Should I invest in Kotak Flexicap Fund?

We don't give personal investment advice. Kotak Flexicap Fund - Growth - Direct is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 12.56%.

Kotak

Kotak Flexicap Fund - Growth - Direct

Latest NAV

₹93.6900

As of

3 Jun 2026

3,297 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.11%	-0.01	34 / 104	Q2
1W	-1.70%	-0.67%	-1.03	79 / 103	Q4
2W	+0.23%	+0.04%	+0.19	44 / 102	Q2
1M	-1.28%	+0.32%	-1.59	76 / 101	Q4
3M	-3.50%	+3.68%	-7.18	94 / 100	Q4
6M	-4.76%	+6.18%	-10.94	74 / 99	Q3
YTD	-4.92%	+2.47%	-7.39	75 / 99	Q4
1Y	-0.02%	+17.47%	-17.49	67 / 89	Q4
2Y	+2.96%	+10.45%	-7.49	71 / 84	Q4
3Y	+14.37%	+13.44%	+0.93	31 / 74	Q2
4Y	+14.89%	+14.31%	+0.57	16 / 38	Q2
5Y	+12.56%	+14.05%	-1.49	17 / 32	Q3
7Y	+13.17%	+14.35%	-1.18	15 / 23	Q3
10Y	+14.53%	+14.35%	+0.18	9 / 18	Q2
Inception	+15.57%	+11.11%	+4.46	25 / 104	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.92%	-4.10%	-0.83	23 / 44
2025	+10.11%	+3.69%	+6.41	4 / 39
2024	+17.48%	+20.93%	-3.45	25 / 40
2023	+24.64%	+29.96%	-5.32	29 / 34
2022	+5.98%	+1.56%	+4.42	6 / 34
2021	+26.05%	+25.89%	+0.16	31 / 52
2020	+12.85%	+15.92%	-3.07	29 / 58
2019	+12.93%	+7.18%	+5.75	10 / 69
2018	+0.70%	-5.07%	+5.77	4 / 34
2017	+34.57%	+36.55%	-1.97	20 / 31
2016	+9.97%	+3.36%	+6.60	3 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.90%

152 windows

min -27.3% · max 76.1%

89% positive

3-Year rolling

+16.39%

127 windows

min -3.4% · max 30.2%

98% positive

5-Year rolling

+15.81%

103 windows

min 2.9% · max 23.6%

100% positive

7-Year rolling

+15.20%

79 windows

min 11.8% · max 19.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.15%

3-year · annualised

Sharpe ratio

0.60

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-16.30%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹93.6900
2 Jun 2026	₹93.9670
1 Jun 2026	₹93.8710
29 May 2026	₹94.5570
27 May 2026	₹95.7720
26 May 2026	₹95.5910
25 May 2026	₹95.6770
22 May 2026	₹94.2730
21 May 2026	₹93.9460
20 May 2026	₹93.7570

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Flexicap Fund - Growth - Direct is ₹93.6900. It's a Flexi Cap Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Flexicap Fund - Growth - Direct has NAV history starting from 04 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Flexicap Fund - Growth - Direct is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Flexicap Fund - Growth - Direct has delivered a absolute return of -0.02% — -17.49 pp behind the Flexi Cap Fund category average of 17.47%. The fund ranks #67 of 89 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Flexicap Fund - Growth - Direct has delivered a CAGR of 14.37% — +0.93 pp ahead of the Flexi Cap Fund category average of 13.44%. The fund ranks #31 of 74 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Flexicap Fund - Growth - Direct has delivered a CAGR of 12.56% — -1.49 pp behind the Flexi Cap Fund category average of 14.05%. The fund ranks #17 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Flexicap Fund - Growth - Direct exactly 10 years ago would be worth approximately ₹388,197 today — a multiplier of 3.88×, based on the 10-year CAGR of 14.53%. The category average over the same window would have grown ₹1 lakh to ₹382,239.

A ₹10,000 monthly SIP in Kotak Flexicap Fund - Growth - Direct over the last 5 years — total invested ₹600,000 — would be worth ₹797,484 today. That's an XIRR (money-weighted annualised return) of 11.32%.

A ₹10,000 monthly SIP for 10 years in Kotak Flexicap Fund - Growth - Direct = ₹1,200,000 invested. It would currently be worth ₹2,442,891 (multiplier 2.04×). XIRR: 13.61%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Flexicap Fund - Growth - Direct ranks #17 out of 32 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.05%; this fund delivered 12.56%.

The worst peak-to-trough decline Kotak Flexicap Fund - Growth - Direct has experienced over the last 5-year window is 17.77% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Flexicap Fund - Growth - Direct averaged 15.81% (best 23.62%, worst 2.95%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, Kotak Flexicap Fund - Growth - Direct returned 10.11% — beating the Flexi Cap Fund category average of 3.69% by 6.41 pp. It ranked #4 of 39 in its category that year.

Kotak Flexicap Fund - Growth - Direct is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Flexicap Fund - Growth - Direct is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.8%. 5-year CAGR: 12.56%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.