Should I invest in ICICI Prudential Value Fund - Series 20 - Cumulative Option?

We don't give personal investment advice. ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option

Latest NAV

₹13.7800

As of

22 Jul 2021

751 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.11%	+0.99	1 / 104	Q1
1W	-1.08%	-0.67%	-0.40	59 / 103	Q3
2W	+0.29%	+0.04%	+0.25	41 / 102	Q2
1M	+0.00%	+0.32%	-0.32	50 / 101	Q2
3M	+11.58%	+3.68%	+7.90	15 / 100	Q1
6M	+15.80%	+6.18%	+9.62	25 / 99	Q2
YTD	+18.18%	+2.47%	+15.71	12 / 99	Q1
1Y	+51.60%	+17.47%	+34.13	12 / 89	Q1
2Y	+18.28%	+10.45%	+7.83	18 / 84	Q1
3Y	+13.36%	+13.44%	-0.08	40 / 74	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.03%	+11.11%	+1.91	47 / 104	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+18.18%	+25.89%	-7.71	38 / 52
2020	+12.04%	+15.92%	-3.87	35 / 58
2019	+8.02%	+7.18%	+0.84	36 / 69
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.73%

26 windows

min -27.5% · max 76.8%

62% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.36%

1 window

min 13.4% · max 13.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

26.52%

3-year · annualised

Sharpe ratio

0.38

vs risk-free 6.5%

Sortino ratio

0.50

Downside-only deviation

Max drawdown

-35.23%

Jan 2020 → Mar 2020

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Option - Direct Plan	HDFC	₹2,115.5350	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - Growth Plan - Growth Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - DIRECT PLAN - Growth Option	SBI	₹117.4238	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - Growth	ICICI Prudential	₹19.8000	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - Growth	Invesco	₹19.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-Growth	Bandhan	₹222.6510	3 Jun 2026
quant Flexi Cap Fund - Growth Option-Direct Plan	Quant	₹118.9418	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹2,064.0200	3 Jun 2026
Motilal Oswal Flexi cap Fund Direct Plan-Growth Option	Motilal Oswal	₹63.2311	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - Growth	Franklin India	₹1,722.7007	3 Jun 2026

Recent NAVs

Date	NAV
22 Jul 2021	₹13.7800
20 Jul 2021	₹13.6300
19 Jul 2021	₹13.8700
16 Jul 2021	₹13.9500
15 Jul 2021	₹13.9300
14 Jul 2021	₹13.9100
13 Jul 2021	₹13.8800
12 Jul 2021	₹13.7400
9 Jul 2021	₹13.7600
8 Jul 2021	₹13.7400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Jul 2021, the NAV of ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option is ₹13.7800. It's a Flexi Cap Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option has NAV history starting from 03 Jul 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option has delivered a absolute return of 51.60% — +34.13 pp ahead of the Flexi Cap Fund category average of 17.47%. The fund ranks #12 of 89 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option has delivered a CAGR of 13.36% — -0.08 pp behind the Flexi Cap Fund category average of 13.44%. The fund ranks #40 of 74 in its category — the third (Q3) quartile.

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option exactly 3 years ago would be worth approximately ₹145,666 today — a multiplier of 1.46×, based on the 3-year CAGR of 13.36%. The category average over the same window would have grown ₹1 lakh to ₹145,991.

A ₹10,000 monthly SIP in ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option over the last 3 years — total invested ₹360,000 — would be worth ₹504,049 today. That's an XIRR (money-weighted annualised return) of 23.11%.

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹504,049 — XIRR 23.11%.

On a 3-year basis, ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option ranks #40 out of 74 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.44%; this fund delivered 13.36%.

The worst peak-to-trough decline ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option has experienced over the last 3-year window is 35.23% — its NAV fell from a high on 15 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option averaged 13.36% (best 13.36%, worst 13.36%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.38 — weak risk-adjusted performance.

In calendar year 2020, ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option returned 12.04% — lagging the Flexi Cap Fund category average of 15.92% by 3.87 pp. It ranked #35 of 58 in its category that year.

ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Value Fund - Series 20 - Direct Plan - Cumulative Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.