Should I invest in Kotak India Gorwth Fund - Series I?

We don't give personal investment advice. Kotak India Gorwth Fund - Series I - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak India Gorwth Fund - Series I - Direct Plan - Growth

Latest NAV

₹13.2786

As of

7 May 2018

739 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.10%	-0.10	82 / 104	Q4
1W	-1.00%	-0.02%	-0.98	93 / 103	Q4
2W	-0.26%	+0.10%	-0.35	75 / 102	Q3
1M	+0.40%	+1.52%	-1.12	78 / 101	Q4
3M	-2.24%	+5.34%	-7.58	96 / 100	Q4
6M	-3.05%	+9.00%	-12.05	94 / 99	Q4
YTD	-4.24%	+4.61%	-8.84	94 / 99	Q4
1Y	+7.52%	+18.02%	-10.50	47 / 90	Q3
2Y	+14.01%	+9.96%	+4.05	27 / 84	Q2
3Y	+9.62%	+13.26%	-3.64	60 / 76	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.65%	+11.59%	-1.95	70 / 104	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-4.24%	-5.07%	+0.84	17 / 34
2017	+31.89%	+36.55%	-4.65	23 / 31
2016	+0.75%	+3.36%	-2.61	22 / 31
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.05%

25 windows

min 2.5% · max 33.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.62%

1 window

min 9.6% · max 9.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.72%

3-year · annualised

Sharpe ratio

0.27

vs risk-free 6.5%

Sortino ratio

0.40

Downside-only deviation

Max drawdown

-16.93%

Aug 2015 → Feb 2016

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,248.7410	17 Jul 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.9459	17 Jul 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹121.4251	17 Jul 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹21.1200	17 Jul 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹20.6200	17 Jul 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹232.8250	17 Jul 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹122.1976	17 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,165.0600	17 Jul 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹67.6885	17 Jul 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,808.6718	17 Jul 2026

Recent NAVs

Date	NAV
7 May 2018	₹13.2786
4 May 2018	₹13.2770
3 May 2018	₹13.2860
2 May 2018	₹13.3590
30 Apr 2018	₹13.4130
27 Apr 2018	₹13.4020
26 Apr 2018	₹13.3210
25 Apr 2018	₹13.3140
24 Apr 2018	₹13.3940
23 Apr 2018	₹13.3130

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 May 2018, the NAV of Kotak India Gorwth Fund - Series I - Direct Plan - Growth is ₹13.2786. It's a Flexi Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak India Gorwth Fund - Series I - Direct Plan - Growth has NAV history starting from 11 May 2015, a track record of about 11 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak India Gorwth Fund - Series I - Direct Plan - Growth is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak India Gorwth Fund - Series I - Direct Plan - Growth has delivered a absolute return of 7.52% — -10.5 pp behind the Flexi Cap Fund category average of 18.02%. The fund ranks #47 of 90 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak India Gorwth Fund - Series I - Direct Plan - Growth has delivered a CAGR of 9.62% — -3.64 pp behind the Flexi Cap Fund category average of 13.26%. The fund ranks #60 of 76 in its category — the bottom (Q4) quartile.

Kotak India Gorwth Fund - Series I - Direct Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak India Gorwth Fund - Series I - Direct Plan - Growth exactly 3 years ago would be worth approximately ₹131,728 today — a multiplier of 1.32×, based on the 3-year CAGR of 9.62%. The category average over the same window would have grown ₹1 lakh to ₹145,305.

A ₹10,000 monthly SIP in Kotak India Gorwth Fund - Series I - Direct Plan - Growth over the last 3 years — total invested ₹360,000 — would be worth ₹421,998 today. That's an XIRR (money-weighted annualised return) of 10.60%.

Kotak India Gorwth Fund - Series I - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹421,998 — XIRR 10.60%.

On a 3-year basis, Kotak India Gorwth Fund - Series I - Direct Plan - Growth ranks #60 out of 76 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.26%; this fund delivered 9.62%.

The worst peak-to-trough decline Kotak India Gorwth Fund - Series I - Direct Plan - Growth has experienced over the last 3-year window is 16.93% — its NAV fell from a high on 19 Aug 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak India Gorwth Fund - Series I - Direct Plan - Growth averaged 9.62% (best 9.62%, worst 9.62%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2017, Kotak India Gorwth Fund - Series I - Direct Plan - Growth returned 31.89% — lagging the Flexi Cap Fund category average of 36.55% by 4.65 pp. It ranked #23 of 31 in its category that year.

Kotak India Gorwth Fund - Series I - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak India Gorwth Fund - Series I - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.