Should I invest in Kotak Balanced Advantage Fund?

We don't give personal investment advice. Kotak Balanced Advantage Fund -Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 8.45%.

Kotak

Kotak Balanced Advantage Fund -Regular Plan - Growth Option

Latest NAV

₹20.3520

As of

3 Jun 2026

1,918 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.06%	+0.19	10 / 29	Q2
1W	-0.92%	-1.09%	+0.17	9 / 29	Q2
2W	+0.26%	-0.16%	+0.42	7 / 29	Q1
1M	-0.79%	-0.90%	+0.12	10 / 29	Q2
3M	-1.40%	-0.84%	-0.56	17 / 29	Q3
6M	-2.97%	-3.30%	+0.32	14 / 28	Q2
YTD	-3.22%	-3.44%	+0.22	13 / 28	Q2
1Y	+0.06%	+0.16%	-0.09	14 / 28	Q2
2Y	+4.60%	+2.44%	+2.16	9 / 26	Q2
3Y	+9.17%	+9.52%	-0.35	11 / 21	Q3
4Y	+9.63%	+9.20%	+0.43	8 / 17	Q2
5Y	+8.45%	+7.85%	+0.60	6 / 13	Q2
7Y	+9.70%	+9.04%	+0.66	4 / 11	Q2
10Y	—	—	—	—	—
Inception	+9.52%	+7.44%	+2.08	8 / 29	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.22%	-3.44%	+0.22	13 / 28
2025	+5.61%	+4.78%	+0.83	13 / 27
2024	+14.29%	+12.20%	+2.09	7 / 24
2023	+15.75%	+17.99%	-2.24	15 / 19
2022	+3.76%	+2.63%	+1.13	6 / 17
2021	+12.85%	+12.75%	+0.10	7 / 12
2020	+13.49%	+12.21%	+1.28	6 / 12
2019	+12.07%	+7.80%	+4.27	1 / 9
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.12%

84 windows

min -14.8% · max 46.7%

96% positive

3-Year rolling

+11.64%

59 windows

min 9.0% · max 17.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+11.71%

35 windows

min 8.2% · max 15.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+10.70%

11 windows

min 9.4% · max 11.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.09%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-9.53%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹108.4300	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.0059	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹42.5324	3 Jun 2026
Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option	Baroda BNP Paribas	₹25.0382	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.3520
2 Jun 2026	₹20.3930
1 Jun 2026	₹20.3410
29 May 2026	₹20.4720
27 May 2026	₹20.6170
26 May 2026	₹20.5830
25 May 2026	₹20.5970
22 May 2026	₹20.4440
21 May 2026	₹20.4240
20 May 2026	₹20.3950

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Balanced Advantage Fund -Regular Plan - Growth Option is ₹20.3520. It's a Balanced Advantage Fund from Kotak, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Balanced Advantage Fund -Regular Plan - Growth Option has NAV history starting from 10 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Balanced Advantage Fund -Regular Plan - Growth Option is managed by Kotak. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Balanced Advantage Fund -Regular Plan - Growth Option has delivered a absolute return of 0.06% — -0.09 pp behind the Balanced Advantage Fund category average of 0.16%. The fund ranks #14 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Balanced Advantage Fund -Regular Plan - Growth Option has delivered a CAGR of 9.17% — -0.35 pp behind the Balanced Advantage Fund category average of 9.52%. The fund ranks #11 of 21 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Kotak Balanced Advantage Fund -Regular Plan - Growth Option has delivered a CAGR of 8.45% — +0.6 pp ahead of the Balanced Advantage Fund category average of 7.85%. The fund ranks #6 of 13 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Balanced Advantage Fund -Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹150,015 today — a multiplier of 1.50×, based on the 5-year CAGR of 8.45%. The category average over the same window would have grown ₹1 lakh to ₹145,895.

A ₹10,000 monthly SIP in Kotak Balanced Advantage Fund -Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹727,691 today. That's an XIRR (money-weighted annualised return) of 7.64%.

Kotak Balanced Advantage Fund -Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,160,888 — XIRR 9.09%.

On a 5-year basis, Kotak Balanced Advantage Fund -Regular Plan - Growth Option ranks #6 out of 13 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.85%; this fund delivered 8.45%.

The worst peak-to-trough decline Kotak Balanced Advantage Fund -Regular Plan - Growth Option has experienced over the last 5-year window is 9.53% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Balanced Advantage Fund -Regular Plan - Growth Option averaged 11.71% (best 15.27%, worst 8.21%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, Kotak Balanced Advantage Fund -Regular Plan - Growth Option returned 5.61% — beating the Balanced Advantage Fund category average of 4.78% by 0.83 pp. It ranked #13 of 27 in its category that year.

Kotak Balanced Advantage Fund -Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Kotak Balanced Advantage Fund -Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.5%. 5-year CAGR: 8.45%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Kotak Balanced Advantage Fund -Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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