Should I invest in ICICI Prudential Blended Plan A?

We don't give personal investment advice. ICICI Prudential Blended Plan A-Direct Plan - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI Prudential Blended Plan A-Direct Plan - Dividend

Latest NAV

₹13.6408

As of

22 Apr 2016

762 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.76	53 / 105	Q3
1W	-0.44%	-1.81%	+1.37	45 / 104	Q2
2W	-0.38%	-1.11%	+0.74	67 / 104	Q3
1M	+0.04%	-1.16%	+1.20	47 / 104	Q2
3M	+0.04%	+1.00%	-0.96	58 / 103	Q3
6M	-0.15%	+1.92%	-2.07	47 / 100	Q2
YTD	-0.37%	-1.23%	+0.86	43 / 98	Q2
1Y	+0.69%	+9.43%	-8.74	55 / 88	Q3
2Y	+0.33%	+5.85%	-5.52	56 / 82	Q3
3Y	+1.02%	+10.05%	-9.03	65 / 71	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+0.76%	+8.04%	-7.28	89 / 105	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-0.37%	-0.10%	-0.28	16 / 30
2015	+1.34%	+2.63%	-1.30	7 / 10
2014	+0.09%	+30.59%	-30.50	3 / 3
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.59%

27 windows

min -0.5% · max 1.8%

85% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+0.82%

2 windows

min 0.6% · max 1.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.84%

3-year · annualised

Sharpe ratio

-6.54

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.26%

May 2014 → Jun 2014

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
22 Apr 2016	₹13.6408
21 Apr 2016	₹13.6405
20 Apr 2016	₹13.6333
18 Apr 2016	₹13.7204
13 Apr 2016	₹13.7016
12 Apr 2016	₹13.6959
11 Apr 2016	₹13.6947
8 Apr 2016	₹13.6922
7 Apr 2016	₹13.6941
6 Apr 2016	₹13.6920

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Apr 2016, the NAV of ICICI Prudential Blended Plan A-Direct Plan - Dividend is ₹13.6408. It's a Flexi Cap Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Blended Plan A-Direct Plan - Dividend has NAV history starting from 08 Mar 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Blended Plan A-Direct Plan - Dividend is managed by ICICI Prudential. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Blended Plan A-Direct Plan - Dividend has delivered a absolute return of 0.69% — -8.74 pp behind the Flexi Cap Fund category average of 9.43%. The fund ranks #55 of 88 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Blended Plan A-Direct Plan - Dividend has delivered a CAGR of 1.02% — -9.03 pp behind the Flexi Cap Fund category average of 10.05%. The fund ranks #65 of 71 in its category — the bottom (Q4) quartile.

ICICI Prudential Blended Plan A-Direct Plan - Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI Prudential Blended Plan A-Direct Plan - Dividend exactly 3 years ago would be worth approximately ₹103,106 today — a multiplier of 1.03×, based on the 3-year CAGR of 1.02%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in ICICI Prudential Blended Plan A-Direct Plan - Dividend over the last 3 years — total invested ₹360,000 — would be worth ₹362,615 today. That's an XIRR (money-weighted annualised return) of 0.47%.

ICICI Prudential Blended Plan A-Direct Plan - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹362,615 — XIRR 0.47%.

On a 3-year basis, ICICI Prudential Blended Plan A-Direct Plan - Dividend ranks #65 out of 71 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.05%; this fund delivered 1.02%.

The worst peak-to-trough decline ICICI Prudential Blended Plan A-Direct Plan - Dividend has experienced over the last 3-year window is 1.26% — its NAV fell from a high on 30 May 2014 to a low on 02 Jun 2014. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Blended Plan A-Direct Plan - Dividend averaged 0.82% (best 1.02%, worst 0.61%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -6.54 — negative risk-adjusted performance.

In calendar year 2015, ICICI Prudential Blended Plan A-Direct Plan - Dividend returned 1.34% — lagging the Flexi Cap Fund category average of 2.63% by 1.30 pp. It ranked #7 of 10 in its category that year.

ICICI Prudential Blended Plan A-Direct Plan - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Blended Plan A-Direct Plan - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.