Should I invest in ICICI Prudential Bharat Consumption Fund - Series 3?

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

ICICI Prudential

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option

Latest NAV

₹17.0100

As of

7 Feb 2022

875 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-0.75%	+0.75	57 / 105	Q3
1W	+0.24%	-1.81%	+2.05	15 / 104	Q1
2W	+0.65%	-1.11%	+1.77	26 / 104	Q1
1M	-3.30%	-1.16%	-2.13	95 / 104	Q4
3M	-1.22%	+1.00%	-2.22	66 / 103	Q3
6M	+3.97%	+1.92%	+2.06	33 / 100	Q2
YTD	-1.28%	-1.23%	-0.04	45 / 98	Q2
1Y	+22.82%	+9.43%	+13.38	14 / 88	Q1
2Y	+24.18%	+5.85%	+18.34	4 / 82	Q1
3Y	+18.86%	+10.05%	+8.81	5 / 71	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.18%	+8.04%	+8.14	11 / 105	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	-1.28%	-2.27%	+0.99	21 / 36
2021	+35.67%	+23.11%	+12.56	7 / 50
2020	+16.02%	+11.58%	+4.45	14 / 56
2019	+4.83%	+5.80%	-0.97	39 / 68
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.63%

32 windows

min -20.7% · max 61.9%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.68%

8 windows

min 16.7% · max 21.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.05%

3-year · annualised

Sharpe ratio

0.68

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-31.09%

Jan 2020 → Mar 2020

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - IDCW Option - Direct Plan	HDFC	₹85.5390	3 Jun 2026
Nippon India Flexi Cap Fund - Direct Plan - IDCW Option	Nippon India	₹17.0211	3 Jun 2026
SBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹58.6919	2 Jun 2026
ICICI Prudential Flexicap Fund - Direct Plan - IDCW	ICICI Prudential	₹16.7500	3 Jun 2026
Invesco India Flexi Cap Fund - Direct Plan - IDCW	Invesco	₹17.0200	3 Jun 2026
BANDHAN Flexi Cap Fund-Direct Plan-IDCW	Bandhan	₹49.6510	3 Jun 2026
quant Flexi Cap Fund - IDCW Option - Direct Plan	Quant	₹80.8500	3 Jun 2026
Aditya Birla Sun Life Flexi Cap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹224.7300	3 Jun 2026
Motilal Oswal Flexi Cap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹31.2807	3 Jun 2026
Franklin India Flexi Cap Fund - Direct - IDCW	Franklin India	₹66.6106	3 Jun 2026

Recent NAVs

Date	NAV
7 Feb 2022	₹17.0100
4 Feb 2022	₹17.0800
3 Feb 2022	₹17.1000
2 Feb 2022	₹17.1500
1 Feb 2022	₹17.1000
31 Jan 2022	₹16.9700
28 Jan 2022	₹16.7900
27 Jan 2022	₹16.7900
25 Jan 2022	₹16.9900
24 Jan 2022	₹16.9000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Feb 2022, the NAV of ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option is ₹17.0100. It's a Flexi Cap Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option has NAV history starting from 18 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option is managed by ICICI Prudential. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option has delivered a absolute return of 22.82% — +13.38 pp ahead of the Flexi Cap Fund category average of 9.43%. The fund ranks #14 of 88 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option has delivered a CAGR of 18.86% — +8.81 pp ahead of the Flexi Cap Fund category average of 10.05%. The fund ranks #5 of 71 in its category — the top (Q1) quartile.

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option exactly 3 years ago would be worth approximately ₹167,917 today — a multiplier of 1.68×, based on the 3-year CAGR of 18.86%. The category average over the same window would have grown ₹1 lakh to ₹133,288.

A ₹10,000 monthly SIP in ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹521,666 today. That's an XIRR (money-weighted annualised return) of 25.53%.

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹521,666 — XIRR 25.53%.

On a 3-year basis, ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option ranks #5 out of 71 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.05%; this fund delivered 18.86%.

The worst peak-to-trough decline ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option has experienced over the last 3-year window is 31.09% — its NAV fell from a high on 17 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option averaged 18.68% (best 21.01%, worst 16.67%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.68 — reasonable risk-adjusted performance.

In calendar year 2021, ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option returned 35.67% — beating the Flexi Cap Fund category average of 23.11% by 12.55 pp. It ranked #7 of 50 in its category that year.

ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Bharat Consumption Fund - Series 3 - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.