Should I invest in Kotak India Growth Fund Series 5?

We don't give personal investment advice. Kotak India Growth Fund Series 5-Direct Plan-Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak India Growth Fund Series 5-Direct Plan-Growth Option

Latest NAV

₹14.7428

As of

18 May 2021

735 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.11%	-0.10	57 / 104	Q3
1W	-0.17%	-0.67%	+0.50	45 / 103	Q2
2W	+0.98%	+0.04%	+0.94	19 / 102	Q1
1M	+3.39%	+0.32%	+3.07	10 / 101	Q1
3M	+1.08%	+3.68%	-2.60	58 / 100	Q3
6M	+24.24%	+6.18%	+18.07	15 / 99	Q1
YTD	+11.23%	+2.47%	+8.76	16 / 99	Q1
1Y	+90.62%	+17.47%	+73.15	3 / 89	Q1
2Y	+24.18%	+10.45%	+13.73	9 / 84	Q1
3Y	+14.11%	+13.44%	+0.67	33 / 74	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.16%	+11.11%	+3.05	37 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+11.23%	+25.89%	-14.65	42 / 52
2020	+25.99%	+15.92%	+10.08	11 / 58
2019	+11.65%	+7.18%	+4.47	22 / 69
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.51%

25 windows

min -29.7% · max 102.2%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.11%

1 window

min 14.1% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

25.19%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.55

Downside-only deviation

Max drawdown

-39.19%

Jan 2020 → Mar 2020

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
18 May 2021	₹14.7428
17 May 2021	₹14.7420
14 May 2021	₹14.7400
12 May 2021	₹14.7550
11 May 2021	₹14.7680
10 May 2021	₹14.7730
7 May 2021	₹14.6910
6 May 2021	₹14.7430
5 May 2021	₹14.7120
4 May 2021	₹14.6000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 18 May 2021, the NAV of Kotak India Growth Fund Series 5-Direct Plan-Growth Option is ₹14.7428. It's a Flexi Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak India Growth Fund Series 5-Direct Plan-Growth Option has NAV history starting from 22 May 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak India Growth Fund Series 5-Direct Plan-Growth Option is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak India Growth Fund Series 5-Direct Plan-Growth Option has delivered a absolute return of 90.62% — +73.15 pp ahead of the Flexi Cap Fund category average of 17.47%. The fund ranks #3 of 89 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak India Growth Fund Series 5-Direct Plan-Growth Option has delivered a CAGR of 14.11% — +0.67 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #33 of 74 in its category — the second (Q2) quartile.

Kotak India Growth Fund Series 5-Direct Plan-Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak India Growth Fund Series 5-Direct Plan-Growth Option exactly 3 years ago would be worth approximately ₹148,602 today — a multiplier of 1.49×, based on the 3-year CAGR of 14.11%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in Kotak India Growth Fund Series 5-Direct Plan-Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹530,866 today. That's an XIRR (money-weighted annualised return) of 26.91%.

Kotak India Growth Fund Series 5-Direct Plan-Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹530,866 — XIRR 26.91%.

On a 3-year basis, Kotak India Growth Fund Series 5-Direct Plan-Growth Option ranks #33 out of 74 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.44%; this fund delivered 14.11%.

The worst peak-to-trough decline Kotak India Growth Fund Series 5-Direct Plan-Growth Option has experienced over the last 3-year window is 39.19% — its NAV fell from a high on 29 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak India Growth Fund Series 5-Direct Plan-Growth Option averaged 14.11% (best 14.11%, worst 14.11%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2020, Kotak India Growth Fund Series 5-Direct Plan-Growth Option returned 25.99% — beating the Flexi Cap Fund category average of 15.92% by 10.08 pp. It ranked #11 of 58 in its category that year.

Kotak India Growth Fund Series 5-Direct Plan-Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak India Growth Fund Series 5-Direct Plan-Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.