Should I invest in Baroda BNP Paribas Balanced Advantage Fund?

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 11.08%.

Baroda BNP Paribas

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option

Latest NAV

₹25.7402

As of

17 Jul 2026

1,887 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.26%	+0.03	19 / 29	Q3
1W	+0.14%	+0.04%	+0.10	13 / 29	Q2
2W	+0.73%	+0.19%	+0.54	4 / 29	Q1
1M	+0.68%	+1.19%	-0.51	25 / 29	Q4
3M	+3.28%	+1.94%	+1.34	3 / 29	Q1
6M	+3.10%	+0.63%	+2.47	3 / 28	Q1
YTD	+1.28%	-0.42%	+1.71	5 / 28	Q1
1Y	+4.22%	+1.26%	+2.96	5 / 28	Q1
2Y	+5.68%	+2.10%	+3.58	3 / 27	Q1
3Y	+11.69%	+9.03%	+2.65	2 / 22	Q1
4Y	+13.58%	+10.07%	+3.51	1 / 18	Q1
5Y	+11.08%	+8.30%	+2.78	1 / 14	Q1
7Y	+13.62%	+9.90%	+3.72	1 / 11	Q1
10Y	—	—	—	—	—
Inception	+13.11%	+8.01%	+5.10	2 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.28%	-0.42%	+1.71	5 / 28
2025	+7.41%	+4.78%	+2.63	8 / 27
2024	+14.77%	+12.20%	+2.57	5 / 24
2023	+20.80%	+17.99%	+2.81	3 / 19
2022	+2.63%	+2.63%	+0.00	9 / 17
2021	+16.43%	+12.75%	+3.68	2 / 12
2020	+26.09%	+12.21%	+13.88	1 / 12
2019	+10.37%	+7.80%	+2.56	3 / 9
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.59%

82 windows

min -5.0% · max 44.1%

96% positive

3-Year rolling

+14.60%

57 windows

min 11.5% · max 20.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.78%

33 windows

min 10.2% · max 19.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.50%

9 windows

min 12.3% · max 14.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.43%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.90

Downside-only deviation

Max drawdown

-11.69%

Dec 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.9675	17 Jul 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹25.2700	17 Jul 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.6910	17 Jul 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹112.5300	17 Jul 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.5358	17 Jul 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.6500	17 Jul 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹21.1310	17 Jul 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.7708	17 Jul 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹28.8930	17 Jul 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹43.8659	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹25.7402
16 Jul 2026	₹25.6646
15 Jul 2026	₹25.6724
14 Jul 2026	₹25.5788
13 Jul 2026	₹25.7074
10 Jul 2026	₹25.7042
9 Jul 2026	₹25.4470
8 Jul 2026	₹25.2686
7 Jul 2026	₹25.6692
6 Jul 2026	₹25.7383

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is ₹25.7402. It's a Balanced Advantage Fund from Baroda BNP Paribas, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has NAV history starting from 20 Nov 2018, a track record of about 7 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a absolute return of 4.22% — +2.96 pp ahead of the Balanced Advantage Fund category average of 1.26%. The fund ranks #5 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a CAGR of 11.69% — +2.65 pp ahead of the Balanced Advantage Fund category average of 9.03%. The fund ranks #2 of 22 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a CAGR of 11.08% — +2.78 pp ahead of the Balanced Advantage Fund category average of 8.30%. The fund ranks #1 of 14 in its category — the top (Q1) quartile.

₹1 lakh invested in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option exactly 5 years ago would be worth approximately ₹169,121 today — a multiplier of 1.69×, based on the 5-year CAGR of 11.08%. The category average over the same window would have grown ₹1 lakh to ₹148,968.

A ₹10,000 monthly SIP in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹790,247 today. That's an XIRR (money-weighted annualised return) of 10.96%.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,306,040 — XIRR 12.39%.

On a 5-year basis, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option ranks #1 out of 14 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.30%; this fund delivered 11.08%.

The worst peak-to-trough decline Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has experienced over the last 5-year window is 12.56% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option averaged 14.78% (best 19.01%, worst 10.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option returned 7.41% — beating the Balanced Advantage Fund category average of 4.78% by 2.63 pp. It ranked #8 of 27 in its category that year.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 11.08%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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