder Fund III - Series A?

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option

Latest NAV

₹13.3166

As of

29 Jun 2018

739 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.11%	-0.06	42 / 104	Q2
1W	-1.35%	-0.67%	-0.68	70 / 103	Q3
2W	-3.24%	+0.04%	-3.28	101 / 102	Q4
1M	-0.71%	+0.32%	-1.03	61 / 101	Q3
3M	+5.63%	+3.68%	+1.96	28 / 100	Q2
6M	-4.73%	+6.18%	-10.91	73 / 99	Q3
YTD	-3.76%	+2.47%	-6.23	69 / 99	Q3
1Y	+14.50%	+17.47%	-2.97	30 / 89	Q2
2Y	+18.73%	+10.45%	+8.28	17 / 84	Q1
3Y	+9.24%	+13.44%	-4.20	61 / 74	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.27%	+11.11%	-1.84	71 / 104	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-3.76%	-5.07%	+1.31	14 / 34
2017	+46.04%	+36.55%	+9.49	3 / 31
2016	-0.37%	+3.36%	-3.73	25 / 31
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.08%

25 windows

min -5.3% · max 46.2%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.24%

1 window

min 9.2% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.75%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.37

Downside-only deviation

Max drawdown

-23.15%

Aug 2015 → Feb 2016

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
29 Jun 2018	₹13.3166
28 Jun 2018	₹13.3104
27 Jun 2018	₹13.4081
26 Jun 2018	₹13.5081
25 Jun 2018	₹13.5020
22 Jun 2018	₹13.4989
21 Jun 2018	₹13.5103
20 Jun 2018	₹13.5530
19 Jun 2018	₹13.5197
18 Jun 2018	₹13.7039

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Jun 2018, the NAV of Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option is ₹13.3166. It's a Flexi Cap Fund from Reliance, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option has NAV history starting from 03 Jul 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option has delivered a absolute return of 14.50% — -2.97 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #30 of 89 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option has delivered a CAGR of 9.24% — -4.2 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #61 of 74 in its category — the bottom (Q4) quartile.

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹130,371 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.24%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹446,551 today. That's an XIRR (money-weighted annualised return) of 14.49%.

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹446,551 — XIRR 14.49%.

On a 3-year basis, Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option ranks #61 out of 74 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.44%; this fund delivered 9.24%.

The worst peak-to-trough decline Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option has experienced over the last 3-year window is 23.15% — its NAV fell from a high on 06 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option averaged 9.24% (best 9.24%, worst 9.24%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2017, Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option returned 46.04% — beating the Flexi Cap Fund category average of 36.55% by 9.49 pp. It ranked #3 of 31 in its category that year.

Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund III - Series A - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.