Should I invest in Aditya Birla Sun Life Balanced Advantage Fund?

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.1%. 5-year CAGR: 9.51%.

Aditya Birla Sun Life

Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option

Latest NAV

₹108.4300

As of

3 Jun 2026

2,863 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.06%	+0.45	1 / 29	Q1
1W	-0.49%	-1.09%	+0.59	4 / 29	Q1
2W	+0.38%	-0.16%	+0.54	5 / 29	Q1
1M	-0.29%	-0.90%	+0.61	6 / 29	Q1
3M	+0.64%	-0.84%	+1.48	6 / 29	Q1
6M	-0.87%	-3.30%	+2.43	4 / 28	Q1
YTD	-1.46%	-3.44%	+1.98	5 / 28	Q1
1Y	+3.55%	+0.16%	+3.39	4 / 28	Q1
2Y	+6.55%	+2.44%	+4.11	1 / 26	Q1
3Y	+11.31%	+9.52%	+1.79	4 / 21	Q1
4Y	+11.27%	+9.20%	+2.07	3 / 17	Q1
5Y	+9.51%	+7.85%	+1.66	4 / 13	Q2
7Y	+10.52%	+9.04%	+1.48	2 / 11	Q1
10Y	+10.66%	+8.71%	+1.95	1 / 4	Q1
Inception	+10.16%	+7.44%	+2.71	5 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.46%	-3.44%	+1.98	5 / 28
2025	+9.90%	+4.78%	+5.12	1 / 27
2024	+12.91%	+12.20%	+0.71	11 / 24
2023	+16.30%	+17.99%	-1.69	14 / 19
2022	+4.19%	+2.63%	+1.56	5 / 17
2021	+13.39%	+12.75%	+0.64	6 / 12
2020	+15.20%	+12.21%	+2.98	4 / 12
2019	+7.97%	+7.80%	+0.17	7 / 9
2018	+1.00%	+1.55%	-0.55	5 / 7
2017	+14.72%	+16.13%	-1.41	3 / 5
2016	+16.04%	+7.85%	+8.19	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.92%

130 windows

min -16.8% · max 47.3%

92% positive

3-Year rolling

+10.58%

106 windows

min -2.7% · max 18.4%

98% positive

5-Year rolling

+10.48%

82 windows

min 3.3% · max 16.4%

100% positive

7-Year rolling

+10.42%

57 windows

min 9.3% · max 11.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.72%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

1.03

Downside-only deviation

Max drawdown

-9.14%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.0059	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹20.3520	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹42.5324	3 Jun 2026
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Baroda BNP Paribas	₹25.0382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹108.4300
2 Jun 2026	₹108.6400
1 Jun 2026	₹108.0900
29 May 2026	₹108.6900
27 May 2026	₹109.3700
26 May 2026	₹109.1800
25 May 2026	₹109.1400
22 May 2026	₹108.3100
21 May 2026	₹107.9900
20 May 2026	₹108.1900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option is ₹108.4300. It's a Balanced Advantage Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option has NAV history starting from 13 Oct 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option has delivered a absolute return of 3.55% — +3.39 pp ahead of the Balanced Advantage Fund category average of 0.16%. The fund ranks #4 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option has delivered a CAGR of 11.31% — +1.79 pp ahead of the Balanced Advantage Fund category average of 9.52%. The fund ranks #4 of 21 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option has delivered a CAGR of 9.51% — +1.66 pp ahead of the Balanced Advantage Fund category average of 7.85%. The fund ranks #4 of 13 in its category — the second (Q2) quartile.

₹1 lakh invested in Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option exactly 10 years ago would be worth approximately ₹275,247 today — a multiplier of 2.75×, based on the 10-year CAGR of 10.66%. The category average over the same window would have grown ₹1 lakh to ₹230,462.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹761,365 today. That's an XIRR (money-weighted annualised return) of 9.45%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,037,517 (multiplier 1.70×). XIRR: 10.21%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option ranks #4 out of 13 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.85%; this fund delivered 9.51%.

The worst peak-to-trough decline Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 9.14% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option averaged 10.48% (best 16.37%, worst 3.31%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option returned 9.90% — beating the Balanced Advantage Fund category average of 4.78% by 5.12 pp. It ranked #1 of 27 in its category that year.

Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.1%. 5-year CAGR: 9.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.