Should I invest in Nippon India Capital Builder Fund IV- Series A?

We don't give personal investment advice. Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Nippon India

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option

Latest NAV

₹10.3270

As of

22 Oct 2020

737 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.11%	-0.10	58 / 104	Q3
1W	+0.90%	-0.67%	+1.57	9 / 103	Q1
2W	-0.38%	+0.04%	-0.42	73 / 102	Q3
1M	+2.86%	+0.32%	+2.55	16 / 101	Q1
3M	+3.18%	+3.68%	-0.50	39 / 100	Q2
6M	+25.29%	+6.18%	+19.11	11 / 99	Q1
YTD	-1.08%	+2.47%	-3.55	49 / 99	Q2
1Y	+5.13%	+17.47%	-12.34	50 / 89	Q3
2Y	+6.76%	+10.45%	-3.69	47 / 84	Q3
3Y	+1.11%	+13.44%	-12.33	73 / 74	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.12%	+11.11%	-9.99	96 / 104	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.08%	+15.92%	-16.99	56 / 58
2019	+6.71%	+7.18%	-0.47	41 / 69
2018	-5.67%	-5.07%	-0.60	20 / 34
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-1.46%

25 windows

min -24.8% · max 13.1%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+1.11%

1 window

min 1.1% · max 1.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

28.19%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.04

Downside-only deviation

Max drawdown

-35.74%

Jan 2020 → Mar 2020

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
22 Oct 2020	₹10.3270
21 Oct 2020	₹10.3265
20 Oct 2020	₹10.3260
19 Oct 2020	₹10.3261
16 Oct 2020	₹10.3180
15 Oct 2020	₹10.2352
14 Oct 2020	₹10.4248
13 Oct 2020	₹10.4157
12 Oct 2020	₹10.4148
9 Oct 2020	₹10.4160

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Oct 2020, the NAV of Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option is ₹10.3270. It's a Flexi Cap Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option has NAV history starting from 27 Oct 2017, a track record of about 8 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option is managed by Nippon India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option has delivered a absolute return of 5.13% — -12.34 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #50 of 89 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option has delivered a CAGR of 1.11% — -12.33 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #73 of 74 in its category — the bottom (Q4) quartile.

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option exactly 3 years ago would be worth approximately ₹103,372 today — a multiplier of 1.03×, based on the 3-year CAGR of 1.11%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹384,082 today. That's an XIRR (money-weighted annualised return) of 4.24%.

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹384,082 — XIRR 4.24%.

On a 3-year basis, Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option ranks #73 out of 74 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.44%; this fund delivered 1.11%.

The worst peak-to-trough decline Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option has experienced over the last 3-year window is 35.74% — its NAV fell from a high on 24 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option averaged 1.11% (best 1.11%, worst 1.11%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.03 — negative risk-adjusted performance.

In calendar year 2019, Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option returned 6.71% — lagging the Flexi Cap Fund category average of 7.18% by 0.47 pp. It ranked #41 of 69 in its category that year.

Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Capital Builder Fund IV- Series A- Direct Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.