Should I invest in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC)?

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.1%. 5-year CAGR: 4.04%.

Motilal Oswal

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option

Latest NAV

₹18.0059

As of

3 Jun 2026

2,383 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.06%	-0.04	19 / 29	Q3
1W	-0.19%	-1.09%	+0.90	2 / 29	Q1
2W	+1.06%	-0.16%	+1.22	2 / 29	Q1
1M	+0.68%	-0.90%	+1.59	3 / 29	Q1
3M	+1.81%	-0.84%	+2.66	2 / 29	Q1
6M	-10.51%	-3.30%	-7.21	28 / 28	Q4
YTD	-6.00%	-3.44%	-2.56	25 / 28	Q4
1Y	-5.29%	+0.16%	-5.45	28 / 28	Q4
2Y	-4.90%	+2.44%	-7.34	26 / 26	Q4
3Y	+4.92%	+9.52%	-4.61	21 / 21	Q4
4Y	+5.63%	+9.20%	-3.56	17 / 17	Q4
5Y	+4.04%	+7.85%	-3.81	13 / 13	Q4
7Y	+5.47%	+9.04%	-3.57	11 / 11	Q4
10Y	—	—	—	—	—
Inception	+6.25%	+7.44%	-1.19	21 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.00%	-3.44%	-2.56	25 / 28
2025	-7.40%	+4.78%	-12.18	27 / 27
2024	+8.54%	+12.20%	-3.66	22 / 24
2023	+24.62%	+17.99%	+6.63	1 / 19
2022	-1.11%	+2.63%	-3.74	15 / 17
2021	+7.31%	+12.75%	-5.44	11 / 12
2020	+8.83%	+12.21%	-3.39	10 / 12
2019	+10.66%	+7.80%	+2.86	2 / 9
2018	-0.60%	+1.55%	-2.15	7 / 7
2017	+23.92%	+16.13%	+7.78	1 / 5
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.24%

106 windows

min -13.9% · max 33.3%

65% positive

3-Year rolling

+7.84%

82 windows

min -0.3% · max 14.4%

99% positive

5-Year rolling

+7.70%

58 windows

min 3.1% · max 13.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.85%

33 windows

min 4.8% · max 10.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.99%

3-year · annualised

Sharpe ratio

-0.04

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-28.08%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹108.4300	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹20.3520	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹42.5324	3 Jun 2026
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Baroda BNP Paribas	₹25.0382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.0059
2 Jun 2026	₹18.0604
1 Jun 2026	₹18.0562
29 May 2026	₹18.2055
27 May 2026	₹18.1986
26 May 2026	₹18.0955
25 May 2026	₹18.1481
22 May 2026	₹18.0003
21 May 2026	₹17.9524
20 May 2026	₹17.9316

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is ₹18.0059. It's a Balanced Advantage Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has NAV history starting from 28 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a absolute return of -5.29% — -5.45 pp behind the Balanced Advantage Fund category average of 0.16%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a CAGR of 4.92% — -4.61 pp behind the Balanced Advantage Fund category average of 9.52%. The fund ranks #21 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a CAGR of 4.04% — -3.81 pp behind the Balanced Advantage Fund category average of 7.85%. The fund ranks #13 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹121,883 today — a multiplier of 1.22×, based on the 5-year CAGR of 4.04%. The category average over the same window would have grown ₹1 lakh to ₹145,895.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹624,799 today. That's an XIRR (money-weighted annualised return) of 1.60%.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹954,886 — XIRR 3.61%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option ranks #13 out of 13 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.85%; this fund delivered 4.04%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has experienced over the last 5-year window is 28.08% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option averaged 7.70% (best 13.75%, worst 3.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.12 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option returned -7.40% — lagging the Balanced Advantage Fund category average of 4.78% by 12.18 pp. It ranked #27 of 27 in its category that year.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.1%. 5-year CAGR: 4.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.