Should I invest in Baroda BNP Paribas Balanced Advantage Fund?

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 11.11%.

Baroda BNP Paribas

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option

Latest NAV

₹25.0382

As of

3 Jun 2026

1,856 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.06%	+0.19	11 / 29	Q2
1W	-1.37%	-1.09%	-0.28	23 / 29	Q4
2W	-0.07%	-0.16%	+0.09	12 / 29	Q2
1M	-0.02%	-0.90%	+0.89	5 / 29	Q1
3M	+1.02%	-0.84%	+1.86	5 / 29	Q1
6M	-0.88%	-3.30%	+2.42	5 / 28	Q1
YTD	-1.19%	-3.44%	+2.25	4 / 28	Q1
1Y	+4.41%	+0.16%	+4.25	2 / 28	Q1
2Y	+5.88%	+2.44%	+3.44	2 / 26	Q1
3Y	+12.69%	+9.52%	+3.16	2 / 21	Q1
4Y	+13.06%	+9.20%	+3.86	1 / 17	Q1
5Y	+11.11%	+7.85%	+3.26	1 / 13	Q1
7Y	+12.90%	+9.04%	+3.86	1 / 11	Q1
10Y	—	—	—	—	—
Inception	+12.96%	+7.44%	+5.52	2 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.19%	-3.44%	+2.25	4 / 28
2025	+7.41%	+4.78%	+2.63	8 / 27
2024	+14.77%	+12.20%	+2.57	5 / 24
2023	+20.80%	+17.99%	+2.81	3 / 19
2022	+2.63%	+2.63%	+0.00	9 / 17
2021	+16.43%	+12.75%	+3.68	2 / 12
2020	+26.09%	+12.21%	+13.88	1 / 12
2019	+10.37%	+7.80%	+2.56	3 / 9
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.36%

80 windows

min -10.2% · max 49.8%

96% positive

3-Year rolling

+14.36%

56 windows

min 10.1% · max 19.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.79%

32 windows

min 10.0% · max 17.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.30%

7 windows

min 11.9% · max 14.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.73%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

0.91

Downside-only deviation

Max drawdown

-11.69%

Dec 2024 → Mar 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹108.4300	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.0059	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹20.3520	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹42.5324	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.0382
2 Jun 2026	₹25.1108
1 Jun 2026	₹25.0476
29 May 2026	₹25.3319
27 May 2026	₹25.5784
26 May 2026	₹25.4605
25 May 2026	₹25.4641
22 May 2026	₹25.2054
21 May 2026	₹25.2146
20 May 2026	₹25.2239

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is ₹25.0382. It's a Balanced Advantage Fund from Baroda BNP Paribas, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has NAV history starting from 20 Nov 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a absolute return of 4.41% — +4.25 pp ahead of the Balanced Advantage Fund category average of 0.16%. The fund ranks #2 of 28 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a CAGR of 12.69% — +3.16 pp ahead of the Balanced Advantage Fund category average of 9.52%. The fund ranks #2 of 21 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has delivered a CAGR of 11.11% — +3.26 pp ahead of the Balanced Advantage Fund category average of 7.85%. The fund ranks #1 of 13 in its category — the top (Q1) quartile.

₹1 lakh invested in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option exactly 5 years ago would be worth approximately ₹169,324 today — a multiplier of 1.69×, based on the 5-year CAGR of 11.11%. The category average over the same window would have grown ₹1 lakh to ₹145,895.

A ₹10,000 monthly SIP in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹781,975 today. That's an XIRR (money-weighted annualised return) of 10.53%.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,294,472 — XIRR 12.13%.

On a 5-year basis, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option ranks #1 out of 13 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.85%; this fund delivered 11.11%.

The worst peak-to-trough decline Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option has experienced over the last 5-year window is 12.56% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option averaged 14.79% (best 17.68%, worst 9.97%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option returned 7.41% — beating the Balanced Advantage Fund category average of 4.78% by 2.63 pp. It ranked #8 of 27 in its category that year.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.6%. 5-year CAGR: 11.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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