Should I invest in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC)?

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.1%. 5-year CAGR: 4.23%.

Motilal Oswal

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option

Latest NAV

₹18.5358

As of

17 Jul 2026

2,414 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	+0.26%	-0.41	26 / 29	Q4
1W	+0.21%	+0.04%	+0.17	9 / 29	Q2
2W	-0.24%	+0.19%	-0.44	25 / 29	Q4
1M	+0.87%	+1.19%	-0.32	21 / 29	Q3
3M	+3.58%	+1.94%	+1.64	2 / 29	Q1
6M	-2.25%	+0.63%	-2.88	26 / 28	Q4
YTD	-3.53%	-0.42%	-3.11	25 / 28	Q4
1Y	-5.23%	+1.26%	-6.49	28 / 28	Q4
2Y	-6.87%	+2.10%	-8.97	27 / 27	Q4
3Y	+2.77%	+9.03%	-6.26	22 / 22	Q4
4Y	+6.31%	+10.07%	-3.76	18 / 18	Q4
5Y	+4.23%	+8.30%	-4.07	14 / 14	Q4
7Y	+6.11%	+9.90%	-3.79	11 / 11	Q4
10Y	—	—	—	—	—
Inception	+6.45%	+8.01%	-1.55	23 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.53%	-0.42%	-3.11	25 / 28
2025	-7.40%	+4.78%	-12.18	27 / 27
2024	+8.54%	+12.20%	-3.66	22 / 24
2023	+24.62%	+17.99%	+6.63	1 / 19
2022	-1.11%	+2.63%	-3.74	15 / 17
2021	+7.31%	+12.75%	-5.44	11 / 12
2020	+8.83%	+12.21%	-3.39	10 / 12
2019	+10.66%	+7.80%	+2.86	2 / 9
2018	-0.60%	+1.55%	-2.15	7 / 7
2017	+23.92%	+16.13%	+7.78	1 / 5
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.46%

108 windows

min -10.4% · max 33.7%

66% positive

3-Year rolling

+8.07%

83 windows

min 0.8% · max 14.0%

100% positive

5-Year rolling

+7.73%

59 windows

min 3.1% · max 13.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.86%

35 windows

min 4.9% · max 10.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.45%

3-year · annualised

Sharpe ratio

-0.22

vs risk-free 6.5%

Sortino ratio

-0.29

Downside-only deviation

Max drawdown

-28.08%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.9675	17 Jul 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹25.2700	17 Jul 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.6910	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹112.5300	17 Jul 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.6500	17 Jul 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹21.1310	17 Jul 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.7708	17 Jul 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹28.8930	17 Jul 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹43.8659	17 Jul 2026
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Baroda BNP Paribas	₹25.7402	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.5358
16 Jul 2026	₹18.5645
15 Jul 2026	₹18.6017
14 Jul 2026	₹18.4146
13 Jul 2026	₹18.4976
10 Jul 2026	₹18.4977
9 Jul 2026	₹18.4665
8 Jul 2026	₹18.3678
7 Jul 2026	₹18.6176
6 Jul 2026	₹18.6329

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is ₹18.5358. It's a Balanced Advantage Fund from Motilal Oswal, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has NAV history starting from 28 Sep 2016, a track record of about 9 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is managed by Motilal Oswal. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a absolute return of -5.23% — -6.49 pp behind the Balanced Advantage Fund category average of 1.26%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a CAGR of 2.77% — -6.26 pp behind the Balanced Advantage Fund category average of 9.03%. The fund ranks #22 of 22 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has delivered a CAGR of 4.23% — -4.07 pp behind the Balanced Advantage Fund category average of 8.30%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹123,026 today — a multiplier of 1.23×, based on the 5-year CAGR of 4.23%. The category average over the same window would have grown ₹1 lakh to ₹148,968.

A ₹10,000 monthly SIP in Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹638,121 today. That's an XIRR (money-weighted annualised return) of 2.43%.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹974,010 — XIRR 4.17%.

On a 5-year basis, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option ranks #14 out of 14 funds in the Balanced Advantage Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.30%; this fund delivered 4.23%.

The worst peak-to-trough decline Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option has experienced over the last 5-year window is 28.08% — its NAV fell from a high on 05 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option averaged 7.73% (best 13.26%, worst 3.10%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option returned -7.40% — lagging the Balanced Advantage Fund category average of 4.78% by 12.18 pp. It ranked #27 of 27 in its category that year.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.1%. 5-year CAGR: 4.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

More from Motilal Oswal