Should I invest in Reliance Capital Builder Fund II- Series A?

We don't give personal investment advice. Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Reliance

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option

Latest NAV

₹10.0000

As of

29 Dec 2017

742 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-31.24%	-0.75%	-30.49	104 / 105	Q4
1W	-31.48%	-1.81%	-29.67	104 / 104	Q4
2W	-29.87%	-1.11%	-28.76	104 / 104	Q4
1M	-30.67%	-1.16%	-29.51	104 / 104	Q4
3M	-22.76%	+1.00%	-23.76	101 / 103	Q4
6M	-20.92%	+1.92%	-22.84	99 / 100	Q4
YTD	+2.65%	-1.23%	+3.88	24 / 98	Q1
1Y	+4.49%	+9.43%	-4.94	42 / 88	Q2
2Y	+3.06%	+5.85%	-2.79	47 / 82	Q3
3Y	-1.61%	+10.05%	-11.66	69 / 71	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.56%	+8.04%	-8.60	95 / 105	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+2.65%	+29.49%	-26.84	30 / 30
2016	+2.26%	-0.10%	+2.36	8 / 30
2015	-10.33%	+2.63%	-12.96	10 / 10
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.67%

25 windows

min -25.7% · max 45.3%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-1.61%

1 window

min -1.6% · max -1.6%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

27.94%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.13

Downside-only deviation

Max drawdown

-34.28%

Mar 2015 → Feb 2016

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
29 Dec 2017	₹10.0000
28 Dec 2017	₹14.5435
27 Dec 2017	₹14.5901
26 Dec 2017	₹14.6166
22 Dec 2017	₹14.5943
21 Dec 2017	₹14.5388
20 Dec 2017	₹14.5533
19 Dec 2017	₹14.5016
18 Dec 2017	₹14.3808
15 Dec 2017	₹14.2597

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 29 Dec 2017, the NAV of Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option is ₹10.0000. It's a Flexi Cap Fund from Reliance, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option has NAV history starting from 29 Dec 2014, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option is managed by Reliance. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option has delivered a absolute return of 4.49% — -4.94 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #42 of 88 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option has delivered a CAGR of -1.61% — -11.66 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #69 of 71 in its category — the bottom (Q4) quartile.

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option exactly 3 years ago would be worth approximately ₹95,244 today — a multiplier of 0.95×, based on the 3-year CAGR of -1.61%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option over the last 3 years — total invested ₹360,000 — would be worth ₹338,410 today. That's an XIRR (money-weighted annualised return) of -3.97%.

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹338,410 — XIRR -3.97%.

On a 3-year basis, Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option ranks #69 out of 71 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.05%; this fund delivered -1.61%.

The worst peak-to-trough decline Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option has experienced over the last 3-year window is 34.28% — its NAV fell from a high on 03 Mar 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option averaged -1.61% (best -1.61%, worst -1.61%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -0.10 — negative risk-adjusted performance.

In calendar year 2016, Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option returned 2.26% — beating the Flexi Cap Fund category average of -0.10% by 2.36 pp. It ranked #8 of 30 in its category that year.

Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Reliance Capital Builder Fund II- Series A- Direct Plan-Dividend Payout Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.