Should I invest in Reliance Capital Builder Fund II - Series B?

We don't give personal investment advice. Reliance Capital Builder Fund II - Series B - Dividend Payout Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund II - Series B - Dividend Payout Option

Latest NAV

₹13.0421

As of

30 Apr 2019

1,041 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-1.56%	+1.56	46 / 53	Q4
1W	-0.14%	-2.17%	+2.03	30 / 52	Q3
2W	-1.81%	-2.38%	+0.57	38 / 52	Q3
1M	-1.66%	-2.00%	+0.34	38 / 52	Q3
3M	+7.88%	+2.39%	+5.49	14 / 51	Q2
6M	+10.12%	+7.23%	+2.89	19 / 49	Q2
YTD	+3.35%	+2.33%	+1.01	17 / 47	Q2
1Y	+1.45%	+17.89%	-16.44	32 / 40	Q4
2Y	+9.43%	+9.71%	-0.28	21 / 35	Q3
3Y	+16.59%	+8.52%	+8.07	6 / 28	Q1
4Y	+7.58%	+2.71%	+4.87	4 / 9	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.25%	+5.50%	+0.75	24 / 53	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2019 YTD	+3.35%	+3.34%	+0.01	24 / 39
2018	-2.98%	-13.78%	+10.81	2 / 12
2017	+48.92%	+25.93%	+23.00	1 / 12
2016	-0.66%	-3.21%	+2.56	5 / 12
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.02%

40 windows

min -25.1% · max 47.1%

73% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.87%

16 windows

min 5.1% · max 17.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.80%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.25

Downside-only deviation

Max drawdown

-18.89%

Sep 2016 → Dec 2016

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
30 Apr 2019	₹13.0421
26 Apr 2019	₹13.0336
25 Apr 2019	₹13.0319
24 Apr 2019	₹13.0314
23 Apr 2019	₹13.0598
22 Apr 2019	₹13.0944
18 Apr 2019	₹13.2250
16 Apr 2019	₹13.2830
15 Apr 2019	₹13.2162
12 Apr 2019	₹13.1746

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Apr 2019, the NAV of Reliance Capital Builder Fund II - Series B - Dividend Payout Option is ₹13.0421. It's a Flexi Cap Fund from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund II - Series B - Dividend Payout Option has NAV history starting from 05 Feb 2015, a track record of about 11 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund II - Series B - Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund II - Series B - Dividend Payout Option has delivered a absolute return of 1.45% — -16.44 pp behind the Flexi Cap Fund category average of 17.89%. The fund ranks #32 of 40 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund II - Series B - Dividend Payout Option has delivered a CAGR of 16.59% — +8.07 pp ahead of the Flexi Cap Fund category average of 8.52%. The fund ranks #6 of 28 in its category — the top (Q1) quartile.

Reliance Capital Builder Fund II - Series B - Dividend Payout Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund II - Series B - Dividend Payout Option exactly 3 years ago would be worth approximately ₹158,472 today — a multiplier of 1.58×, based on the 3-year CAGR of 16.59%. The category average over the same window would have grown ₹1 lakh to ₹127,800.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund II - Series B - Dividend Payout Option over the last 3 years — total invested ₹360,000 — would be worth ₹424,936 today. That's an XIRR (money-weighted annualised return) of 11.07%.

Reliance Capital Builder Fund II - Series B - Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹424,936 — XIRR 11.07%.

On a 3-year basis, Reliance Capital Builder Fund II - Series B - Dividend Payout Option ranks #6 out of 28 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.52%; this fund delivered 16.59%.

The worst peak-to-trough decline Reliance Capital Builder Fund II - Series B - Dividend Payout Option has experienced over the last 3-year window is 18.89% — its NAV fell from a high on 08 Sep 2016 to a low on 26 Dec 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund II - Series B - Dividend Payout Option averaged 10.87% (best 17.44%, worst 5.10%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.64 — reasonable risk-adjusted performance.

In calendar year 2018, Reliance Capital Builder Fund II - Series B - Dividend Payout Option returned -2.98% — beating the Flexi Cap Fund category average of -13.78% by 10.81 pp. It ranked #2 of 12 in its category that year.

Reliance Capital Builder Fund II - Series B - Dividend Payout Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund II - Series B - Dividend Payout Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.