Should I invest in Kotak India Gorwth Fund - Series I?

We don't give personal investment advice. Kotak India Gorwth Fund - Series I - Direct Plan - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend

Latest NAV

₹11.2128

As of

7 May 2018

739 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.75	82 / 105	Q4
1W	-1.00%	-1.81%	+0.81	50 / 104	Q2
2W	-0.26%	-1.11%	+0.86	62 / 104	Q3
1M	+0.40%	-1.16%	+1.56	40 / 104	Q2
3M	-17.45%	+1.00%	-18.45	99 / 103	Q4
6M	-18.14%	+1.92%	-20.05	94 / 100	Q4
YTD	-19.13%	-1.23%	-17.90	94 / 98	Q4
1Y	-9.21%	+9.43%	-18.64	77 / 88	Q4
2Y	+4.77%	+5.85%	-1.08	40 / 82	Q2
3Y	+3.61%	+10.05%	-6.44	59 / 71	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.62%	+8.04%	-4.42	80 / 105	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2018 YTD	-19.13%	-11.53%	-7.60	28 / 33
2017	+31.89%	+29.49%	+2.41	11 / 30
2016	+0.75%	-0.10%	+0.85	12 / 30
2015	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.70%

25 windows

min -9.2% · max 33.7%

92% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+3.61%

1 window

min 3.6% · max 3.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.75%

3-year · annualised

Sharpe ratio

-0.11

vs risk-free 6.5%

Sortino ratio

-0.14

Downside-only deviation

Max drawdown

-25.71%

Jan 2018 → Mar 2018

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
7 May 2018	₹11.2128
4 May 2018	₹11.2110
3 May 2018	₹11.2190
2 May 2018	₹11.2810
30 Apr 2018	₹11.3260
27 Apr 2018	₹11.3170
26 Apr 2018	₹11.2480
25 Apr 2018	₹11.2430
24 Apr 2018	₹11.3100
23 Apr 2018	₹11.2418

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 May 2018, the NAV of Kotak India Gorwth Fund - Series I - Direct Plan - Dividend is ₹11.2128. It's a Flexi Cap Fund from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend has NAV history starting from 11 May 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak India Gorwth Fund - Series I - Direct Plan - Dividend has delivered a absolute return of -9.21% — -18.64 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #77 of 88 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak India Gorwth Fund - Series I - Direct Plan - Dividend has delivered a CAGR of 3.61% — -6.44 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #59 of 71 in its category — the bottom (Q4) quartile.

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak India Gorwth Fund - Series I - Direct Plan - Dividend exactly 3 years ago would be worth approximately ₹111,235 today — a multiplier of 1.11×, based on the 3-year CAGR of 3.61%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in Kotak India Gorwth Fund - Series I - Direct Plan - Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹357,908 today. That's an XIRR (money-weighted annualised return) of -0.38%.

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹357,908 — XIRR -0.38%.

On a 3-year basis, Kotak India Gorwth Fund - Series I - Direct Plan - Dividend ranks #59 out of 71 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.05%; this fund delivered 3.61%.

The worst peak-to-trough decline Kotak India Gorwth Fund - Series I - Direct Plan - Dividend has experienced over the last 3-year window is 25.71% — its NAV fell from a high on 23 Jan 2018 to a low on 23 Mar 2018. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak India Gorwth Fund - Series I - Direct Plan - Dividend averaged 3.61% (best 3.61%, worst 3.61%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2017, Kotak India Gorwth Fund - Series I - Direct Plan - Dividend returned 31.89% — beating the Flexi Cap Fund category average of 29.49% by 2.41 pp. It ranked #11 of 30 in its category that year.

Kotak India Gorwth Fund - Series I - Direct Plan - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak India Gorwth Fund - Series I - Direct Plan - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.