Should I invest in HSBC Balanced Advantage Fund - Regular Growth?

We don't give personal investment advice. HSBC Balanced Advantage Fund - Regular Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding.

HSBC

HSBC Balanced Advantage Fund - Regular Growth

Latest NAV

₹42.5324

As of

3 Jun 2026

864 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.06%	-0.02	17 / 29	Q3
1W	-0.97%	-1.09%	+0.12	11 / 29	Q2
2W	-0.26%	-0.16%	-0.09	18 / 29	Q3
1M	-1.09%	-0.90%	-0.19	14 / 29	Q2
3M	-1.48%	-0.84%	-0.64	18 / 29	Q3
6M	-3.26%	-3.30%	+0.03	15 / 28	Q3
YTD	-3.77%	-3.44%	-0.33	15 / 28	Q3
1Y	-0.50%	+0.16%	-0.66	18 / 28	Q3
2Y	+3.74%	+2.44%	+1.30	11 / 26	Q2
3Y	+9.01%	+9.52%	-0.51	13 / 21	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.78%	+7.44%	+1.34	9 / 29	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.77%	-3.44%	-0.33	15 / 28
2025	+2.40%	+4.78%	-2.38	23 / 27
2024	+15.31%	+12.20%	+3.11	4 / 24
2023	+17.71%	+17.99%	-0.28	10 / 19
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.45%

31 windows

min -0.5% · max 23.9%

97% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.47%

7 windows

min 9.0% · max 12.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.18%

3-year · annualised

Sharpe ratio

0.34

vs risk-free 6.5%

Sortino ratio

0.54

Downside-only deviation

Max drawdown

-8.94%

Dec 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹108.4300	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.0059	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹20.3520	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Baroda BNP Paribas	₹25.0382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹42.5324
2 Jun 2026	₹42.5276
1 Jun 2026	₹42.5096
29 May 2026	₹42.6705
27 May 2026	₹42.9579
26 May 2026	₹42.9422
25 May 2026	₹42.9952
22 May 2026	₹42.7228
21 May 2026	₹42.6599
20 May 2026	₹42.6658

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Balanced Advantage Fund - Regular Growth is ₹42.5324. It's a Balanced Advantage Fund from HSBC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Balanced Advantage Fund - Regular Growth has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Balanced Advantage Fund - Regular Growth is managed by HSBC. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Balanced Advantage Fund - Regular Growth has delivered a absolute return of -0.50% — -0.66 pp behind the Balanced Advantage Fund category average of 0.16%. The fund ranks #18 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Balanced Advantage Fund - Regular Growth has delivered a CAGR of 9.01% — -0.51 pp behind the Balanced Advantage Fund category average of 9.52%. The fund ranks #13 of 21 in its category — the third (Q3) quartile.

HSBC Balanced Advantage Fund - Regular Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Balanced Advantage Fund - Regular Growth exactly 3 years ago would be worth approximately ₹129,543 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.01%. The category average over the same window would have grown ₹1 lakh to ₹131,372.

A ₹10,000 monthly SIP in HSBC Balanced Advantage Fund - Regular Growth over the last 3 years — total invested ₹360,000 — would be worth ₹382,659 today. That's an XIRR (money-weighted annualised return) of 4.00%.

HSBC Balanced Advantage Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹382,659 — XIRR 4.00%.

On a 3-year basis, HSBC Balanced Advantage Fund - Regular Growth ranks #13 out of 21 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.52%; this fund delivered 9.01%.

The worst peak-to-trough decline HSBC Balanced Advantage Fund - Regular Growth has experienced over the last 3-year window is 8.94% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Balanced Advantage Fund - Regular Growth averaged 10.47% (best 12.01%, worst 9.01%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, HSBC Balanced Advantage Fund - Regular Growth returned 2.40% — lagging the Balanced Advantage Fund category average of 4.78% by 2.38 pp. It ranked #23 of 27 in its category that year.

HSBC Balanced Advantage Fund - Regular Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HSBC Balanced Advantage Fund - Regular Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.