Should I invest in ITI Balanced Advantage Fund?

We don't give personal investment advice. ITI Balanced Advantage Fund - Regular Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 6.68%.

ITI

ITI Balanced Advantage Fund - Regular Plan - Growth Option

Latest NAV

₹13.9716

As of

3 Jun 2026

1,580 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.24%	+0.06%	-0.30	24 / 29	Q4
1W	-0.51%	-1.09%	+0.57	5 / 29	Q1
2W	+0.39%	-0.16%	+0.56	4 / 29	Q1
1M	-0.51%	-0.90%	+0.39	7 / 29	Q1
3M	-2.10%	-0.84%	-1.26	23 / 29	Q4
6M	-5.82%	-3.30%	-2.52	24 / 28	Q4
YTD	-6.03%	-3.44%	-2.58	26 / 28	Q4
1Y	-2.07%	+0.16%	-2.23	22 / 28	Q4
2Y	+0.60%	+2.44%	-1.84	21 / 26	Q4
3Y	+8.59%	+9.52%	-0.93	15 / 21	Q3
4Y	+8.11%	+9.20%	-1.09	12 / 17	Q3
5Y	+6.68%	+7.85%	-1.17	9 / 13	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.24%	+7.44%	-2.20	24 / 29	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.03%	-3.44%	-2.58	26 / 28
2025	+4.17%	+4.78%	-0.61	19 / 27
2024	+13.40%	+12.20%	+1.20	9 / 24
2023	+16.98%	+17.99%	-1.01	12 / 19
2022	-3.10%	+2.63%	-5.73	17 / 17
2021	+21.43%	+12.75%	+8.68	1 / 12
2020	-10.35%	+12.21%	-22.56	12 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.80%

67 windows

min -11.6% · max 30.1%

81% positive

3-Year rolling

+9.89%

42 windows

min 1.4% · max 12.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.44%

18 windows

min 6.2% · max 11.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.99%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.40

Downside-only deviation

Max drawdown

-9.12%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Growth	SBI	₹15.5940	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan Growth	Bandhan	₹24.3470	3 Jun 2026
quant Dynamic Asset Allocation Fund - Growth Option - Regular Plan	Quant	₹16.4736	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth Option	Aditya Birla Sun Life	₹108.4300	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Growth Option	Motilal Oswal	₹18.0059	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan- Growth	Mirae Asset	₹14.1940	3 Jun 2026
Kotak Balanced Advantage Fund -Regular Plan - Growth Option	Kotak	₹20.3520	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan Growth	Parag Parikh	₹11.5386	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	DSP	₹27.8240	3 Jun 2026
HSBC Balanced Advantage Fund - Regular Growth	HSBC	₹42.5324	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.9716
2 Jun 2026	₹13.9585
1 Jun 2026	₹13.9916
29 May 2026	₹14.0416
27 May 2026	₹14.0615
26 May 2026	₹14.0307
25 May 2026	₹14.0196
22 May 2026	₹13.9087
21 May 2026	₹13.9095
20 May 2026	₹13.9134

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Balanced Advantage Fund - Regular Plan - Growth Option is ₹13.9716. It's a Balanced Advantage Fund from ITI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Balanced Advantage Fund - Regular Plan - Growth Option has NAV history starting from 03 Jan 2020, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Balanced Advantage Fund - Regular Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Balanced Advantage Fund - Regular Plan - Growth Option has delivered a absolute return of -2.07% — -2.23 pp behind the Balanced Advantage Fund category average of 0.16%. The fund ranks #22 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ITI Balanced Advantage Fund - Regular Plan - Growth Option has delivered a CAGR of 8.59% — -0.93 pp behind the Balanced Advantage Fund category average of 9.52%. The fund ranks #15 of 21 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Balanced Advantage Fund - Regular Plan - Growth Option has delivered a CAGR of 6.68% — -1.17 pp behind the Balanced Advantage Fund category average of 7.85%. The fund ranks #9 of 13 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI Balanced Advantage Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹138,150 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.68%. The category average over the same window would have grown ₹1 lakh to ₹145,895.

A ₹10,000 monthly SIP in ITI Balanced Advantage Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹693,409 today. That's an XIRR (money-weighted annualised return) of 5.72%.

ITI Balanced Advantage Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹693,409 — XIRR 5.72%.

On a 5-year basis, ITI Balanced Advantage Fund - Regular Plan - Growth Option ranks #9 out of 13 funds in the Balanced Advantage Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.85%; this fund delivered 6.68%.

The worst peak-to-trough decline ITI Balanced Advantage Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 11.39% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Balanced Advantage Fund - Regular Plan - Growth Option averaged 9.44% (best 11.51%, worst 6.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, ITI Balanced Advantage Fund - Regular Plan - Growth Option returned 4.17% — lagging the Balanced Advantage Fund category average of 4.78% by 0.61 pp. It ranked #19 of 27 in its category that year.

ITI Balanced Advantage Fund - Regular Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ITI Balanced Advantage Fund - Regular Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.4%. 5-year CAGR: 6.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.